1
AMERICAN FINANCIAL CORPORATION
EXHIBIT 28 - INFORMATION FROM REPORTS FURNISHED
TO STATE INSURANCE REGULATORY AUTHORITIES
Schedule P of Annual Statements
A. CONSOLIDATED PROPERTY AND CASUALTY ENTITIES - See Attached Schedules
Schedule P (prepared in accordance with the rules prescribed by the
National Association of Insurance Commissioners) includes the
reserves of AFC's consolidated property and casualty subsidiaries.
The following is a summary of Schedule P reserves (in millions):
Schedule P - Part 1 Summary - col. 33 $1,843
------
- col. 34 363
Statutory Loss and Loss Adjustment Expense Reserves $2,206
======
B. UNCONSOLIDATED SUBSIDIARIES
None
C. 50% OR LESS OWNED PROPERTY AND CASUALTY INVESTEES
Not Included
Information for American Premier Underwriters, Inc. for 1994 is not
included since that company files such information with the
Commission as a registrant in its own right.
E-4
2
GREAT AMERICAN INSURANCE COMPANY AND AFFILIATES
SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES
NOTES TO SCHEDULE P
1. THE PARTS OF SCHEDULE P:
PART 1 - DETAILED INFORMATION ON LOSSES AND LOSS EXPENSES.
PART 2 - HISTORY OF INCURRED LOSSES AND ALLOCATED EXPENSES.
PART 3 - HISTORY OF LOSS AND ALLOCATED EXPENSE PAYMENTS.
PART 4 - HISTORY OF BULK AND INCURRED-BUT-NOT-REPORTED RESERVES.
PART 5 - HISTORY OF CLAIMS.
PART 6 - HISTORY OF PREMIUMS EARNED.
SCHEDULE P INTERROGATORIES.
2. LINES OF BUSINESS A THROUGH M, R & S ARE GROUPINGS OF THE LINES OF BUSINESS
USED ON PAGE 14, THE STATE PAGE.
3. REINSURANCE A, B, C, AND D (LINES N TO Q) ARE:
REINSURANCE A = NONPROPORTIONAL PROPERTY (1988 AND SUBSEQUENT)
REINSURANCE B = NONPROPORTIONAL LIABILITY (1988 AND SUBSEQUENT)
REINSURANCE C = FINANCIAL LINES (1988 AND SUBSEQUENT)
REINSURANCE D = OLD SCHEDULE O LINE 30 (1987 AND PRIOR)
SCHEDULE P - PART 1 - SUMMARY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 79,346 40,330 21,505
02 1985 1,509,839 224,578 1,285,261 1,166,797 253,039 99,316
03 1986 1,888,343 378,875 1,509,468 855,987 156,875 78,935
04 1987 1,768,580 331,483 1,437,096 790,962 144,953 75,887
05 1988 1,656,831 275,788 1,381,043 820,536 138,153 65,585
06 1989 1,500,634 230,748 1,269,892 818,139 125,513 61,971
07 1990 1,575,065 236,407 1,338,657 849,155 151,617 60,895
08 1991 1,526,793 298,154 1,228,639 700,731 137,660 53,005
09 1992 1,580,180 359,693 1,220,486 723,601 185,827 44,507
10 1993 1,729,300 486,861 1,242,439 591,389 165,626 31,133
11 1994 2,080,910 704,623 1,376,287 545,706 216,157 19,712
12 TOTAL XXX XXX XXX 7,942,349 1,715,759 612,452
SCHEDULE P - PART 1 - SUMMARY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 9,130 445 2,022 53,412 XXX 329,679
02 1985 28,806 32,459 77,349 1,061,624 XXX 34,894
03 1986 18,232 24,477 68,120 827,948 XXX 20,844
04 1987 20,521 24,475 64,487 765,862 XXX 35,236
05 1988 7,703 26,293 64,142 804,413 XXX 75,044
06 1989 7,215 23,521 66,834 814,205 XXX 43,331
07 1990 4,097 23,194 63,755 818,092 XXX 67,272
08 1991 8,437 17,328 54,427 662,069 XXX 71,917
09 1992 10,446 16,990 55,649 627,476 XXX 112,537
10 1993 8,196 15,428 48,862 497,570 XXX 174,512
11 1994 8,837 8,399 40,277 380,693 XXX 384,377
12 TOTAL 131,614 213,014 605,931 7,313,359 XXX 1,349,634
3
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 126,135 234,610 127,256 27,075 9,369 28,079
02 1985 18,412 20,715 6,574 3,123 1,027 4,164
03 1986 4,489 20,304 5,518 2,379 345 3,831
04 1987 16,961 25,072 16,329 3,718 1,613 2,969
05 1988 30,360 33,901 9,841 7,657 272 8,963
06 1989 4,992 43,410 13,655 6,115 592 8,971
07 1990 15,049 77,091 20,992 12,049 2,151 15,483
08 1991 10,643 103,549 23,334 12,693 1,871 18,229
09 1992 29,273 167,375 39,200 19,126 4,190 20,665
10 1993 38,507 263,404 74,281 27,243 5,209 30,867
11 1994 142,735 388,085 93,497 54,693 19,269 50,856
12 TOTAL 437,550 1,377,513 430,464 175,869 45,916 193,067
SCHEDULE P - PART 1 - SUMMARY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 10,787 0 15,342 361,237 XXX XXX
02 1985 1,427 0 2,663 38,118 XXX 1,411,841
03 1986 1,443 0 2,844 38,407 XXX 1,055,965
04 1987 1,384 626 1,562 32,261 XXX 1,002,131
05 1988 3,159 1,869 2,023 83,954 XXX 1,083,750
06 1989 3,666 2,460 3,852 82,766 XXX 1,056,441
07 1990 5,457 3,637 6,879 135,125 XXX 1,157,302
08 1991 6,902 4,224 8,653 172,299 XXX 1,028,621
09 1992 8,026 6,203 12,082 251,088 XXX 1,163,079
10 1993 11,629 8,165 17,128 383,535 XXX 1,193,303
11 1994 12,677 15,686 34,001 643,826 XXX 1,526,352
12 TOTAL 66,564 42,870 107,036 2,222,624 XXX XXX
SCHEDULE P - PART 1 - SUMMARY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 16,325
02 1985 312,101 1,099,740 93.509 138.972 85.565 0
03 1986 189,611 866,354 55.920 50.046 57.395 0
04 1987 204,007 798,124 56.663 61.544 55.537 0
05 1988 195,384 888,366 65.411 70.846 64.326 0
06 1989 159,471 896,970 70.400 69.110 70.634 0
07 1990 204,086 953,216 73.476 86.328 71.207 0
08 1991 194,258 834,363 67.371 65.154 67.910 0
09 1992 284,514 878,565 73.604 79.099 71.985 0
10 1993 312,191 881,112 69.005 64.123 70.918 0
11 1994 501,834 1,024,518 73.350 71.220 74.441 0
12 TOTAL XXX XXX XXX XXX XXX 16,325
4
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 294,581 50,339
02 1985 0 .000 30,629 7,489
03 1986 0 .000 31,140 7,266
04 1987 0 .000 27,018 5,244
05 1988 0 .000 68,742 15,162
06 1989 0 .000 68,086 14,722
07 1990 0 .000 108,322 26,810
08 1991 0 .000 141,498 30,801
09 1992 0 .000 211,438 39,650
10 1993 0 .000 325,128 58,407
11 1994 0 .000 536,223 107,603
12 TOTAL 0 XXX 1,842,805 363,493
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 24 -5 5
02 1985 111,576 3,143 108,433 74,472 1,797 2,211
03 1986 97,549 4,075 93,474 51,294 867 1,582
04 1987 82,482 3,756 78,726 41,005 1,096 1,149
05 1988 81,107 3,461 77,646 44,615 1,120 960
06 1989 85,239 3,338 81,901 65,603 6,352 1,954
07 1990 94,463 3,379 91,084 53,777 1,480 3,158
08 1991 101,629 4,040 97,589 61,699 1,751 3,008
09 1992 96,387 5,042 91,345 50,318 1,968 2,154
10 1993 91,769 6,576 85,193 52,591 3,034 1,647
11 1994 98,865 14,070 84,795 46,930 4,578 832
12 TOTAL XXX XXX XXX 542,328 24,038 18,660
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 5 1 35 XXX 1,324
02 1985 118 853 5,326 80,094 44,004 38
03 1986 54 1,024 4,494 56,449 30,344 0
04 1987 34 659 4,113 45,137 21,682 57
05 1988 15 606 3,166 47,606 20,523 234
06 1989 23 680 4,071 65,253 28,589 234
07 1990 0 1,360 3,032 58,487 23,068 425
08 1991 0 908 3,210 66,166 26,545 1,093
09 1992 3 370 3,807 54,308 20,572 2,294
10 1993 47 234 4,997 56,154 22,315 2,964
11 1994 59 227 4,105 47,230 26,644 7,181
12 TOTAL 353 6,926 40,322 576,919 XXX 15,844
5
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 35 243 5 1 0 0
02 1985 0 8 0 8 0 0
03 1986 0 12 0 0 0 0
04 1987 0 -4 0 3 0 0
05 1988 0 -8 -1 26 0 0
06 1989 0 -34 -2 28 0 0
07 1990 0 -123 -6 45 0 0
08 1991 0 -152 -6 122 0 0
09 1992 73 -134 2 297 0 0
10 1993 5 722 72 349 0 120
11 1994 281 9,975 737 875 33 1,090
12 TOTAL 394 10,505 801 1,754 33 1,210
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 22 1,549 23 XXX
02 1985 0 0 1 56 2 82,150
03 1986 0 0 0 12 0 57,472
04 1987 0 4 8 65 2 46,407
05 1988 0 9 19 270 6 49,062
06 1989 0 33 16 245 12 71,968
07 1990 0 119 28 383 20 60,492
08 1991 0 149 75 1,145 56 69,199
09 1992 0 203 128 2,515 75 59,032
10 1993 11 280 266 4,331 147 63,872
11 1994 62 465 1,278 19,286 1,715 72,628
12 TOTAL 73 1,262 1,841 29,857 2,058 XXX
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 584
02 1985 2,001 80,149 73.626 63.665 73.915 0
03 1986 1,011 56,461 58.916 24.809 60.402 0
04 1987 1,205 45,202 56.263 32.082 57.416 0
05 1988 1,187 47,875 60.490 34.296 61.658 0
06 1989 6,468 65,500 84.430 193.768 79.974 0
07 1990 1,632 58,860 64.037 48.298 64.621 0
08 1991 1,888 67,311 68.089 46.732 68.973 0
09 1992 2,209 56,823 61.244 43.811 62.207 0
10 1993 3,394 60,478 69.600 51.611 70.989 0
11 1994 6,113 66,515 73.461 43.447 78.442 0
12 TOTAL XXX XXX XXX XXX XXX 584
6
SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 943 23
02 1985 0 .000 46 9
03 1986 0 .000 12 0
04 1987 0 .000 54 11
05 1988 0 .000 226 44
06 1989 0 .000 202 43
07 1990 0 .000 308 73
08 1991 0 .000 948 198
09 1992 0 .000 2,083 425
10 1993 0 .000 3,609 729
11 1994 0 .000 16,138 3,148
12 TOTAL 0 XXX 24,569 4,703
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 868 161 11
