EXHIBIT 99

                      PRESS RELEASE DATED OCTOBER 10, 2008



PRESS RELEASE                                        Source: MBT Financial Corp.

MONROE BANK & TRUST ANNOUNCES ACQUISITION OF ALL MAIN STREET BANK DEPOSITS IN
NORTHVILLE

Friday October 10, 6:24 pm ET

MONROE, Mich., Oct. 10, 2008 (GLOBE NEWSWIRE) -- On October 10, 2008 at 6:00
p.m., Monroe Bank & Trust (NasdaqGS:MBTF - News) (MBT) headquartered in Monroe,
Michigan, assumed all deposits of Main Street Bank located in Northville and
Plymouth. The two offices of Main Street Bank will reopen for business as usual
Saturday morning, with the same friendly, familiar faces in place to serve
customers.

Monroe Bank & Trust President and CEO stated, "We are excited to be a part of
these vibrant communities, and we look forward to getting to know our new
friends and customers. From our inception, MBT represents what's best in
community banking, with a caring and responsible approach to serving our
customers," Chaffin stated.

Chaffin added, "We are happy to announce that we purchased all deposits, with no
loss to any depositor. As a new customer of Monroe Bank & Trust, you can be
assured that your money is safe, sound and secure. We are celebrating our 150th
year of banking service in Southeast Michigan, and have a powerful record of
financial stability and growth. The acquisition of Main Street Bank will add 2
branch offices to our existing franchise of 25 branches throughout Monroe and
Wayne Counties."

Monroe Bank & Trust is committed to providing new and existing customers with an
exceptional array of banking products and services, including MBT Performance
Checking, our ultra high interest checking product. Additional MBT services
include business and personal loans, wealth management and investment services
departments, free personal & business checking accounts, mobile and online
banking, and much more.

Customers will see no immediate difference in their banking services, but will
have the option to select the most appropriate MBT product or service as the two
companies fully integrate.

For further information and for frequently asked questions, customers may log
onto the MBT website at http://www.mbandt.com, call their usual branch, or
telephone MBT's Customer Service Center at 800-321-0032 - where real people will
answer the phone.

Sandler O'Neill + Partners served as the financial advisor to MBT Financial
Corp. for this transaction.

MBT is one of the largest full service community banks in Southeast Michigan,
with $1.5 billion in assets, offering personal and business products and
services, and complete credit options. MBT's Wealth Management Group is one of
the areas largest trust departments with over $800 Million in assets under
management.

Contact:

     Monroe Bank & Trust
     H. Douglas Chaffin, President and CEO
        734-384-8123
        Cell: 734-735-0848

     Donald M. Lieto, Executive Vice President, Sr.
        Administration Manager
        734-272-2892
        Cell: 734-735-2957

     James E. Morr, Executive Vice President, General Counsel
        734-242-2077
        Cell: 734-735-2964