LNB Bancorp, Inc.

                             Exhibit to Form 10 - Q

                    (For the six months ended June 30, 2004)

                             Exhibit Number (32(b))

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ENACTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of LNB Bancorp, Inc. (the "Corporation")
on Form 10-Q for the period ending June 30, 2004 as filed with the Securities
and Exchange Commission on the date hereof (the "Report"), I, Terry M. White,
Chief Financial Officer of the Corporation, certify, pursuant to 18 U.S.C.
Section 1350, as enacted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

    (1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and

    (2) The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.

/s/ Terry M. White

Terry M. White
Chief Financial Officer
August 9, 2004