02 1985 172,418 6,217 166,201 157,338 6,469 7,329
03 1986 173,992 8,428 165,564 130,305 6,836 5,911
04 1987 148,109 13,393 134,716 103,435 5,857 4,169
05 1988 157,205 13,338 143,867 116,533 13,923 4,570
06 1989 163,451 6,208 157,243 118,495 6,010 5,213
07 1990 195,604 6,178 189,426 138,855 6,118 8,057
08 1991 175,298 41,974 133,324 104,934 22,187 4,180
09 1992 209,845 45,450 164,395 110,681 20,613 3,455
10 1993 256,546 75,492 181,054 112,303 34,551 3,523
11 1994 366,877 170,599 196,278 117,356 69,041 4,189
12 TOTAL XXX XXX XXX 1,211,108 191,769 50,608
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 2 3 27 745 XXX 3,656
02 1985 327 2,664 10,030 167,901 73,368 328
03 1986 244 1,971 9,643 138,779 60,262 112
04 1987 90 1,711 9,897 111,554 53,355 465
05 1988 342 2,094 10,288 117,126 42,545 263
06 1989 77 2,261 11,124 128,745 48,695 1,419
07 1990 451 2,387 12,716 153,059 53,333 3,184
08 1991 1,257 1,968 6,415 92,085 37,298 3,730
09 1992 1,378 2,344 7,612 99,757 37,311 9,391
10 1993 2,038 1,956 9,794 89,031 43,748 23,072
11 1994 3,605 1,009 7,896 56,795 51,559 85,373
12 TOTAL 9,813 20,360 95,448 1,155,581 XXX 131,001
7
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 297 838 0 36 26 0
02 1985 281 1 0 65 63 0
03 1986 25 -560 0 5 1 0
04 1987 4 -113 0 56 0 0
05 1988 5 -166 -1 9 2 0
06 1989 50 -93 -1 61 7 5
07 1990 155 4,075 -1 257 45 11
08 1991 225 1,630 186 273 60 220
09 1992 296 8,860 926 595 40 874
10 1993 2,028 18,208 1,183 1,636 253 775
11 1994 40,225 52,416 16,564 11,594 8,106 2,138
12 TOTAL 43,597 85,089 18,856 14,594 8,605 4,023
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 31 4,232 27 XXX
02 1985 0 0 2 53 5 175,755
03 1986 0 0 0 -462 7 146,148
04 1987 0 9 17 421 9 118,565
05 1988 0 20 3 102 8 132,149
06 1989 0 54 49 1,385 41 137,123
07 1990 0 102 175 7,503 102 168,083
08 1991 11 247 425 5,796 203 122,574
09 1992 57 637 1,464 19,872 469 143,412
10 1993 115 1,442 1,815 41,922 2,118 171,609
11 1994 237 2,530 5,790 92,172 9,359 287,796
12 TOTAL 419 5,049 9,778 173,002 12,348 XXX
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 1,150
02 1985 7,801 167,954 101.935 125.478 101.054 0
03 1986 7,832 138,316 83.996 92.928 83.542 0
04 1987 6,607 111,958 80.052 49.331 83.106 0
05 1988 14,900 117,249 84.061 111.710 81.498 0
06 1989 6,993 130,130 83.892 112.644 82.757 0
07 1990 7,536 160,547 85.930 121.981 84.754 0
08 1991 24,688 97,886 69.923 58.817 73.419 0
09 1992 23,792 119,620 68.341 52.347 72.763 0
10 1993 40,664 130,945 66.892 53.865 72.323 0
11 1994 138,817 148,979 78.444 81.370 75.902 0
12 TOTAL XXX XXX XXX XXX XXX 1,150
8
SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 3,040 41
02 1985 0 .000 47 4
03 1986 0 .000 -465 3
04 1987 0 .000 347 74
05 1988 0 .000 92 9
06 1989 0 .000 1,277 108
07 1990 0 .000 7,105 398
08 1991 0 .000 4,949 854
09 1992 0 .000 17,029 2,843
10 1993 0 .000 38,069 3,860
11 1994 0 .000 80,993 11,178
12 TOTAL 0 XXX 152,483 19,372
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -237 790 279
02 1985 134,204 21,351 112,854 118,234 23,185 9,713
03 1986 195,936 44,713 151,217 101,087 14,339 8,618
04 1987 184,858 32,154 152,703 94,014 8,777 6,506
05 1988 168,550 17,643 150,901 100,752 11,298 11,249
06 1989 162,200 14,008 148,192 112,074 16,054 12,324
07 1990 160,763 25,728 135,027 96,390 16,271 9,869
08 1991 144,347 27,913 116,435 64,085 10,582 6,338
09 1992 168,696 58,675 110,020 64,210 21,600 7,353
10 1993 180,224 62,671 117,554 42,910 14,118 5,168
11 1994 190,522 67,646 122,876 19,579 4,986 2,053
12 TOTAL XXX XXX XXX 813,098 141,993 79,471
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 171 3 66 -847 XXX 11,284
02 1985 1,103 616 7,380 111,033 30,133 408
03 1986 1,017 543 8,743 103,092 20,272 468
04 1987 774 533 9,530 100,505 19,433 449
05 1988 1,736 1,254 10,204 109,164 20,678 2,469
06 1989 2,125 713 10,657 116,875 20,496 2,274
07 1990 1,742 723 9,558 97,802 17,793 8,754
08 1991 1,040 465 7,164 65,959 15,316 11,546
09 1992 3,204 430 6,526 53,292 15,015 21,487
10 1993 2,090 313 4,918 36,787 19,193 43,892
11 1994 859 180 3,565 19,358 19,204 57,489
12 TOTAL 15,870 5,780 78,307 813,014 XXX 160,526
9
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 2,009 1,022 548 80 35 139
02 1985 195 298 179 7 1 215
03 1986 173 2,076 655 73 7 312
04 1987 21 976 590 65 4 343
05 1988 1,162 988 844 376 52 187
06 1989 622 3,875 2,028 1,066 130 740
07 1990 4,508 9,193 4,259 1,674 324 1,390
08 1991 4,446 18,638 5,246 2,167 771 2,996
09 1992 8,757 30,518 11,386 2,521 819 3,900
10 1993 15,708 36,645 11,863 5,174 1,464 3,658
11 1994 26,384 47,607 15,212 5,973 2,059 5,737
12 TOTAL 63,978 151,841 52,805 19,176 5,673 19,619
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 85 0 107 9,954 69 XXX
02 1985 184 0 -7 363 5 136,359
03 1986 236 0 12 1,878 2 121,519
04 1987 222 2 8 1,004 10 112,078
05 1988 123 9 82 1,922 32 126,539
06 1989 383 86 293 5,083 62 143,667
07 1990 821 104 706 11,812 119 137,959
08 1991 1,781 111 868 23,964 276 114,228
09 1992 1,727 129 1,702 37,438 553 139,105
10 1993 1,956 209 2,167 60,552 1,685 145,217
11 1994 2,192 338 4,398 75,357 4,624 147,127
12 TOTAL 9,708 994 10,342 229,336 7,437 XXX
SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 5,021
02 1985 24,964 111,395 101.606 116.922 98.707 0
03 1986 16,557 104,962 62.020 37.029 69.412 0
04 1987 10,570 101,508 60.629 32.873 66.474 0
05 1988 15,447 111,092 75.075 87.553 73.619 0
06 1989 21,709 121,958 88.574 154.976 82.297 0
07 1990 28,343 109,616 85.815 110.164 81.181 0
08 1991 24,305 89,923 79.134 87.074 77.230 0
09 1992 48,375 90,730 82.459 82.446 82.467 0
10 1993 47,874 97,343 80.576 76.389 82.807 0
11 1994 52,412 94,715 77.223 77.480 77.082 0
12 TOTAL XXX XXX XXX XXX XXX 5,021
10
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 4,726 207
02 1985 0 .000 333 30
03 1986 0 .000 1,716 154
04 1987 0 .000 813 191
05 1988 0 .000 1,451 471
06 1989 0 .000 3,498 1,586
07 1990 0 .000 9,187 2,626
08 1991 0 .000 20,491 3,473
09 1992 0 .000 31,861 5,576
10 1993 0 .000 52,973 7,579
11 1994 0 .000 63,500 11,857
12 TOTAL 0 XXX 190,549 33,750
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 22,981 9,532 2,284
02 1985 244,146 14,019 230,127 219,420 9,656 8,054
03 1986 237,728 16,309 221,419 160,372 6,573 5,865
04 1987 199,228 15,758 183,463 145,059 7,046 5,050
05 1988 248,331 30,466 217,865 165,145 9,190 6,264
06 1989 198,860 14,017 184,836 144,066 9,896 5,821
07 1990 178,732 17,915 160,817 130,700 14,767 5,450
08 1991 181,465 34,577 146,888 102,326 15,028 4,954
09 1992 176,694 42,915 133,778 81,080 18,411 4,125
10 1993 154,386 43,651 110,735 43,045 12,879 1,863
11 1994 151,189 30,794 120,395 14,676 4,111 332
12 TOTAL XXX XXX XXX 1,228,868 117,090 50,074
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 1,389 130 1,293 15,632 XXX 145,276
02 1985 595 4,183 16,715 233,931 71,344 11,132
03 1986 494 3,287 13,127 172,296 48,919 9,117
04 1987 397 3,403 10,825 153,491 44,015 8,941
05 1988 425 3,396 11,465 173,259 43,898 61,422
06 1989 629 2,509 10,049 149,411 32,694 20,809
07 1990 848 2,508 7,914 128,454 28,292 17,373
08 1991 1,363 1,064 9,361 100,257 23,368 21,723
09 1992 1,545 538 8,972 74,220 21,281 24,348
10 1993 666 78 7,435 38,799 16,522 24,670
11 1994 76 6 4,233 15,054 12,053 17,698
12 TOTAL 8,433 21,108 101,390 1,254,811 XXX 362,507
11
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 65,829 27,312 10,894 5,351 2,602 29
02 1985 1,623 1,786 81 462 84 70
03 1986 776 1,763 81 383 38 37
04 1987 385 2,627 -35 464 29 0
05 1988 27,070 2,717 20 4,780 81 78
06 1989 909 6,284 621 860 64 70
07 1990 2,322 8,077 911 978 156 292
08 1991 3,106 13,682 2,756 1,100 233 501
09 1992 6,567 22,236 6,647 1,339 499 247
10 1993 5,854 30,954 9,500 1,185 449 1,407
11 1994 3,735 59,195 6,337 1,178 286 6,551
12 TOTAL 118,170 176,624 37,821 18,085 4,535 9,296
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 27 0 3,401 102,010 1,989 XXX
02 1985 65 0 1,008 12,612 162 259,036
03 1986 34 0 934 11,304 118 192,007
04 1987 0 448 412 12,064 140 173,718
05 1988 9 833 578 42,387 230 257,155
06 1989 46 1,113 1,453 27,841 264 189,861
07 1990 104 1,968 1,929 25,157 383 173,239
08 1991 255 1,750 2,072 32,727 539 156,668
09 1992 577 1,796 3,065 36,943 784 147,115
