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                                                                   EXHIBIT 10(g)


                          BEARINGS, INC. FORM 10-K for
                        FISCAL YEAR ENDED JUNE 30, 1994


                         LONG-TERM DISABILITY INSURANCE


   The Company's long-term disability insurance plan provides for long-term
disability coverage to all employees of the Company who become eligible after a
one-year waiting period based on plan requirements.  Under the plan, eligible
employees who become totally disabled as defined in the plan would receive 60%
of monthly earnings, subject to a maximum schedule amount of $5,000 per month
without evidence of insurability.  The Corporation's executive officers,
including its five most highly compensated officers, are covered under the
plan, subject to a maximum schedule amount of $18,000 per month, with evidence
of insurability required for amounts in excess of $15,000 per month.