29

                                  EXHIBIT 32.2

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER
                                   PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

I, Mark DeBacker, the Treasuer of Evans Bancorp, Inc. (the "Company"), certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, to the best of my knowledge: (1) that the Quarterly
Report of Evans Bancorp, Inc. on Form 10-Q for the fiscal quarter ended
September 30, 2004 fully complies with the requirements of Section 13(a) or
15(d) of the Securities Exchange Act of 1934 and (2) that information contained
in such Quarterly Report on Form 10-Q fairly presents in all material respects
the financial condition and results of operations of Evans Bancorp, Inc.. This
certification is made to comply with the provisions of Section 906 of the
Sarbanes-Oxley Act and is not intended to be used for any other purpose.

Date: November 4, 2004

       By:    /s/ Mark DeBacker
              -----------------------------
       Name:  Mark DeBacker
       Title: Treasurer
              (Principal Financial Officer)