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                                  EXHIBIT 99.2

                                Enrollment Card





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AUTHORIZATION CARD                                           THIS IS NOT A PROXY
                                   (LOGO)
 
DIVIDEND REINVESTMENT AND STOCK PURCHASE PLAN
 
I hereby authorize Registrar and Transfer Company (Agent) to apply cash
dividends from Common Stock of CoBancorp Inc. (Company) registered in my name,
and/or credited to my account under this Plan, and any optional cash payments
made by me in accordance with the Plan, to the purchase of full and fractional
shares of the Company's Common Stock.

Check One Box Only:
/ / FULL DIVIDEND REINVESTMENT on all shares held with the option of purchasing
    stock with optional cash payments.

/ / PARTIAL DIVIDEND REINVESTMENT on _______ shares held with the option of 
    purchasing stock with optional cash payments.
 
/ / OPTIONAL CASH PAYMENTS (ONLY). I wish to make an optional cash payment to 
    my Plan account.

                           AMOUNT ENCLOSED
                  $_____________________________
                           (Check or money
                             order only)
 
            ------------------------------------------
                       Stockholder Signature
                 
            ------------------------------------------
                       Stockholder Signature
 
            ------------------------------------------
                   Area Code -- Telephone Number

            Dated:____________________________________

If name(s) and address is not preprinted above, please print your name 
(exactly as it appears on your registered common stock) and address.


                  
    Completion of this card authorizes CoBancorp Inc. to enroll your account in
the Dividend Reinvestment and Stock Purchase Plan in one of the following ways:
 
    FULL DIVIDEND REINVESTMENT -- The dividends on all shares of CoBancorp Inc.
Common Stock registered in your name as well as shares credited to your account
under the Plan will automatically be reinvested in additional shares of Common
Stock. Also, you may make optional cash payments.
 
    PARTIAL DIVIDEND REINVESTMENT -- The dividends on only the number of shares
that are specified on the authorization card, together with any optional cash
payments, will be applied toward the purchase of additional Common Stock.
 
    OPTIONAL CASH PAYMENTS -- Optional cash payments may be made at any time.
The minimum optional cash payment is $30 monthly and the maximum amount is
$25,000 annually. To make an optional cash payment with this Authorization Form,
indicate the amount and enclose a check or money order payable to the order of
Registrar and Transfer Company, Agent (10 Commerce Drive, Cranford, NJ 07016).
No interest will be paid on any amounts pending their investment.
 
    Your participation in the Plan and the Agent's authorization herein are
subject to the terms and conditions set forth in the Prospectus describing the
Plan.