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EXHIBIT 99(c)
KEYCORP STUDENT LOAN TRUST 2002-A
OFFICER'S CERTIFICATE
JPMorgan Chase Bank Deutsche Bank Trust Company Americas
fka, Bank One National Association fka, Bankers Trust Company
One Bank One Plaza, Suite 0126 60 Wall Street, 26th Floor
Chicago, IL 60670 New York, NY 10005
Attn: Corporate Trust Administration Attn: Structured Finance Services
Phone: (312) 407-0192 Mail Stop NYC60-2606
Fax: (312) 407-1708 Phone: (212) 250-8522
Fax (212) 797-8606
Key Bank USA, National Association
800 Superior Ave, 4th Floor
Cleveland, OH 44114
Attn: President, KER
Phone: (216) 828-4293
Fax: (216) 828-9301
Pursuant to Section 3.08 of the Subservicing Agreement between Key Bank USA,
National Association as Master Servicer and Great Lakes Educational Loan
Services, Inc., as Subservicer, dated as of September 1, 1999 (the "Agreement"),
the undersigned hereby certifies that (i) a review of the activities of the
Subservicer from January 1, 2003, through December 31, 2003, and of its
performance under the Agreement has been made, and (ii) to the best of the
undersigned's knowledge, based on the review, the Subservicer has fulfilled all
its obligations under the Agreement throughout such period.
The undersigned also hereby certifies that the Subservicer has disclosed to the
Master Servicer and to the Trust's certified public accountants all significant
deficiencies relating to the Subservicer's compliance with the minimum servicing
standards in accordance with a review conducted in compliance with the standard
as set forth in the Agreement.
Great Lakes Educational Loan Services, Inc.,
Subservicer
Date: February 09, 2004 By: /S/ MICHAEL J. NOACK
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Name: Michael J. Noack
Title: Chief Servicing Officer