================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 -------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 6, 2004 -------------------- WESTERN OHIO FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) DELAWARE 0-24120 31-1403116 (State or other jurisdiction of (Commission File (IRS Employer incorporation or organization) Number) Identification No.) 28 EAST MAIN STREET, SPRINGFIELD, OHIO 45501-0509 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (937) 325-4683 -------------------- ================================================================================ ITEM 5. OTHER EVENTS. On February 6, 2004, Western Ohio Financial Corporation issued a news release announcing that its annual shareholders' meeting will be held at The Springfield, Inn, located at 100 South Fountain Ave., Springfield, Ohio on April 22, 2004 at 9:00 am EST. The release is attached as Exhibit 99.1 to this report and is incorporated into this Item 5 by reference. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: February 6, 2004 WESTERN OHIO FINANCIAL CORPORATION By: /s/ John W. Raisbeck ------------------------------------------- John W. Raisbeck President and Chief Executive Officer Exhibit Index ------------- Exhibit - -------------------------------------------------------------------------------- Number Description of Exhibit - -------------------------------------------------------------------------------- 99.1 Press Release of Western Ohio Financial Corporation dated February 6, 2004.