1 EXHIBIT 23.2 CONSENT OF EXPERTS 2 CONSENT OF ERNST & YOUNG, INDEPENDENT AUDITORS We consent to the reference to our firm under the caption "Experts" and to the incorporation by reference in the registration statement (Form S-3) and related Prospectus of CoBancorp, Inc. pertaining to the CoBancorp, Inc. Dividend Reinvestment and Stock Purchase Plan, of our report dated January 21, 1994 with respect to the consolidated financial statements of CoBancorp Inc. and Subsidiary, PREMIERBank & Trust, incorporated by reference in its Annual Report (Form 10-K) for the year ended December 31, 1993, filed with the Securities and Exchange Commission. ERNST & YOUNG Cleveland, Ohio May 18, 1994