================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report January 26, 2004 ---------------- FARMERS NATIONAL BANC CORP. (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) OHIO 2-80339 34-1371693 (STATE OR OTHER JURISDICTION OF (COMMISSION FILE NUMBER) (I.R.S. EMPLOYER INCORPORATION OR ORGANIZATION) IDENTIFICATION NUMBER) 20 SOUTH BROAD STREET CANFIELD, OH 44406 (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (330)533-3341 (REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE) Item 5. Other Events and Regulation FD Disclosure On January 26, 2004, Farmers National Banc Corp. issued the press release attached as Exhibit 99.1, reporting on its earnings for the quarter ended December 31, 2003. Item 7. Financial Statements and Exhibits (c) Exhibits: Exhibit 99.1 January 26, 2004 Press Release Item 12. Disclosure of Results of Operations and Financial Condition The registrant has elected to file this information under Item 5. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FARMERS NATIONAL BANC CORP. Dated: January 26, 2004 By: /s/ Frank L. Paden ---------------------- ---------------------------------- Frank L. Paden, President and Secretary 2