10 1993 785 1,185 4,278 45,908 937 116,859
11 1994 559 1,758 4,164 77,876 1,434 109,344
12 TOTAL 2,454 10,851 23,302 426,836 7,019 XXX
SCHEDULE P - PART 1D - WORKERS' COMPENSATION
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 567
02 1985 12,493 246,543 106.099 89.115 107.133 0
03 1986 8,406 183,601 80.768 51.542 82.920 0
04 1987 8,165 165,553 87.196 51.815 90.238 0
05 1988 41,501 215,654 103.553 136.221 98.985 0
06 1989 12,610 177,251 95.475 89.962 95.896 0
07 1990 19,627 153,612 96.927 109.556 95.520 0
08 1991 23,690 132,978 86.335 68.514 90.530 0
09 1992 35,951 111,164 83.260 83.773 83.096 0
10 1993 32,154 84,705 75.693 73.662 76.493 0
11 1994 16,415 92,929 72.323 53.306 77.187 0
12 TOTAL XXX XXX XXX XXX XXX 567
12
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 95,299 6,144
02 1985 0 .000 11,214 1,399
03 1986 0 .000 10,022 1,289
04 1987 0 .000 11,209 854
05 1988 0 .000 37,040 5,346
06 1989 0 .000 25,570 2,272
07 1990 0 .000 22,225 2,940
08 1991 0 .000 29,543 3,184
09 1992 0 .000 33,368 3,574
10 1993 0 .000 40,271 5,644
11 1994 0 .000 66,821 11,055
12 TOTAL 0 XXX 382,582 43,701
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 3,376 872 1,418
02 1985 241,638 19,954 221,684 148,480 13,647 20,974
03 1986 240,615 29,956 210,659 76,087 6,427 16,766
04 1987 245,686 27,956 217,730 87,338 9,072 14,501
05 1988 244,677 22,603 222,066 101,712 7,620 16,338
06 1989 227,933 21,835 206,098 107,201 12,854 15,453
07 1990 242,665 20,707 221,958 109,806 7,746 16,353
08 1991 234,914 21,560 213,354 111,797 11,751 15,269
09 1992 211,141 23,519 187,622 103,117 16,125 10,687
10 1993 196,490 25,468 171,022 56,519 6,511 5,565
11 1994 223,458 37,281 186,177 49,953 5,885 2,869
12 TOTAL XXX XXX XXX 955,394 98,518 136,200
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 172 56 78 3,834 XXX 4,875
02 1985 2,700 5,947 13,083 166,190 24,542 1,063
03 1986 1,772 2,344 7,582 92,236 14,827 1,783
04 1987 1,027 1,877 7,545 99,285 13,433 1,510
05 1988 858 5,783 7,826 117,391 14,869 4,593
06 1989 1,316 3,670 7,562 116,046 16,705 7,589
07 1990 990 2,515 8,117 125,540 16,872 9,977
08 1991 1,353 1,942 9,708 123,670 16,276 12,692
09 1992 651 1,924 9,417 106,445 14,718 21,864
10 1993 399 745 7,351 62,525 14,083 20,242
11 1994 277 208 4,518 51,178 12,765 35,083
12 TOTAL 11,509 27,004 82,787 1,064,347 XXX 121,271
13
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 102 7,106 140 1,161 25 2,133
02 1985 25 2,618 233 347 8 215
03 1986 36 912 29 587 12 158
04 1987 2 303 -4 492 1 107
05 1988 -368 17 -152 1,511 4 332
06 1989 75 1,453 49 2,489 25 785
07 1990 489 10,052 874 3,274 164 3,643
08 1991 441 13,871 1,528 4,170 145 5,004
09 1992 2,321 14,450 1,510 7,131 704 5,582
10 1993 2,124 26,843 3,587 6,623 697 9,454
11 1994 4,818 32,963 3,030 11,130 1,351 11,330
12 TOTAL 10,065 110,588 10,824 38,915 3,136 38,743
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 53 0 948 15,904 131 XXX
02 1985 65 0 153 4,072 52 187,395
03 1986 9 0 163 3,516 48 104,250
04 1987 6 57 129 2,543 40 111,844
05 1988 37 791 389 7,321 71 132,269
06 1989 84 764 716 12,799 171 142,957
07 1990 358 813 1,770 26,824 232 163,044
08 1991 609 1,048 2,351 35,364 451 174,900
09 1992 714 1,896 2,980 46,772 694 175,609
10 1993 1,315 1,546 4,105 59,542 1,153 137,533
11 1994 1,019 1,852 5,739 86,033 2,634 155,093
12 TOTAL 4,269 8,767 19,443 300,690 5,677 XXX
SCHEDULE P - PART 1E - COMMERICAL MULTIPLE PERIL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 468
02 1985 17,133 170,262 77.551 85.862 76.803 0
03 1986 8,507 95,743 43.326 28.398 45.449 0
04 1987 10,015 101,829 45.523 35.824 46.768 0
05 1988 7,558 124,711 54.059 33.438 56.159 0
06 1989 14,118 128,839 62.718 64.657 62.513 0
07 1990 10,681 152,363 67.188 51.581 68.644 0
08 1991 15,859 159,041 74.452 73.557 74.543 0
09 1992 22,393 153,216 83.171 95.212 81.662 0
10 1993 15,460 122,073 69.994 60.703 71.378 0
11 1994 17,883 137,210 69.405 47.968 73.698 0
12 TOTAL XXX XXX XXX XXX XXX 468
14
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 11,270 4,166
02 1985 0 .000 3,424 648
03 1986 0 .000 2,629 887
04 1987 0 .000 1,816 727
05 1988 0 .000 5,129 2,192
06 1989 0 .000 8,918 3,881
07 1990 0 .000 18,667 8,157
08 1991 0 .000 24,594 10,777
09 1992 0 .000 32,483 14,283
10 1993 0 .000 41,373 18,169
11 1994 0 .000 60,198 25,835
12 TOTAL 0 XXX 210,501 89,722
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 268 66 0
02 1985 107 78 29 0 -1 0
03 1986 8 0 8 0 0 0
04 1987 0 0 0 0 13 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 1 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 1 0
10 1993 0 0 0 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL XXX XXX XXX 268 80 0
15
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 -4 198 XXX 2,361
02 1985 0 0 1 2 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 -13 0 0
05 1988 0 0 1 0 0 0
06 1989 0 0 5 5 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 -1 0 0
10 1993 0 0 0 0 0 0
11 1994 0 0 -4 -4 0 0
12 TOTAL 0 0 0 188 XXX 2,361
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 1 1,385 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL 1 1,385 0 0 0 0
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 3,751 3 XXX
02 1985 0 0 0 0 0 1
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 1
06 1989 0 0 0 0 0 5
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL 0 0 0 3,751 3 XXX
16
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 -1 2 .935 -1.282 6.897 0
03 1986 0 0 .000 .000 .000 0
04 1987 13 -13 .000 .000 .000 0
05 1988 0 1 .000 .000 .000 0
06 1989 0 5 .000 .000 .000 0
07 1990 1 -1 .000 .000 .000 0
08 1991 0 0 .000 .000 .000 0
09 1992 1 -1 .000 .000 .000 0
10 1993 0 0 .000 .000 .000 0
11 1994 4 -4 .000 .000 .000 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 3,751 0
02 1985 0 .000 0 0
03 1986 0 .000 0 0
04 1987 0 .000 0 0
05 1988 0 .000 0 0
06 1989 0 .000 0 0
07 1990 0 .000 0 0
08 1991 0 .000 0 0
09 1992 0 .000 0 0
10 1993 0 .000 0 0
11 1994 0 .000 0 0
12 TOTAL 0 XXX 3,751 0
SCHEDULE P - PART 2 - SUMMARY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 786,325 936,136 994,697 1,077,786 1,132,348 1,174,752
02 1985 978,828 958,815 983,449 1,000,355 1,025,162 1,019,315
03 1986 XXX 996,961 940,712 914,288 855,986 839,789
04 1987 XXX XXX 897,815 865,405 834,349 807,816
05 1988 XXX XXX XXX 888,742 871,868 882,353
06 1989 XXX XXX XXX XXX 847,729 866,093
07 1990 XXX XXX XXX XXX XXX 902,268
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2 - SUMMARY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 1,188,544 1,248,107 1,307,369 1,399,108 91,739 150,995
02 1985 1,014,524 1,011,562 1,015,868 1,019,732 3,857 8,170
03 1986 821,392 807,885 790,558 795,393 4,836 -12,492
04 1987 779,164 767,031 737,699 732,075 -5,625 -34,963
05 1988 879,174 861,280 850,661 822,193 -28,461 -39,080
06 1989 851,276 858,972 847,131 826,288 -20,843 -32,683
07 1990 901,393 907,737 907,942 882,582 -25,360 -25,148
08 1991 823,181 826,474 820,581 771,281 -49,300 -55,193
09 1992 XXX 824,910 825,227 810,834 -14,393 -14,076
10 1993 XXX XXX 825,818 815,112 -10,713 XXX
11 1994 XXX XXX XXX 950,252 XXX XXX
12 TOTAL -54,269 -54,472
17
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 224,567 452,071 609,596 721,206 826,128
02 1985 390,951 609,720 736,163 814,048 877,849 921,877
03 1986 XXX 267,319 457,757 555,987 635,066 685,447
04 1987 XXX XXX 229,945 419,822 527,277 595,997
05 1988 XXX XXX XXX 243,631 444,827 548,827
06 1989 XXX XXX XXX XXX 266,124 489,981
07 1990 XXX XXX XXX XXX XXX 328,470
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3 - SUMMARY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 897,980 952,338 1,000,999 1,052,403 XXX XXX
02 1985 944,548 964,153 976,765 984,277 XXX XXX
03 1986 717,642 736,799 749,898 759,819 XXX XXX
04 1987 638,084 665,729 689,556 701,377 XXX XXX
05 1988 619,362 670,910 703,271 740,270 XXX XXX
06 1989 595,030 665,580 716,617 747,373 XXX XXX
07 1990 517,420 637,192 702,927 754,339 XXX XXX
08 1991 260,999 454,330 545,628 607,632 XXX XXX
09 1992 XXX 273,120 474,103 571,827 XXX XXX
10 1993 XXX XXX 281,008 448,706 XXX XXX
11 1994 XXX XXX XXX 340,424 XXX XXX
SCHEDULE P - PART 4 - SUMMARY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 178,079 121,196 85,179 84,433 102,317 72,035
