EXHIBIT 32

                           SECTION 1350 CERTIFICATIONS

In connection with the Annual Report of Citizens & Northern Corporation (the
Corporation) on Form 10-K for the year ended December 31, 2004, as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), the
undersigned hereby certify, pursuant to 18 U.S.C. section 1350, as adopted
pursuant to section 906 of the Sarbanes-Oxley Act of 2002, that to each of the
undersigned's best knowledge and belief:

      (a)   the Report fully complies with the requirements of section 13(a) or
            15(d) of the Securities Exchange Act of 1934, as amended; and

      (b)   the information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Corporation.

                                 CITIZENS & NORTHERN CORPORATION

March 11, 2005               By: Craig G. Litchfield /s/
- -----------------                -----------------------
Date                             Chairman, President and Chief Executive Officer

March 11, 2005               By: Mark A. Hughes /s/
- -----------------                ------------------
Date                             Treasurer and Chief Financial Officer

These certifications accompany this report on Form 10-K pursuant to Section 906
of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent required
by such Act, be deemed filed by the Corporation for purposes of Section 18 of
the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Such
certifications will not be deemed to be incorporated by reference into any
filing under the Securities Act of 1933, as amended, or the Exchange Act, except
to the extent that the Corporation specifically incorporates them by reference.

A signed original of this written statement required by Section 906 has been
provided to the Corporation and will be retained by the Corporation and
furnished to the Securities and Exchange Commission or its staff upon request.

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