EXHIBIT 32.2

                           SECTION 1350 CERTIFICATION

In connection with the Quarterly Report of Croghan Bancshares, Inc. (the
"Corporation") on Form 10-Q for the three-month period ended March 31, 2004, as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), I, Allan E. Mehlow, Treasurer of the Corporation, certify, pursuant
to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the
Sarbanes-Oxley Act of 2002, that to the best of my knowledge:

(1)      The Report fully complies with the requirements of section 13(a) or
         15(d) of the Securities Exchange Act of 1934; and

(2)      The information contained in the Report fairly presents, in all
         material respects, the financial condition and results of operations of
         the Corporation.

Date: April 22, 2004                          /s/  Allan E. Mehlow
                                              ----------------------------------
                                              Allan E. Mehlow, Treasurer

* This certification is being furnished as required by Rule 13a -14(b) under the
Securities Exchange Act of 1934 (the "Exchange Act") and Section 1350 of Chapter
63 of Title 18 of the United States Code, and shall not be deemed "filed" for
purposes of Section 18 of the Exchange Act or otherwise subject to the liability
of that section. This certification shall not be deemed to be incorporated by
reference into any filing under the Securities Act of 1933 or the Exchange Act,
except as otherwise stated in such filing.