02 1985 313,064 127,504 90,198 62,562 64,042 40,242
03 1986 XXX 481,888 312,798 227,845 132,027 92,238
04 1987 XXX XXX 439,696 271,081 190,612 128,180
05 1988 XXX XXX XXX 372,294 221,771 172,155
06 1989 XXX XXX XXX XXX 315,475 170,743
07 1990 XXX XXX XXX XXX XXX 321,746
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
18
SCHEDULE P - PART 4 - SUMMARY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 68,492 70,481 66,421 124,646
02 1985 28,867 13,465 13,038 16,878
03 1986 60,389 37,334 16,329 17,176
04 1987 84,307 56,329 22,490 10,328
05 1988 139,151 95,472 72,855 29,864
06 1989 115,864 85,153 62,290 35,062
07 1990 182,772 132,267 96,343 66,125
08 1991 362,767 210,166 162,509 91,543
09 1992 XXX 334,567 190,535 140,815
10 1993 XXX XXX 363,753 208,361
11 1994 XXX XXX XXX 332,758
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 775 177 598 0 0 9
12 TOTAL XXX XXX XXX 0 0 9
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 9 9 0 0
11 1994 0 0 185 194 2 529
12 TOTAL 0 0 194 203 XXX 529
19
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 99 0 0 40 5 0
12 TOTAL 99 0 0 40 5 0
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 9
11 1994 0 0 15 473 2 778
12 TOTAL 0 0 15 473 2 XXX
SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 0 0 .000 .000 .000 0
03 1986 0 0 .000 .000 .000 0
04 1987 0 0 .000 .000 .000 0
05 1988 0 0 .000 .000 .000 0
06 1989 0 0 .000 .000 .000 0
07 1990 0 0 .000 .000 .000 0
08 1991 0 0 .000 .000 .000 0
09 1992 0 0 .000 .000 .000 0
10 1993 0 9 .000 .000 .000 0
11 1994 104 674 100.387 58.757 112.709 0
12 TOTAL XXX XXX XXX XXX XXX 0
20
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1985 0 .000 0 0
03 1986 0 .000 0 0
04 1987 0 .000 0 0
05 1988 0 .000 0 0
06 1989 0 .000 0 0
07 1990 0 .000 0 0
08 1991 0 .000 0 0
09 1992 0 .000 0 0
10 1993 0 .000 0 0
11 1994 0 .000 422 52
12 TOTAL 0 XXX 422 52
SCHEDULE P - PART 1G - SPECIAL LIABILITY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 622 189 2
02 1985 24,498 8,106 16,385 11,261 2,966 1,139
03 1986 26,847 9,795 17,050 10,816 2,972 1,169
04 1987 27,164 10,334 16,830 14,644 5,997 1,168
05 1988 26,953 9,996 16,957 13,972 4,043 1,371
06 1989 26,822 9,541 17,281 18,023 6,930 1,490
07 1990 32,948 10,990 21,957 26,402 10,614 2,039
08 1991 40,572 13,499 27,073 25,388 8,827 2,098
09 1992 55,685 17,701 37,982 47,652 24,767 2,460
10 1993 73,083 24,753 48,329 37,698 12,182 2,292
11 1994 78,394 25,100 53,287 15,016 2,268 822
12 TOTAL XXX XXX XXX 221,485 81,755 16,056
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 2 2 36 468 XXX 1,749
02 1985 270 1,313 677 9,840 XXX 53
03 1986 169 1,478 560 9,396 XXX 132
04 1987 310 1,849 675 10,174 XXX 134
05 1988 385 1,086 906 11,821 XXX 307
06 1989 277 1,795 948 13,252 XXX 681
07 1990 414 1,603 1,006 18,410 XXX 623
08 1991 414 1,320 934 19,171 XXX 779
09 1992 664 1,981 1,426 26,113 XXX 3,074
10 1993 426 2,417 2,012 29,396 XXX 8,124
11 1994 102 276 1,442 14,917 XXX 23,718
12 TOTAL 3,449 15,127 10,616 162,954 XXX 39,367
21
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 364 980 85 154 29 0
02 1985 4 369 0 5 0 0
03 1986 3 10 0 6 0 0
04 1987 11 14 -4 4 0 1
05 1988 19 87 0 13 1 7
06 1989 33 46 -11 66 2 4
07 1990 192 150 -4 34 18 5
08 1991 115 270 43 135 11 25
09 1992 640 -557 -123 464 58 6
10 1993 2,921 -1,778 -172 1,165 407 78
11 1994 4,777 494 580 1,986 572 661
12 TOTAL 9,092 93 393 4,038 1,100 795
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 49 2,456 44 XXX
02 1985 0 0 2 424 0 13,546
03 1986 0 0 2 147 1 12,721
04 1987 0 17 2 149 0 16,666
05 1988 1 23 7 402 1 16,715
06 1989 0 59 21 794 5 21,324
07 1990 0 45 12 618 17 30,337
08 1991 15 126 36 1,060 45 29,734
09 1992 0 545 82 2,494 99 54,748
10 1993 56 1,727 200 4,570 395 50,039
11 1994 196 2,925 529 21,262 863 44,908
12 TOTAL 268 5,460 943 34,384 1,486 XXX
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 201
02 1985 3,281 10,265 55.294 40.476 62.649 0
03 1986 3,177 9,544 47.383 32.435 55.977 0
04 1987 6,335 10,331 61.353 61.302 61.384 0
05 1988 4,486 12,229 62.015 44.878 72.118 0
06 1989 7,278 14,046 79.502 76.281 81.280 0
07 1990 11,308 19,029 92.075 102.894 86.665 0
08 1991 9,503 20,231 73.287 70.398 74.728 0
09 1992 26,140 28,608 98.317 147.675 75.320 0
10 1993 16,073 33,966 68.469 64.934 70.281 0
11 1994 8,729 36,179 57.285 34.777 67.895 0
12 TOTAL XXX XXX XXX XXX XXX 201
22
SCHEDULE P - PART 1G - SPECIAL LIABILITY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,073 176
02 1985 0 .000 418 6
03 1986 0 .000 139 8
04 1987 0 .000 141 7
05 1988 0 .000 375 27
06 1989 0 .000 706 88
07 1990 0 .000 584 34
08 1991 0 .000 892 169
09 1992 0 .000 2,000 494
10 1993 0 .000 3,591 979
11 1994 0 .000 18,856 2,407
12 TOTAL 0 XXX 29,775 4,395
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 34,012 11,938 17,383
02 1985 183,184 77,303 105,875 183,335 119,416 38,225
03 1986 394,860 141,140 253,720 132,167 64,439 27,106
04 1987 330,281 101,880 228,401 95,345 32,372 17,469
05 1988 248,863 76,379 172,484 88,375 26,574 14,697
06 1989 191,026 69,811 121,215 42,880 8,924 7,065
07 1990 195,495 61,527 133,968 38,665 14,536 5,942
08 1991 186,526 49,655 136,871 37,841 9,083 5,410
09 1992 181,617 61,782 119,835 30,401 9,681 4,331
10 1993 219,054 103,711 115,343 18,756 10,935 2,738
11 1994 240,443 115,502 124,941 6,942 6,878 535
12 TOTAL XXX XXX XXX 708,719 314,776 140,901
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 4,766 1 575 35,272 XXX 112,534
02 1985 19,474 628 5,558 88,226 13,078 20,568
03 1986 10,126 633 5,471 90,179 11,474 4,618
04 1987 2,631 577 5,232 83,043 8,703 5,111
05 1988 1,283 1,880 6,872 82,087 6,749 2,374
06 1989 -1,263 138 5,501 47,779 5,482 4,756
07 1990 -2,224 796 4,053 36,348 4,976 6,395
08 1991 598 207 3,640 37,210 4,719 11,149
09 1992 995 61 3,078 27,134 5,868 15,079
10 1993 598 27 2,886 12,847 4,882 21,502
11 1994 95 7 2,427 2,931 3,650 18,727
12 TOTAL 37,079 4,955 45,293 543,058 XXX 222,813
23
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 28,429 120,591 59,908 14,279 3,547 16,779
02 1985 15,885 8,351 2,380 1,600 624 2,451
03 1986 1,946 9,121 2,394 779 183 2,155
04 1987 2,193 6,850 2,632 685 77 1,867
05 1988 622 24,755 7,489 624 55 6,763
06 1989 1,551 25,590 9,109 510 74 5,719
07 1990 1,817 34,058 11,571 1,390 396 8,112
08 1991 1,989 39,034 10,476 2,872 517 7,528
09 1992 4,653 52,955 12,563 4,067 1,098 8,441
10 1993 5,685 94,273 40,188 5,621 1,649 12,794
11 1994 8,881 103,768 36,590 4,763 1,870 17,660
12 TOTAL 73,651 519,346 195,300 37,190 10,090 90,269
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 5,817 0 7,890 174,373 1,912 XXX
02 1985 870 0 1,053 14,265 259 261,807
03 1986 717 0 1,346 12,779 159 183,489
04 1987 830 44 792 9,575 120 133,761
05 1988 2,497 91 455 24,315 105 145,485
06 1989 2,576 28 848 24,113 144 93,701
07 1990 3,528 100 1,175 33,811 250 100,947
08 1991 3,434 26 1,808 45,975 299 110,492
09 1992 4,134 8 1,951 60,044 407 121,732
10 1993 6,131 7 2,725 83,261 671 163,490
11 1994 6,162 18 6,194 97,618 999 162,701
12 TOTAL 36,696 322 26,237 580,129 5,325 XXX
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 8,223
02 1985 159,323 102,484 142.920 206.102 96.797 0
03 1986 80,531 102,958 46.469 57.057 40.579 0
04 1987 41,137 92,624 40.499 40.377 40.553 0
05 1988 39,074 106,411 58.459 51.158 61.693 0
06 1989 21,808 71,893 49.051 31.239 59.310 0
07 1990 30,766 70,181 51.636 50.004 52.386 0
08 1991 27,308 83,184 59.236 54.995 60.775 0
09 1992 34,550 87,182 67.026 55.922 72.751 0
10 1993 67,382 96,108 74.634 64.970 83.323 0
11 1994 62,144 100,557 67.667 53.803 80.483 0
12 TOTAL XXX XXX XXX XXX XXX 8,223
24
SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 136,565 29,583
02 1985 0 .000 10,654 3,610
03 1986 0 .000 9,399 3,380
04 1987 0 .000 7,137 2,437
05 1988 0 .000 19,026 5,288
06 1989 0 .000 19,693 4,421
07 1990 0 .000 27,065 6,754
08 1991 0 .000 37,725 8,250
09 1992 0 .000 50,817 9,226
10 1993 0 .000 69,909 13,359
11 1994 0 .000 77,033 20,591
12 TOTAL 0 XXX 465,023 106,899
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1985 8,242 5,981 2,261 199 125 77
03 1986 28,619 13,637 14,982 2,093 1,005 601
04 1987 78,099 26,911 51,188 13,642 7,259 2,265
05 1988 78,766 22,134 56,632 8,306 2,623 1,830
06 1989 65,766 13,191 52,575 18,675 8,439 3,873
