EXHIBIT 99.1
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           Press Release of CSB Bancorp, Inc., dated January 23, 2004


[CSB BANCORP, INC. LOGO]

For Immediate Release                                    Contact:
Friday January 23, 2004                                  A. Lee Miller
                                                         Chief Financial Officer
                                                         330-763-2875

Millersburg, Ohio January 23, 2004-

CSB Bancorp (CSBB.OB) parent of the Commercial and Savings Bank Millersburg,
Ohio, today announced fourth quarter and full year 2003 unaudited earnings. For
the quarter ended December 31, 2003 net earnings were $552 thousand versus $406
thousand for the same quarter in 2002. This represents a 36% increase. Per share
earnings increased to $0.21 per share in 2003 over $0.15 per share, a 40%
increase in per share earnings. For the full year 2003, net earnings increased
to $2,060,000 from $1,923,000 in 2002, which represents a 7% increase over the
prior year. Per share earnings, for the full year, increased 6.8% rising to
$0.78 per share versus $0.73 in 2002.

Commenting on these results President & CEO John Limbert said, "We believe that
2003 ended the "fix-it" chapter for CSB. We are positioned to grow properly and
profitably. Our operating efficiencies will continue to improve and reflect the
numerous programs initiated in late 2003 as well as those being implemented in
2004."

CSB Bancorp is a one-bank holding company that operates offices in Holmes, Wayne
and Tuscarawas counties. In 2004 the company will mark its 125th year of
continuous operation.