<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                             JAN-01-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                         210,172
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 4,217
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    643,484
<INVESTMENTS-CARRYING>                         785,554
<INVESTMENTS-MARKET>                           775,867
<LOANS>                                      3,031,910
<ALLOWANCE>                                     32,856
<TOTAL-ASSETS>                               4,802,579
<DEPOSITS>                                   3,785,340
<SHORT-TERM>                                   557,456
<LIABILITIES-OTHER>                             27,031
<LONG-TERM>                                          0
<COMMON>                                             0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     87,930
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>               4,802,579
<INTEREST-LOAN>                                168,445
<INTEREST-INVEST>                               59,666
<INTEREST-OTHER>                                 1,557
<INTEREST-TOTAL>                               229,668
<INTEREST-DEPOSIT>                              71,878
<INTEREST-EXPENSE>                              81,165
<INTEREST-INCOME-NET>                          148,503
<LOAN-LOSSES>                                    3,325
<SECURITIES-GAINS>                                (76)
<EXPENSE-OTHER>                                123,075
<INCOME-PRETAX>                                 63,946
<INCOME-PRE-EXTRAORDINARY>                      63,946
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    44,925
<EPS-PRIMARY>                                     1.65
<EPS-DILUTED>                                     1.65
<YIELD-ACTUAL>                                    7.51
<LOANS-NON>                                     14,180
<LOANS-PAST>                                     4,858
<LOANS-TROUBLED>                                 1,857
<LOANS-PROBLEM>                                 27,743
<ALLOWANCE-OPEN>                                32,338
<CHARGE-OFFS>                                    5,927
<RECOVERIES>                                     3,120
<ALLOWANCE-CLOSE>                               32,856
<ALLOWANCE-DOMESTIC>                            32,856
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0