07 1990 73,175 15,049 58,126 38,097 7,941 1,997
08 1991 78,659 10,224 68,435 6,341 1,597 1,838
09 1992 93,711 11,248 82,463 17,407 2,917 1,904
10 1993 109,153 9,591 99,562 3,202 78 1,978
11 1994 129,443 12,185 117,258 3,033 261 653
12 TOTAL XXX XXX XXX 110,995 32,245 17,016
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1985 48 0 0 103 31 0
03 1986 245 0 0 1,444 104 0
04 1987 769 5 716 8,595 460 532
05 1988 485 3 379 7,407 298 202
06 1989 1,722 4 988 13,375 287 3,564
07 1990 383 4 2,056 33,826 350 18,617
08 1991 169 0 1,244 7,657 476 8,178
09 1992 454 0 1,923 17,863 426 7,477
10 1993 93 46 1,315 6,324 548 19,934
11 1994 5 0 873 4,293 660 33,795
12 TOTAL 4,373 62 9,494 100,887 XXX 92,299
25
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 60 8 0
04 1987 300 10 0 136 75 2
05 1988 79 10 0 72 20 2
06 1989 934 24 3 872 230 4
07 1990 4,425 135 19 4,206 969 16
08 1991 445 6,295 270 1,612 50 41
09 1992 1,668 27,916 106 1,479 409 83
10 1993 597 40,272 371 4,772 130 169
11 1994 168 45,408 906 8,250 12 397
12 TOTAL 8,616 120,070 1,675 21,459 1,903 714
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1985 0 0 0 0 0 276
03 1986 0 0 0 52 1 2,754
04 1987 0 0 17 315 3 17,325
05 1988 0 0 6 194 6 10,818
06 1989 1 0 113 3,403 13 28,151
07 1990 4 0 610 18,167 55 65,880
08 1991 16 0 451 15,799 97 26,007
09 1992 29 0 285 35,042 148 58,549
10 1993 59 0 1,017 65,006 247 72,683
11 1994 136 0 1,848 88,474 588 94,263
12 TOTAL 245 0 4,347 226,452 1,158 XXX
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 173 103 3.348 2.892 4.555 0
03 1986 1,258 1,496 9.622 9.224 9.985 0
04 1987 8,413 8,912 22.183 31.262 17.410 0
05 1988 3,216 7,602 13.734 14.529 13.423 0
06 1989 11,365 16,786 42.804 86.157 31.927 0
07 1990 13,895 51,985 90.030 92.331 89.435 0
08 1991 2,552 23,455 33.062 24.960 34.273 0
09 1992 5,650 52,899 62.478 50.231 64.148 0
10 1993 1,351 71,332 66.588 14.086 71.645 0
11 1994 1,500 92,763 72.822 12.310 79.110 0
12 TOTAL XXX XXX XXX XXX XXX 0
26
SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1985 0 .000 0 0
03 1986 0 .000 0 52
04 1987 0 .000 234 81
05 1988 0 .000 133 61
06 1989 0 .000 2,651 759
07 1990 0 .000 14,308 3,860
08 1991 0 .000 13,759 2,040
09 1992 0 .000 33,626 1,409
10 1993 0 .000 59,238 5,769
11 1994 0 .000 78,128 10,346
12 TOTAL 0 XXX 202,077 24,369
SCHEDULE P - PART 1I - SPECIAL PROPERTY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 16,159 4,148 2,280
02 1993 220,566 60,345 160,224 123,933 40,375 3,115
03 1994 309,664 106,953 202,712 144,871 54,513 3,413
04 TOTAL XXX XXX XXX 284,962 99,036 8,808
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 540 811 213 13,961 XXX 5,118
02 1993 839 837 2,675 88,510 XXX 12,495
03 1994 722 506 4,128 97,177 XXX 92,516
04 TOTAL 2,102 2,154 7,017 199,648 XXX 110,130
27
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 1,825 5,605 1,714 312 150 507
02 1993 5,324 3,854 780 1,032 418 323
03 1994 47,862 11,054 2,841 7,158 3,777 1,230
04 TOTAL 55,012 20,521 5,334 8,509 4,351 2,067
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 235 552 154 7,787 50 XXX
02 1993 130 404 259 11,310 121 149,065
03 1994 359 857 1,217 58,339 1,000 266,238
04 TOTAL 731 1,813 1,630 77,438 1,180 XXX
SCHEDULE P - PART 1I - SPECIAL PROPERTY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 60
02 1993 49,245 99,820 67.583 81.606 62.300 0
03 1994 110,721 155,517 85.976 103.523 76.718 0
04 TOTAL XXX XXX XXX XXX XXX 60
28
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 7,131 597
02 1993 0 .000 10,245 1,065
03 1994 0 .000 52,869 5,470
04 TOTAL 0 XXX 70,252 7,132
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 209 152 506
02 1993 157,065 52,479 104,587 83,742 24,616 1,940
03 1994 220,419 103,150 117,270 124,718 62,749 3,717
04 TOTAL XXX XXX XXX 208,663 87,517 6,162
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 120 692 208 650 XXX 1,590
02 1993 610 7,210 4,021 64,478 53,090 263
03 1994 2,884 5,300 5,528 68,324 60,234 8,922
04 TOTAL 3,614 13,210 9,757 133,452 XXX 10,776
29
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 10 5,391 4,242 64 0 22
02 1993 8 3,467 2,607 48 13 43
03 1994 4,562 5,801 2,677 1,215 1,053 286
04 TOTAL 4,580 14,666 9,527 1,327 1,066 351
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 3 882 175 2,985 18 XXX
02 1993 4 791 136 1,333 476 93,992
03 1994 21 4,483 854 8,758 2,870 151,377
04 TOTAL 29 6,156 1,164 13,084 3,367 XXX
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1993 28,182 65,810 59.843 53.701 62.924 0
03 1994 74,297 77,080 68.677 72.028 65.729 0
04 TOTAL XXX XXX XXX XXX XXX 0
30
SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,730 257
02 1993 0 .000 1,123 209
03 1994 0 .000 7,481 1,275
04 TOTAL 0 XXX 11,336 1,741
SCHEDULE P - PART 1K - FIDELITY, SURETY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 1,872 605 1,308
02 1993 39,048 7,875 31,174 13,705 4,334 971
03 1994 40,234 8,177 32,058 2,040 478 149
04 TOTAL XXX XXX XXX 17,609 5,415 2,428
31
SCHEDULE P - PART 1K - FIDELITY, SURETY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 419 727 145 2,302 XXX -257
02 1993 230 18 1,071 11,176 XXX -4,889
03 1994 33 0 749 2,419 XXX 2,165
04 TOTAL 689 744 1,966 15,898 XXX -2,980
SCHEDULE P - PART 1K - FIDELITY, SURETY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR -626 4,816 671 -173 -140 731
02 1993 -2,243 755 104 -695 -317 123
03 1994 383 3,706 565 301 50 535
04 TOTAL -2,486 9,270 1,333 -565 -406 1,381
SCHEDULE P - PART 1K - FIDELITY, SURETY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 101 358 632 5,746 229 XXX
02 1993 18 103 -227 -2,494 136 10,778
03 1994 80 22 644 6,264 270 10,408
04 TOTAL 198 483 1,041 9,515 638 XXX
32
SCHEDULE P - PART 1K - FIDELITY, SURETY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1993 2,091 8,687 27.602 26.552 27.866 0
03 1994 1,724 8,684 25.869 21.084 27.088 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1K - FIDELITY, SURETY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 4,516 1,222
02 1993 0 .000 -1,995 -493
03 1994 0 .000 4,922 1,342
04 TOTAL 0 XXX 7,443 2,073
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX -258 -183 0
02 1993 8,387 3,299 5,088 1,615 689 0
03 1994 12,039 4,995 7,044 193 129 0
04 TOTAL XXX XXX XXX 1,550 634 0
33
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 -5 -80 XXX 0
02 1993 0 0 67 994 XXX 750
03 1994 0 0 51 115 XXX 273
04 TOTAL 0 0 112 1,029 XXX 1,024
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 582 323 0 0 0
02 1993 283 1,607 465 0 0 0
03 1994 121 3,152 1,125 0 0 0
04 TOTAL 403 5,334 1,920 0 0 0
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 253 0 XXX
02 1993 0 0 0 1,603 0 4,035
03 1994 0 0 0 2,179 0 3,677
04 TOTAL 0 0 0 4,035 0 XXX
34
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1993 1,437 2,598 48.110 43.559 51.061 0
03 1994 1,375 2,302 30.542 27.528 32.680 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 253 0
02 1993 0 .000 1,603 0
03 1994 0 .000 2,179 0
04 TOTAL 0 XXX 4,035 0
SCHEDULE P - PART 1M - INTERNATIONAL
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 122 54 0
02 1985 -97 -21 -76 0 0 0
03 1986 -222 -9 -213 0 0 0
04 1987 154 3 151 0 0 0
05 1988 159 8 151 0 0 0
06 1989 -12 -1 -11 0 0 0
07 1990 -13 -1 -12 0 0 0
08 1991 2 0 2 0 0 0
09 1992 16 1 15 0 0 0
10 1993 3 0 3 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL XXX XXX XXX 122 54 0
35
SCHEDULE P - PART 1M - INTERNATIONAL
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 7 75 XXX 3,595
02 1985 0 0 0 0 XXX 0
03 1986 0 0 0 0 XXX 0
04 1987 0 0 0 0 XXX 0
05 1988 0 0 0 0 XXX 0
06 1989 0 0 0 0 XXX 0
07 1990 0 0 0 0 XXX 0
08 1991 0 0 0 0 XXX 0
09 1992 0 0 0 0 XXX 0
10 1993 0 0 0 0 XXX 0
11 1994 0 0 0 0 XXX 0
12 TOTAL 0 0 7 75 XXX 3,595
SCHEDULE P - PART 1M - INTERNATIONAL
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 835 1,406 72 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL 835 1,406 72 0 0 0
SCHEDULE P - PART 1M - INTERNATIONAL
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 367 4,461 300 XXX
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 0 0 0 0 0 0
10 1993 0 0 0 0 0 0
11 1994 0 0 0 0 0 0
12 TOTAL 0 0 367 4,461 300 XXX
36
SCHEDULE P - PART 1M - INTERNATIONAL
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 0 0 .000 .000 .000 0
