Exhibit 10.6

                                February 4, 2004

Dear Wayland:

         As you are aware, the Company has announced an agreement to be acquired
by Rent-A-Center, Inc. I personally want to thank you for your years of service
and dedication to the Company. As contemplated by the agreement, your employment
with the Company will end on the effective date of the acquisition by
Rent-A-Center.

         In consideration of your continued employment through the effective
date, Rainbow will continue to pay your health, medical and dental insurance
premiums for twenty-four (24) months after your termination of employment.
Further, you will continue to be furnished, at the Company's expense, the
automobile currently leased to you for the same twenty-four (24) month period.

         I have been blessed to have been associated with you over the years. I
pray for God's continued blessing on you and your family.

                                            Sincerely,

                                            /s/ Michael J. Viveiros
                                            ------------------------------------
                                            Michael J. Viveiros,
                                            President

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