UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of earliest event reported): April 16, 2004


                           First Franklin Corporation
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             (Exact name of registrant as specified in its charter)



              Delaware                     0-16362               31-1221029
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  (State or other jurisdiction of         (Commission          (IRS Employer
           incorporation)                 File Number)       Identification No.)




                   4750 Ashwood Drive, Cincinnati, Ohio   45241
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               (Address of principal executive offices) (Zip Code)


       Registrant's telephone number, including area code: (513) 469-5352
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          (Former name or former address, if changed since last report)








                                    FORM 8-K

Item 7.  Financial Statements and Exhibits.
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         (a) and (b).  Not applicable.

         (c)      Exhibits.

                  See Index to Exhibits.

Item 12. Results of Operations and Financial Condition.
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         On April 16, 2004, First Franklin Corporation issued a press release
regarding its earnings for the first quarter of 2004. The press release is
attached as Exhibit 99 hereto and is incorporated herein by reference.






                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                               FIRST FRANKLIN CORPORATION



                               By: /s/ Daniel T. Voelpel
                                  -----------------------------------------
                                    Daniel T. Voelpel
                                    Vice President and Chief Financial Officer

Date:  April 19, 2004







                                INDEX TO EXHIBITS

       Exhibit Number                       Description
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             99           Press Release of First Franklin Corporation dated
                          April 16, 2004