03 1986 0 0 .000 .000 .000 0
04 1987 0 0 .000 .000 .000 0
05 1988 0 0 .000 .000 .000 0
06 1989 0 0 .000 .000 .000 0
07 1990 0 0 .000 .000 .000 0
08 1991 0 0 .000 .000 .000 0
09 1992 0 0 .000 .000 .000 0
10 1993 0 0 .000 .000 .000 0
11 1994 0 0 .000 .000 .000 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1M - INTERNATIONAL
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 4,094 367
02 1985 0 .000 0 0
03 1986 0 .000 0 0
04 1987 0 .000 0 0
05 1988 0 .000 0 0
06 1989 0 .000 0 0
07 1990 0 .000 0 0
08 1991 0 .000 0 0
09 1992 0 .000 0 0
10 1993 0 .000 0 0
11 1994 0 .000 0 0
12 TOTAL 0 XXX 4,094 367
SCHEDULE P - PART 1N - REINSURANCE A
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 61 2 59 0 0 0
07 1994 215 11 204 0 0 0
08 TOTAL XXX XXX XXX 0 0 0
37
SCHEDULE P - PART 1N - REINSURANCE A
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1N - REINSURANCE A
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 1994 0 0 0 0 0 0
08 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1N - REINSURANCE A
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX XXX
38
SCHEDULE P - PART 1N - REINSURANCE A
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 1994 0 0 .000 .000 .000 0
08 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1N - REINSURANCE A
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 1994 0 .000 0 0
08 TOTAL 0 XXX 0 0
SCHEDULE P - PART 1O - REINSURANCE B
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 1,990 0 1,990 0 0 0
02 1989 612 1,823 -1,211 0 0 0
03 1990 231 7 224 0 0 0
04 1991 -326 -8 -318 0 0 0
05 1992 134 0 134 0 0 0
06 1993 516 0 516 0 0 0
07 1994 0 0 0 0 0 0
08 TOTAL XXX XXX XXX 0 0 0
39
SCHEDULE P - PART 1O - REINSURANCE B
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1O - REINSURANCE B
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 1994 0 0 0 0 0 0
08 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1O - REINSURANCE B
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX XXX
40
SCHEDULE P - PART 1O - REINSURANCE B
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 1994 0 0 .000 .000 .000 0
08 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1O - REINSURANCE B
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 1994 0 .000 0 0
08 TOTAL 0 XXX 0 0
SCHEDULE P - PART 1P - REINSURANCE C
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 1994 0 0 0 0 0 0
08 TOTAL XXX XXX XXX 0 0 0
41
SCHEDULE P - PART 1P - REINSURANCE C
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1P - REINSURANCE C
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 0 0 0 0 0 0
06 1993 0 0 0 0 0 0
07 1994 0 0 0 0 0 0
08 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1P - REINSURANCE C
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 1988 0 0 0 0 XXX 0
02 1989 0 0 0 0 XXX 0
03 1990 0 0 0 0 XXX 0
04 1991 0 0 0 0 XXX 0
05 1992 0 0 0 0 XXX 0
06 1993 0 0 0 0 XXX 0
07 1994 0 0 0 0 XXX 0
08 TOTAL 0 0 0 0 XXX XXX
42
SCHEDULE P - PART 1P - REINSURANCE C
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 1988 0 0 .000 .000 .000 0
02 1989 0 0 .000 .000 .000 0
03 1990 0 0 .000 .000 .000 0
04 1991 0 0 .000 .000 .000 0
05 1992 0 0 .000 .000 .000 0
06 1993 0 0 .000 .000 .000 0
07 1994 0 0 .000 .000 .000 0
08 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1P - REINSURANCE C
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 1988 0 .000 0 0
02 1989 0 .000 0 0
03 1990 0 .000 0 0
04 1991 0 .000 0 0
05 1992 0 .000 0 0
06 1993 0 .000 0 0
07 1994 0 .000 0 0
08 TOTAL 0 XXX 0 0
SCHEDULE P - PART 1Q - REINSURANCE D
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 232 0 10
02 1985 1,104 0 1,104 1,820 104 15
03 1986 1,995 0 1,995 1,797 224 13
04 1987 7,255 3,615 3,640 34,247 27,680 16,189
05 TOTAL XXX XXX XXX 38,096 28,008 16,227
43
SCHEDULE P - PART 1Q - REINSURANCE D
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 11 253 XXX 2,267
02 1985 0 0 0 1,731 XXX 0
03 1986 0 0 0 1,586 XXX 296
04 1987 13,597 2,447 411 9,570 XXX 14,951
05 TOTAL 13,597 2,447 422 13,140 XXX 17,514
SCHEDULE P - PART 1Q - REINSURANCE D
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 732 0 31 0 17
02 1985 0 0 0 0 0 0
03 1986 0 1,498 0 0 0 0
04 1987 13,675 11,950 11,950 1,315 1,299 0
05 TOTAL 13,675 14,180 11,950 1,346 1,299 17
SCHEDULE P - PART 1Q - REINSURANCE D
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 67 3,114 XXX XXX
02 1985 0 0 0 0 XXX 1,835
03 1986 0 0 0 1,794 XXX 3,604
04 1987 0 0 0 1,292 XXX 79,063
05 TOTAL 0 0 67 6,200 XXX XXX
44
SCHEDULE P - PART 1Q - REINSURANCE D
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 104 1,731 166.214 .000 156.793 0
03 1986 224 3,380 180.652 .000 169.424 0
04 1987 68,201 10,862 1,089.773 1,886.611 298.407 0
05 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1Q - REINSURANCE D
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 2,999 115
02 1985 0 .000 0 0
03 1986 0 .000 1,794 0
04 1987 0 .000 1,276 16
05 TOTAL 0 XXX 6,069 131
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 17,482 16,781 -105
02 1985 35,993 20,751 15,242 26,534 18,632 7,135
03 1986 113,264 52,166 61,098 35,039 21,348 7,127
04 1987 108,076 37,962 70,114 13,830 7,909 2,729
05 1988 63,564 26,786 36,778 14,135 11,669 3,542
06 1989 39,864 19,537 20,327 8,217 5,283 1,635
07 1990 33,232 16,590 16,642 3,809 3,263 1,039
08 1991 24,228 14,296 9,930 1,788 1,325 1,765
09 1992 11,502 2,383 9,119 1,198 499 335
10 1993 19,070 8,227 10,842 1,293 1,308 195
11 1994 13,551 5,013 8,538 272 157 45
12 TOTAL XXX XXX XXX 123,599 88,182 25,440
45
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 2,363 3 -71 -1,843 XXX 37,604
02 1985 3,319 52 795 12,513 1,377 1,252
03 1986 2,588 107 1,733 19,963 1,108 4,293
04 1987 496 145 166 8,320 710 2,167
05 1988 924 123 -2,090 2,994 397 2,492
06 1989 939 237 481 4,111 468 1,284
07 1990 495 752 380 1,470 497 3,050
08 1991 1,045 1,719 953 2,128 533 211
09 1992 54 1,916 588 1,568 487 3,423
10 1993 145 1,542 243 279 490 487
11 1994 18 672 345 487 240 525
12 TOTAL 12,386 7,262 3,525 51,995 XXX 56,788
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 27,541 70,765 55,113 5,886 3,055 9,480
02 1985 386 7,000 3,696 618 243 716
03 1986 1,527 5,028 2,356 481 93 1,137
04 1987 19 2,480 1,205 253 20 648
05 1988 1,380 4,904 1,545 143 9 1,507
06 1989 710 4,501 1,204 99 53 1,338
07 1990 1,655 8,274 1,919 347 144 1,699
08 1991 58 7,414 2,276 151 91 1,470
09 1992 2,454 5,542 2,392 1,062 498 1,318
10 1993 201 7,284 3,628 230 33 1,867
11 1994 307 11,620 5,942 139 75 3,147
12 TOTAL 36,238 134,812 81,276 9,409 4,314 24,327
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 4,799 0 2,366 35,606 861 XXX
02 1985 242 0 422 5,442 133 44,544
03 1986 443 0 393 6,913 95 55,296
04 1987 327 7 156 4,133 76 22,402
05 1988 473 6 382 6,021 42 23,967
06 1989 436 94 247 5,065 27 17,975
07 1990 542 104 361 9,469 56 19,011
08 1991 695 257 135 6,261 42 14,239
09 1992 756 337 193 5,439 62 14,085
10 1993 1,025 461 366 5,355 62 12,364
11 1994 1,590 434 1,274 8,782 74 18,023
12 TOTAL 11,328 1,700 6,295 98,486 1,530 XXX
46
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 50
02 1985 26,585 17,959 123.757 128.114 117.825 0
03 1986 28,415 26,881 48.820 54.470 43.996 0
04 1987 9,955 12,447 20.728 26.223 17.752 0
05 1988 14,949 9,018 37.705 55.809 24.520 0
06 1989 8,800 9,175 45.090 45.042 45.137 0
07 1990 8,080 10,931 57.206 48.704 65.683 0
08 1991 5,849 8,390 58.771 40.914 84.491 0
09 1992 7,071 7,014 122.456 296.726 76.916 0
10 1993 6,732 5,632 64.835 81.828 51.946 0
11 1994 8,747 9,276 133.001 174.486 108.643 0
12 TOTAL XXX XXX XXX XXX XXX 50
SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 25,671 9,885
02 1985 0 .000 4,171 1,271
03 1986 0 .000 5,438 1,475
04 1987 0 .000 3,424 709
05 1988 0 .000 4,471 1,501
06 1989 0 .000 3,871 1,244
07 1990 0 .000 7,747 1,722
08 1991 0 .000 5,291 970
09 1992 0 .000 4,127 1,312
10 1993 0 .000 3,942 1,411
11 1994 0 .000 5,895 2,887
12 TOTAL 0 XXX 74,062 24,380
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1985 814 589 225 0 0 0
03 1986 6,129 2,629 3,500 5 1 4
04 1987 14,442 3,545 10,897 2,045 258 1,679
05 1988 13,132 3,126 10,006 1,183 121 664
06 1989 10,083 2,163 7,927 1,274 379 586
07 1990 7,977 1,480 6,497 3,647 1,486 755
08 1991 9,569 2,043 7,526 943 670 222
