UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 5, 2004 UNITED BANCORP, INC. (Name of Issuer in its charter) Ohio 0-16540 34-1405357 - ---------------- ------- ---------- (State or other (Commission (I.R.S. Employer jurisdiction of File Number) Identification incorporation) Number) 201 South 4th Street, Martins Ferry, Ohio 43935-0010 - ----------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (740) 633-0445 N/A (Former name or former address, if changed since last report) ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On November 5, 2004, United Bancorp, Inc. issued a press release announcing its results of operations and financial condition for and as of, respectively, the three and nine month periods ended September 30, 2004, unaudited. The press release is attached as Exhibit No. 99 and incorporated herein by reference. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits EXHIBIT NO. DESCRIPTION OF EXHIBIT - ----------- ---------------------- 99 Press release dated November 5, 2004 announcing Registrant's results of operations and financial condition for and as of the fiscal periods ended September 30, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: November 10, 2004 United Bancorp, Inc. /s/ Mr. James W. Everson By: James W. Everson Chairman, President and Chief Executive Officer 2 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION OF EXHIBIT - ----------- ---------------------- 99 Press release dated November 5, 2004 announcing Registrant's results of operations and financial condition for and as of the fiscal periods ended September 30, 2004. 3