<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON BANCSHARES INCORPORATED'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1994, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> DEC-31-1994 <CASH> 885,327 <INT-BEARING-DEPOSITS> 3,059 <FED-FUNDS-SOLD> 5,329 <TRADING-ASSETS> 9,427 <INVESTMENTS-HELD-FOR-SALE> 3,304,493 <INVESTMENTS-CARRYING> 475,692 <INVESTMENTS-MARKET> 474,147 <LOANS> 12,264,436 <ALLOWANCE> 200,492 <TOTAL-ASSETS> 17,770,640 <DEPOSITS> 11,965,067 <SHORT-TERM> 2,898,201 <LIABILITIES-OTHER> 227,617 <LONG-TERM> 1,214,052 <COMMON> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 912,318 <OTHER-SE> 499,502 <TOTAL-LIABILITIES-AND-EQUITY> 17,770,640 <INTEREST-LOAN> 1,001,490 <INTEREST-INVEST> 212,257 <INTEREST-OTHER> 5,258 <INTEREST-TOTAL> 1,219,721 <INTEREST-DEPOSIT> 294,780 <INTEREST-EXPENSE> 463,671 <INTEREST-INCOME-NET> 756,050 <LOAN-LOSSES> 15,284 <SECURITIES-GAINS> 2,594 <EXPENSE-OTHER> 609,652 <INCOME-PRETAX> 366,474 <INCOME-PRE-EXTRAORDINARY> 242,593 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 242,593 <EPS-PRIMARY> 1.87 <EPS-DILUTED> 1.86 <YIELD-ACTUAL> 4.96 <LOANS-NON> 41,929 <LOANS-PAST> 20,877 <LOANS-TROUBLED> 2,550 <LOANS-PROBLEM> 51,500 <ALLOWANCE-OPEN> 211,835 <CHARGE-OFFS> 46,122 <RECOVERIES> 18,102 <ALLOWANCE-CLOSE> 200,492 <ALLOWANCE-DOMESTIC> 80,911 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 119,581