09 1992 7,471 3,221 4,250 842 332 617
10 1993 3,863 2,707 1,156 88 9 131
11 1994 4,823 2,970 1,853 124 124 94
12 TOTAL XXX XXX XXX 10,158 3,378 4,750
47
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1985 0 0 0 0 0 0
03 1986 1 0 0 7 13 0
04 1987 62 0 275 3,678 135 906
05 1988 84 0 95 1,737 124 24
06 1989 17 0 166 1,628 177 0
07 1990 237 0 329 3,008 88 50
08 1991 136 0 110 469 388 546
09 1992 285 0 21 865 88 1,350
10 1993 5 0 74 279 75 999
11 1994 92 0 221 223 64 375
12 TOTAL 928 0 1,299 11,901 XXX 4,250
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 504 0 0 223 123 0
05 1988 9 0 0 9 4 0
06 1989 0 10 3 0 0 2
07 1990 50 33 8 4 4 8
08 1991 165 370 50 87 41 60
09 1992 778 129 40 52 1 30
10 1993 10 291 100 97 2 47
11 1994 127 922 384 85 28 94
12 TOTAL 1,643 1,755 585 557 203 241
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 9
04 1987 0 0 26 536 3 5,174
05 1988 0 0 1 21 2 1,974
06 1989 1 0 0 8 2 2,038
07 1990 2 0 2 33 1 4,828
08 1991 5 0 26 828 20 2,372
09 1992 11 0 59 789 8 3,101
10 1993 24 0 23 1,322 16 1,760
11 1994 64 0 61 934 30 1,996
12 TOTAL 107 0 198 4,471 82 XXX
48
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1985 0 0 .000 .000 .000 0
03 1986 2 7 .146 .076 .200 0
04 1987 967 4,207 35.826 27.278 38.607 0
05 1988 218 1,756 15.031 6.973 17.549 0
06 1989 401 1,637 20.212 18.539 20.651 0
07 1990 1,787 3,041 60.524 120.743 46.806 0
08 1991 1,073 1,299 24.788 52.520 17.260 0
09 1992 1,447 1,654 41.507 44.924 38.918 0
10 1993 152 1,608 45.560 5.615 139.100 0
11 1994 838 1,158 41.385 28.215 62.493 0
12 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1985 0 .000 0 0
03 1986 0 .000 0 0
04 1987 0 .000 403 126
05 1988 0 .000 14 5
06 1989 0 .000 7 2
07 1990 0 .000 25 8
08 1991 0 .000 702 127
09 1992 0 .000 653 129
10 1993 0 .000 1,181 141
11 1994 0 .000 786 148
12 TOTAL 0 XXX 3,771 692
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
(000 OMITTED)
1 PREMIUMS EARNED LOSS AND LOSS EXPENSE PAYMENTS
YEARS IN 2 3 4 ALLOCATED LOSS
WHICH PRE- LOSS PAYMENTS EXP PAYMENTS
MIUMS WERE DIRECT NET 5 6 7
EARNED AND AND CEDED (2 - 3) DIRECT DIRECT
LOSSES ASSUMED AND CEDED AND
WERE INC ASSUMED ASSUMED
01 PRIOR XXX XXX XXX 0 0 0
02 1993 0 0 0 0 0 0
03 1994 0 0 0 0 0 0
04 TOTAL XXX XXX XXX 0 0 0
49
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 LOSS AND LOSS EXPENSE PAYMENTS LOSSES UNPAID
YEARS IN ALLOC LOSS 9 10 11 12 CASE BASIS
WHICH PRE- EXPENSE NUMBER OF
MIUMS WERE PAYMENTS SALVAGE UNALLOCATED TOTAL CLAIMS 13
EARNED AND 8 AND LOSS NET PAID REPORTED - DIRECT
LOSSES CEDED SUBROGATION EXPENSE (5 - 6 + 7 DIRECT AND AND
WERE INC RECEIVED PAYMENTS - 8 + 10) ASSUMED ASSUMED
01 PRIOR 0 0 0 0 XXX 0
02 1993 0 0 0 0 XXX 0
03 1994 0 0 0 0 XXX 0
04 TOTAL 0 0 0 0 XXX 0
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
YEARS IN CASE BASIS BULK + IBNR CASE BASIS BULK + IBNR
WHICH PRE-
MIUMS WERE 14 15 16 17 18 19
EARNED AND DIRECT DIRECT DIRECT
LOSSES CEDED AND CEDED AND CEDED AND
WERE INC ASSUMED ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 0
02 1993 0 0 0 0 0 0
03 1994 0 0 0 0 0 0
04 TOTAL 0 0 0 0 0 0
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 21 22 23 24 TOTAL LOSSES
YEARS IN BULK + IBNR & LOSS EXP
WHICH PRE- NUMBER OF INCURRED
MIUMS WERE 20 SALVAGE UNALLOCATED TOTAL CLAIMS 25
EARNED AND AND LOSS NET LOSSES OUTSTANDING DIRECT
LOSSES CEDED SUBROGATION EXPENSES & EXPENSES DIRECT AND AND
WERE INC ANTICIPATED UNPAID UNPAID ASSUMED ASSUMED
01 PRIOR 0 0 0 0 0 XXX
02 1993 0 0 0 0 0 0
03 1994 0 0 0 0 0 0
04 TOTAL 0 0 0 0 0 XXX
50
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 TOTAL LOSSES AND LOSS LOSS AND LOSS EXPENSE PERCENTAGE DISCOUNT FOR
YEARS IN EXPENSES INCURRED (INCURRED/PREMIUMS EARNED) TIME VALUE
WHICH PRE- OF MONEY
MIUMS WERE 26 27 28 29 30 31
EARNED AND DIRECT
LOSSES CEDED NET* AND CEDED NET LOSS
WERE INC ASSUMED
01 PRIOR XXX XXX XXX XXX XXX 0
02 1993 0 0 .000 .000 .000 0
03 1994 0 0 .000 .000 .000 0
04 TOTAL XXX XXX XXX XXX XXX 0
SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 DISCOUNT FOR 33 NET BALANCE SHEET
YEARS IN TIME VALUE RESERVES AFTER DISCOUNT
WHICH PRE- OF MONEY INTER-
MIUMS WERE 32 COMPANY 34 35
EARNED AND POOLING LOSS
LOSSES LOSS PARTICIPATION LOSSES EXPENSES
WERE INC EXPENSE PERCENTAGE UNPAID UNPAID
01 PRIOR 0 XXX 0 0
02 1993 0 .000 0 0
03 1994 0 .000 0 0
04 TOTAL 0 XXX 0 0
SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 15,867 18,097 19,022 18,398 18,611 19,645
02 1985 75,268 73,229 74,512 74,449 75,017 75,132
03 1986 XXX 55,180 53,748 53,362 52,185 52,093
04 1987 XXX XXX 40,595 42,420 41,320 41,546
05 1988 XXX XXX XXX 40,465 44,334 44,728
06 1989 XXX XXX XXX XXX 57,862 62,009
07 1990 XXX XXX XXX XXX XXX 51,815
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
51
SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 19,282 19,063 18,875 18,762 -114 -294
02 1985 75,116 74,787 74,808 74,822 14 35
03 1986 52,167 51,848 51,893 51,967 75 121
04 1987 41,740 41,297 41,165 41,081 -84 -216
05 1988 45,019 44,482 44,590 44,692 102 202
06 1989 61,867 61,173 61,171 61,405 233 232
07 1990 57,281 54,705 55,390 55,809 411 1,102
08 1991 59,715 61,866 63,053 64,025 972 2,159
09 1992 XXX 53,304 52,280 52,889 608 -415
10 1993 XXX XXX 56,932 55,215 -1,717 XXX
11 1994 XXX XXX XXX 61,133 XXX XXX
12 TOTAL 510 2,927
SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 54,747 61,058 66,789 69,444 69,656 69,896
02 1985 147,309 151,193 154,967 158,142 159,511 158,535
03 1986 XXX 141,719 138,109 132,741 129,760 129,296
04 1987 XXX XXX 112,119 104,001 102,789 103,468
05 1988 XXX XXX XXX 113,416 107,302 108,531
06 1989 XXX XXX XXX XXX 125,171 120,343
07 1990 XXX XXX XXX XXX XXX 147,262
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 70,057 69,186 71,115 71,360 244 2,173
02 1985 158,236 157,922 157,907 157,921 13 -1
03 1986 130,086 129,458 128,123 128,673 550 -785
04 1987 102,205 101,458 101,961 102,061 100 603
05 1988 106,695 106,458 107,402 106,943 -459 485
06 1989 114,748 116,450 118,294 118,962 669 2,507
07 1990 144,975 144,549 146,029 147,664 1,643 3,116
08 1991 96,513 96,886 92,694 91,047 -1,648 -5,847
09 1992 XXX 123,754 112,473 110,544 -1,929 -13,217
10 1993 XXX XXX 116,974 119,343 2,376 XXX
11 1994 XXX XXX XXX 135,279 XXX XXX
12 TOTAL 1,545 -10,951
52
SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 97,753 121,136 126,446 140,508 140,311 141,227
02 1985 104,903 96,883 97,236 103,087 104,809 105,284
03 1986 XXX 105,164 105,670 100,336 98,666 98,247
04 1987 XXX XXX 98,554 96,446 95,535 97,952
05 1988 XXX XXX XXX 95,919 96,840 101,268
06 1989 XXX XXX XXX XXX 106,540 112,581
07 1990 XXX XXX XXX XXX XXX 97,760
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 140,308 138,522 135,287 134,421 -859 -4,094
02 1985 105,065 104,292 104,114 104,027 -87 -265
03 1986 96,935 96,418 95,817 96,207 397 -210
04 1987 94,309 94,098 92,405 91,970 -434 -2,126
05 1988 99,097 102,966 101,559 100,807 -759 -2,160
06 1989 104,042 113,265 114,302 111,007 -3,302 -2,265
07 1990 90,188 101,701 97,378 99,348 1,970 -2,353
08 1991 81,753 79,412 85,046 81,901 -3,146 2,488
09 1992 XXX 71,561 80,766 82,506 1,739 10,944
10 1993 XXX XXX 95,283 90,257 -5,026 XXX
11 1994 XXX XXX XXX 86,747 XXX XXX
12 TOTAL -9,506 -47
SCHEDULE P - PART 2D - WORKERS' COMPENSATION
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 262,721 305,632 324,173 347,981 361,137 363,352
02 1985 182,078 212,875 226,627 235,385 237,374 237,668
03 1986 XXX 166,728 169,048 173,142 173,103 174,601
04 1987 XXX XXX 132,984 148,475 151,317 156,839
05 1988 XXX XXX XXX 196,390 208,653 209,494
06 1989 XXX XXX XXX XXX 140,851 159,822
07 1990 XXX XXX XXX XXX XXX 142,346
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
53
SCHEDULE P - PART 2D - WORKERS' COMPENSATION
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 368,782 375,354 382,291 384,954 2,670 9,599
02 1985 237,988 231,107 231,342 228,813 -2,529 -2,294
03 1986 177,736 176,215 170,441 169,540 -901 -6,675
04 1987 159,869 162,479 156,145 154,317 -1,828 -8,162
05 1988 216,127 218,608 214,325 203,606 -10,719 -14,995
06 1989 165,859 169,452 166,834 165,748 -1,092 -3,710
07 1990 152,210 151,640 147,641 143,776 -3,864 -7,862
08 1991 115,502 134,914 126,373 121,547 -4,826 -13,360
09 1992 XXX 101,474 105,111 99,128 -5,983 -2,339
