1

Pricing Supplement No. 4                                                                 Filing under Rule 424(b)(3)
Dated:  January 13, 1995                                                        Registration Statement Nos. 33-52555
                                                                                                        and 33-51036

(To Prospectus dated March 18, 1994 and
Prospectus Supplement dated March 25, 1994)

CUSIP No. 44615QAD9



                                                           $250,000,000
                                                                 
                                                HUNTINGTON BANCSHARES INCORPORATED
                                                                 
                                                    MEDIUM-TERM NOTES, SERIES A


                                                                 
Principal amount:  $25,000,000                                      Floating Rate Notes:
Interest Rate (if fixed rate):  7.25%                                  Interest Rate Basis: N/A
Stated Maturity:  JANUARY 23, 1996                                     Index Maturity:  N/A
Minimum denominations:  $100,000                                       Spread:  N/A
Issue price (as a percentage of                                        Spread Multiplier:  N/A
   principal amount):  A/S                                             Maximum Rate:  N/A
Selling Agent's commission (%):  0.133%                                Minimum Rate:  N/A
Purchasing Agent's discount                                            Initial Interest Rate:  N/A
   or commission (%):  N/A                                             Interest Reset Date(s):  N/A
Net proceeds to the Company: $24,966,750                               Interest Reset Period:  N/A
Settlement date (original issue date): JANUARY 23, 1995                Interest Determination Date(s): N/A
Redemption Commencement Date (if any):  N/A                            Calculation Date(s):  N/A
Initial Redemption Percentage (if any):  N/A                        Interest Payment Date(s): JULY 24, 1995;
Annual Redemption Percentage                                              JANUARY 23, 1996
   Reduction (if any):  N/A                                         Interest Payment Periods(s):
Repayment Date (if any):  N/A                                             SEMI-ANNUAL
Initial Repayment Percentage (if any):  N/A                         Regular Record Date(s):  15 CALENDAR
Annual Repayment Percentage Reduction (if any):  N/A                      DAYS PRIOR TO PAYMENT DATE

<FN>
         Additional terms:  NONE.


         As of the date of this Pricing Supplement, the aggregate initial public offering price of the Debt Securities (as 
defined in the Prospectus) which have been sold (including the Notes to which this Pricing Supplement relates) is 
$100,000,000.

         "N/A" as used herein means "Not Applicable."  "A/S" as used herein means "as stated in the Prospectus 
Supplement referred to above."


                                                         C.S. FIRST BOSTON

   2
                       PORTER, WRIGHT, MORRIS & ARTHUR
                             41 South High Street
                             Columbus, Ohio 43215

                                      
                                      
                               January 20, 1995




Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

         RE:    Huntington Bancshares Incorporated
                Registration Statement on Form S-3 
                (Registration Nos. 33-51036 and 33-52555)
                Pricing Supplement No. 4 to Prospectus, dated March 18, 1994, 
                as supplemented by Prospectus Supplement, dated March 25, 1994

Ladies and Gentlemen:

         On behalf of Huntington Bancshares Incoporated ("Huntington"),
pursuant to Regulation S-T under the Securities Act of 1933, as amended (the
"Act"), and pursuant to Rule 424(b)(3) of the Act, Huntington's Pricing
Supplement No. 4, dated January 13, 1995, is being transmitted herewith for
filing.  Any questions or comments with respect to this filing should be
directed to the undersigned.

                                        Sincerely,


                                        /s/ Steven M. McCarty

                                        Steven M. McCarty