CITIZENS & NORTHERN CORPORATION - FORM  10 - Q

EXHIBIT 32

                           SECTION 1350 CERTIFICATIONS

In connection with the Quarterly Report of Citizens & Northern Corporation (the
"Corporation") on Form 10-Q for the quarterly period ended September 30, 2004,
as filed with the Securities and Exchange Commission on the date hereof (the
"Report"), the undersigned hereby certify, pursuant to 18 U.S.C. section 1350,
as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to
each of the undersigned's best knowledge:

     (a) the Report fully complies with the requirements of section 13(a) or
     15(d) of the Securities Exchange Act of 1934 as amended; and

     (b) the information contained in the Report fairly presents, in all
     material respects, the financial condition and results of operations of the
     Corporation.


November 4, 2004            By:  /s/ Craig G. Litchfield
- ----------------                 -----------------------
Date                             Chairman, President and Chief Executive Officer



November 4, 2004            By:  /s/ Mark A. Hughes
- ----------------                 ------------------
Date                             Treasurer and Chief Financial Officer


These certifications accompany this report on Form 10-Q pursuant to Section 906
of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent required
by such Act, be deemed filed by the Corporation for purposes of Section 18 of
the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Such
certifications will not be deemed to be incorporated by reference into any
filing under the Securities Act of 1933, as amended, or the Exchange Act, except
to the extent that the Corporation specifically incorporates them by reference.

A signed original of this written statement required by Section 906 has been
provided to the Corporation and will be retained by the Corporation and
furnished to the Securities and Exchange Commission or its staff upon request.


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