Filed by National City Corporation
                              pursuant to Rule 425 and the
                              Securities Act of 1933 and deemed
                              filed pursuant to Rule 14a-12 under
                              the Securities Exchange Act of 1934

                              Subject Company: Provident Financial Group, Inc.
                              Commission File Number: 001-08019


                              WHAT'S ON YOUR MIND?

             Answers to your questions about the integration process

WHY IS PROVIDENT BANK MERGING WITH NATIONAL CITY?
The reason we've chosen to merge with National City is that it offers
outstanding products and services that are culturally and demographically
similar to ours. National City was attractive to us because they are responsive
to their customer needs and committed to providing superior products at the
highest level of service quality, which is very much in line with our strategy.
The two companies match up well, and together we can construct an aggressive
growth plan to bring new opportunities to customers and employees.

WHAT WILL HAPPEN TO MY JOB? WILL MY DUTIES CHANGE? ARE POSITIONS GOING TO BE
AFFECTED AS A RESULT OF THE MERGER?
It is too early to speculate on specific employee impacts that will result from
this transaction. However, we are committed to communicating key decisions
regarding organizational structure, personnel changes, systems or revenue
enhancements up front.

WHEN WILL THE MERGER BE COMPLETE?
It is anticipated that the transaction will close at the end of the second
quarter 2004. While some integration work will begin immediately, much of the
systems integration work will likely not begin until early 2005.

WILL MY BENEFITS PACKAGE CHANGE?
At present, we do not know the specifics of the benefit programs at National
City. We can say that National City offers a fully competitive and comprehensive
benefits and compensation package. At this time, we do not expect our benefit
plans to change in 2004.

WHAT KINDS OF CHANGES CAN WE EXPECT TO SEE AND WHEN?
Provident will change to the National City name at some point after the
transaction closes. Regarding other changes, at present, we do not know if or
what other types may occur. Please know we will be completely open with you and
are committed to creating new opportunities for employees and customers.

HOW DO I RESPOND TO QUESTIONS FROM MY CUSTOMERS, FRIENDS OR FAMILY ABOUT THIS
ANNOUNCEMENT?
We are excited about the proposed combination with National City announced on
February 17. Pending regulatory approval, the acquisition will provide our
customers with an enhanced array of products and services. Both now and in the
future, you can expect to experience the same high level of service that you
have always received at Provident Bank.

HOW CAN I LEARN MORE ABOUT NATIONAL CITY?

By the end of this week, you will be receiving a brochure describing the culture
of National City. Provident and National City share a strong commitment to
employees. The brochure will help you get a sense of the company's priorities
and ongoing communities in which they operate.

WHO DO I CONTACT IF I HAVE FURTHER QUESTIONS? FOR INTERNAL USE ONLY!
Many details will be figured out in the coming weeks, and we ask for your
patience during this time frame. We will publish another Q & A by the end of
this week with answers to more specific questions. We have also activated the
Questions mailbox in GroupWise so that you can submit any specific questions.
Also, if you receive questions from customers and you do not know the response
you may submit those questions as well. All questions submitted will be
answered.

HOW DO I RESPOND TO QUESTIONS FROM THE MEDIA ABOUT THIS ANNOUNCEMENT?
As always, questions from the media or requests to film our locations must be
referred to Chris Kemper at 579-2248.

In connection with the proposed transaction, a registration statement on Form
S-4 will be filed with the SEC. Shareholders of Provident are encouraged to read
the registration statement, including the final proxy statement prospectus that
will be part of the registration statement, because it will contain important
information about the proposed merger.