SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): April 23, 2004
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CAMCO FINANCIAL CORPORATION
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(Exact name of registrant as specified in its charter)
DELAWARE 0-25196 51-0110823
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(State or other jurisdiction (Commission File No.) (IRS Employer I.D. No.)
of incorporation)
6901 Glenn Highway, Cambridge, Ohio 43725
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (740) 435-2020
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Item 7. Financial Statements and Exhibits.
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(a) and (b) Not applicable.
(c) Exhibits.
See Index to Exhibits.
Item 12. Results of Operations and Financial Condition.
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On April 23, 2004, Camco Financial Corporation ("Camco") issued a
press release regarding its earnings for the first quarter of fiscal 2004. The
press release is attached hereto as Exhibit 99.
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SIGNATURES
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Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CAMCO FINANCIAL CORPORATION
By: /s/ Mark A. Severson
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Mark A. Severson, Chief Financial Officer
Date: April 23, 2004
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INDEX TO EXHIBITS
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Exhibit
Number Description
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99 Press Release of Camco Financial Corporation dated
April 23, 2004.
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