UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): July 15, 2005


                           First Franklin Corporation
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             (Exact name of registrant as specified in its charter)


         Delaware                         0-16362               31-1221029
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(State or other jurisdiction            (Commission            (IRS Employer
     of incorporation)                  File Number)         Identification No.)


                   4750 Ashwood Drive, Cincinnati, Ohio 45241
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               (Address of principal executive offices) (Zip Code)

       Registrant's telephone number, including area code: (513) 469-5352
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          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))





SECTION 2 - FINANCIAL INFORMATION

Item 2.02         Results of Operations and Financial Condition.
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         On July 15, 2005, First Franklin Corporation issued a press release
regarding its earnings for the second quarter of 2005. The press release is
attached as Exhibit 99 hereto and is incorporated herein by reference.




SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS

Item 9.01         Financial Statements and Exhibits.
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         (a) and (b).  Not applicable.

         (c)      Exhibits.

                  See Index to Exhibits.









                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  FIRST FRANKLIN CORPORATION



                                  By: /s/ Daniel T. Voelpel
                                      -----------------------------------------
                                      Daniel T. Voelpel
                                      Vice President and Chief Financial Officer


Date:  July 18, 2005







                                INDEX TO EXHIBITS



Exhibit Number                           Description
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     99          Press Release of First Franklin Corporation dated July 15, 2005