EXHIBIT 25-1
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
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FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF
A CORPORATION DESIGNATED TO ACT AS TRUSTEE
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CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF
A TRUSTEE PURSUANT TO SECTION 305(b)(2)
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J. P. MORGAN TRUST COMPANY, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
95-4655078
(State of incorporation (I.R.S. employer
if not a national bank) identification No.)
1999 AVENUE OF THE STARS - FLOOR 26
LOS ANGELES, CA 90067
(Address of principal executive offices) (Zip Code)
Thomas F. Godfrey
Vice President and Assistant General Counsel
J. P. Morgan Trust Company, National Association
1 Chase Manhattan Plaza, 25th Floor
New York, New York 10081
Tel: (212) 552-2192
(Name, address and telephone number of agent for service)
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FNB FINANCIAL SERVICES, LP
(Exact name of obligor as specified in its charter)
DELAWARE 34-2027567
(State or other jurisdiction of (I.R.S. employer
incorporation or organization) identification No.)
ONE F. N. B. BOULEVARD
HERMITAGE, PA 16148
(Address of principal executive offices) (Zip Code)
SUBORDINATED TERM NOTES, SERIES 2005
SUBORDINATED DAILY NOTES, SERIES 2005
SUBORDINATED SPECIAL DAILY NOTES, SERIES 2005
(Title of the indenture securities)
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ITEM 1. GENERAL INFORMATION.
Furnish the following information as to the trustee:
(a) Name and address of each examining or supervising authority to which
it is subject.
Comptroller of the Currency, Washington, D.C.
Board of Governors of the Federal Reserve System, Washington, D.C.
(b) Whether it is authorized to exercise corporate trust powers.
Yes.
ITEM 2. AFFILIATIONS WITH OBLIGOR.
If the Obligor is an affiliate of the trustee, describe each such
affiliation.
None.
NO RESPONSES ARE INCLUDED FOR ITEMS 3-15 OF THIS FORM T-1 BECAUSE THE OBLIGOR IS
NOT IN DEFAULT AS PROVIDED UNDER ITEM 13.
ITEM 16. LIST OF EXHIBITS.
List below all exhibits filed as part of this statement of eligibility.
Exhibit 1. Articles of Association of the Trustee as Now in Effect (see
Exhibit 1 to Form T-1 filed in connection with Form 8K of the
Southern California Water Company filing, dated December 7,
2001, which is incorporated by reference).
Exhibit 2. Certificate of Authority of the Trustee to Commence Business
(see Exhibit 2 to Form T-1 filed in connection with
Registration Statement No. 333-41329, which is incorporated by
reference).
Exhibit 3. Authorization of the Trustee to Exercise Corporate Trust Powers
(contained in Exhibit 2).
Exhibit 4. Existing By-Laws of the Trustee (see Exhibit 4 to Form T-1
filed in connection with Form 8K of the Southern California
Water Company filing, dated December 7, 2001, which is
incorporated by reference).
Exhibit 5. Not Applicable
Exhibit 6. The consent of the Trustee required by Section 321 (b) of the
Act (see Exhibit 6 to Form T-1 filed in connection with
Registration Statement No. 333-41329, which is incorporated by
reference).
Exhibit 7. A copy of the latest report of condition of the Trustee,
published pursuant to law or the requirements of its
supervising or examining authority.
Exhibit 8. Not Applicable
Exhibit 9. Not Applicable
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SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, the
Trustee, J. P. Morgan Trust Company, National Association, has duly caused this
statement of eligibility and qualification to be signed on its behalf by the
undersigned, thereunto duly authorized, all in the City of Pittsburgh, and
Commonwealth of Pennsylvania, on the 14 day of January, 2005.
J. P. Morgan Trust Company, National
Association
By /s/ :J. C. Progar
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J. C. Progar
Vice President
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EXHIBIT 7. Report of Condition of the Trustee.
CONSOLIDATED REPORT OF CONDITION OF J.P. Morgan Trust Company, N.A., (formerly
Chase Manhattan Bank and Trust Company, N.A.)
(Legal Title)
LOCATED AT 1800 Century Park East, Ste. 400 Los Angeles, CA 90067
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(Street) (City) (State) (Zip)
AS OF CLOSE OF BUSINESS ON September 30, 2004
ASSETS DOLLAR AMOUNTS IN THOUSANDS
1. Cash and balances due from depository institutions 28,672
2. Securities 145,134
3. Loans and lease financing receivables 110,847
4. Premises and fixed assets (including capitalized leases) 11,202
5. Intangible assets
a. Goodwill 201,011
b. Other intangible assets 384,284
6. Other assets 45,941
7. TOTAL ASSETS (sum of items 1 through 6) 927,091
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LIABILITIES
8. Deposits 94,426
9. Other liabilities 55,575
10. Total liabilities (sum of items 8 through 9) 150,001
EQUITY CAPITAL
11. Common stock 600
12. Surplus 701,587
13. Retained earnings 74,903
14. Total equity capital (sum of items 11 through 13) 777,090
15. Total liabilities and equity capital
(sum of items 10 and 14) 927,091