EXHIBIT 23.1

            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We have issued our report dated March 11, 2005, accompanying the consolidated
financial statements in Annual Report of DCB Financial Corp (the Company) on
Form 10-K for the years ended December 31, 2004 and 2003. We hereby consent to
the incorporation by reference of said report in the Registration Statements of
DCB Financial Corp on Form S-3, filed with the Securities and Exchange
Commission (the Commission) on March 30, 1999, the Company's Form S-8, filed
with the Commission on November 17, 1999, the Company's Form S-8, filed with the
Commission on May 9, 2002, and the Company's Form S-8, filed with the Commission
on June 18, 2004.

/s/GRANT THORNTON LLP


Cincinnati, Ohio
March 11, 2005


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