EXHIBIT 23.2

            Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in Registration Statement No.
33-88072 on Form S-8 of Camco Financial & Subsidiaries Salary Savings Plan of
our report dated May 6, 2004 appearing in this Annual Report on Form 11-K of
Camco Financial & Subsidiaries Salary Savings Plan for the year ended December
31, 2003.

                                                /s/ Crowe Chizek and Company LLC
                                                Crowe Chizek and Company LLC

Columbus, Ohio
June 27, 2005