10 1993 XXX XXX 74,235 72,993 -1,236 XXX
11 1994 XXX XXX XXX 84,526 XXX XXX
12 TOTAL -30,300 -49,797
SCHEDULE P - PART 2E - COMMERICAL MULTIPLE PERIL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 122,293 155,185 176,106 189,711 198,595 198,343
02 1985 154,450 138,049 147,720 152,886 161,817 156,960
03 1986 XXX 118,705 102,761 92,242 91,215 88,952
04 1987 XXX XXX 112,925 98,809 94,736 93,109
05 1988 XXX XXX XXX 127,648 113,098 112,456
06 1989 XXX XXX XXX XXX 128,411 125,324
07 1990 XXX XXX XXX XXX XXX 155,371
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2E - COMMERICAL MULTIPLE PERIL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 201,782 204,729 207,939 217,641 9,702 12,906
02 1985 157,088 156,514 156,671 157,027 349 513
03 1986 87,062 87,015 85,898 88,007 2,108 992
04 1987 96,574 97,854 95,415 94,155 -1,260 -3,698
05 1988 116,128 116,443 119,940 116,497 -3,437 54
06 1989 118,908 121,606 121,295 120,567 -727 -1,038
07 1990 143,015 143,270 142,966 142,475 -484 -795
08 1991 162,856 145,588 142,906 146,982 4,076 1,387
09 1992 XXX 160,642 138,997 140,812 1,814 -19,829
10 1993 XXX XXX 115,044 110,619 -4,426 XXX
11 1994 XXX XXX XXX 126,947 XXX XXX
12 TOTAL 7,711 -9,510
54
SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 1,489 1,627 1,822 2,118 2,150 2,177
02 1985 21 22 24 35 1 1
03 1986 XXX 7 6 6 0 0
04 1987 XXX XXX 12 0 1 1
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 2,159 2,253 2,226 4,132 1,905 1,878
02 1985 1 1 1 1 0 0
03 1986 0 0 0 0 0 0
04 1987 1 1 1 -13 -13 -13
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 -1 -1 -1
08 1991 0 0 0 0 0 0
09 1992 XXX 0 -1 -1 0 -1
10 1993 XXX XXX 0 0 0 XXX
11 1994 XXX XXX XXX 0 XXX XXX
12 TOTAL 1,891 1,863
SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
55
SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 XXX 0 0 0 0 0
10 1993 XXX XXX 0 0 0 XXX
11 1994 XXX XXX XXX 467 XXX XXX
12 TOTAL 0 0
SCHEDULE P - PART 2G - SPECIAL LIABILITY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 11,579 12,375 12,207 11,368 12,095 12,578
02 1985 9,622 9,795 9,835 9,938 9,807 9,729
03 1986 XXX 9,160 10,190 9,588 8,999 9,121
04 1987 XXX XXX 8,544 10,081 9,963 9,570
05 1988 XXX XXX XXX 8,957 9,755 11,097
06 1989 XXX XXX XXX XXX 10,123 11,734
07 1990 XXX XXX XXX XXX XXX 12,059
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2G - SPECIAL LIABILITY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 11,894 11,575 11,355 11,249 -107 -327
02 1985 9,769 9,680 9,781 9,593 -190 -88
03 1986 8,976 8,935 9,043 8,988 -55 53
04 1987 9,815 9,593 9,757 9,653 -104 59
05 1988 11,247 11,001 11,306 11,309 3 308
06 1989 12,243 12,328 12,774 13,078 297 750
07 1990 16,720 17,029 17,867 18,012 144 983
08 1991 14,655 19,393 19,122 19,261 141 -132
09 1992 XXX 21,453 27,308 27,096 -212 5,643
10 1993 XXX XXX 26,967 31,754 4,787 XXX
11 1994 XXX XXX XXX 34,208 XXX XXX
12 TOTAL 4,706 7,250
56
SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 184,547 220,454 222,758 243,880 281,061 320,018
02 1985 80,814 89,890 84,361 77,591 87,334 88,727
03 1986 XXX 193,279 172,744 171,414 128,094 124,410
04 1987 XXX XXX 163,498 148,117 135,486 122,304
05 1988 XXX XXX XXX 103,556 115,913 115,632
06 1989 XXX XXX XXX XXX 77,884 82,225
07 1990 XXX XXX XXX XXX XXX 78,898
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 319,931 369,481 409,578 480,977 71,418 111,500
02 1985 82,566 88,617 92,694 95,875 3,181 7,259
03 1986 109,531 102,047 94,844 96,133 1,289 -5,908
04 1987 105,285 100,526 88,015 86,597 -1,425 -13,928
05 1988 108,454 116,774 112,005 99,078 -12,927 -17,688
06 1989 77,219 77,245 72,807 65,546 -7,260 -11,699
07 1990 83,250 76,878 81,138 64,946 -16,192 -11,932
08 1991 98,602 91,112 99,587 77,734 -21,860 -13,379
09 1992 XXX 76,583 92,564 82,156 -10,414 5,573
10 1993 XXX XXX 95,960 90,496 -5,464 XXX
11 1994 XXX XXX XXX 91,935 XXX XXX
12 TOTAL 376 49,825
SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 1,911 1,015 660 141 306 241
03 1986 XXX 10,441 7,154 6,777 4,409 3,323
04 1987 XXX XXX 38,067 41,765 29,596 18,316
05 1988 XXX XXX XXX 46,121 33,159 31,539
06 1989 XXX XXX XXX XXX 38,939 33,781
07 1990 XXX XXX XXX XXX XXX 54,594
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
57
SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 166 141 103 103 0 -38
03 1986 2,204 1,766 1,494 1,496 2 -270
04 1987 13,441 10,860 9,288 8,178 -1,110 -2,682
05 1988 28,778 9,476 8,080 7,218 -863 -2,259
06 1989 34,685 30,466 23,537 15,678 -7,859 -14,779
07 1990 50,313 54,907 56,358 49,326 -7,032 -5,588
08 1991 47,267 46,879 44,143 21,752 -22,390 -25,120
09 1992 XXX 56,648 51,749 50,690 -1,060 -5,959
10 1993 XXX XXX 68,578 68,999 421 XXX
11 1994 XXX XXX XXX 90,048 XXX XXX
12 TOTAL -39,890 -56,703
SCHEDULE P - PART 2I - SPECIAL PROPERTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2I - SPECIAL PROPERTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 50,798 44,692 46,360 1,668 -4,438
02 1993 XXX XXX 98,250 96,887 -1,363 XXX
03 1994 XXX XXX XXX 150,170 XXX XXX
04 TOTAL 304 -4,438
58
SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 10,757 8,748 10,231 1,482 -533
02 1993 XXX XXX 60,973 61,652 679 XXX
03 1994 XXX XXX XXX 70,706 XXX XXX
04 TOTAL 2,161 -533
SCHEDULE P - PART 2K - FIDELITY, SURETY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
04 TOTAL
59
SCHEDULE P - PART 2K - FIDELITY, SURETY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 1,809 6,911 12,110 5,199 10,302
02 1993 XXX XXX 8,233 7,845 -388 XXX
03 1994 XXX XXX XXX 7,300 XXX XXX
04 TOTAL 4,811 10,302
SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
04 TOTAL
SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 1 -217 -238 -22 -239
02 1993 XXX XXX 2,254 2,530 269 XXX
03 1994 XXX XXX XXX 2,244 XXX XXX
04 TOTAL 247 -239
60
SCHEDULE P - PART 2M - INTERNATIONAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 2,293 2,335 2,498 3,017 3,404 3,522
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2M - INTERNATIONAL
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 3,727 4,842 5,665 4,162 -1,503 -680
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 XXX 0 0 0 0 0
10 1993 XXX XXX 0 0 0 XXX
11 1994 XXX XXX XXX 0 XXX XXX
12 TOTAL -1,503 -680
SCHEDULE P - PART 2N - REINSURANCE A
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
08 TOTAL
61
SCHEDULE P - PART 2N - REINSURANCE A
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 XXX 0 0 0 0 0
06 1993 XXX XXX 0 0 0 XXX
07 1994 XXX XXX XXX 0 XXX XXX
08 TOTAL 0 0
SCHEDULE P - PART 2O - REINSURANCE B
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
08 TOTAL
SCHEDULE P - PART 2O - REINSURANCE B
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 XXX 0 0 0 0 0
06 1993 XXX XXX 0 0 0 XXX
07 1994 XXX XXX XXX 0 XXX XXX
08 TOTAL 0 0
62
SCHEDULE P - PART 2P - REINSURANCE C
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
08 TOTAL
SCHEDULE P - PART 2P - REINSURANCE C
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 1988 0 0 0 0 0 0
02 1989 0 0 0 0 0 0
03 1990 0 0 0 0 0 0
04 1991 0 0 0 0 0 0
05 1992 XXX 0 0 0 0 0
06 1993 XXX XXX 0 0 0 XXX
07 1994 XXX XXX XXX 0 XXX XXX
08 TOTAL 0 0
SCHEDULE P - PART 2Q - REINSURANCE D
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 473 459 1,131 1,172 1,690 2,411
02 1985 1,050 1,049 1,198 1,737 2,123 2,154
03 1986 XXX 1,896 1,791 2,629 2,822 2,930
04 1987 XXX XXX 6,560 10,174 10,460 10,521
05 TOTAL
63
SCHEDULE P - PART 2Q - REINSURANCE D
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 2,833 3,486 3,556 4,196 640 710
02 1985 2,023 2,210 2,065 1,730 -335 -480
03 1986 2,880 2,779 3,378 3,378 0 599
04 1987 10,452 10,453 10,453 10,451 -2 -2
05 TOTAL 303 827
SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 21,020 24,835 28,537 36,982 35,830 33,284
02 1985 10,850 11,449 12,574 13,518 14,769 12,106
03 1986 XXX 46,602 45,032 43,208 38,709 29,606
04 1987 XXX XXX 39,907 36,240 35,765 26,565
05 1988 XXX XXX XXX 27,173 17,153 20,887
06 1989 XXX XXX XXX XXX 13,522 10,585
07 1990 XXX XXX XXX XXX XXX 10,761
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 40,111 42,448 54,554 62,357 7,803 19,915
02 1985 13,421 13,118 13,368 16,741 3,373 3,616
03 1986 27,200 25,310 23,758 24,755 998 -553
04 1987 17,751 12,273 11,468 12,125 655 -149
05 1988 20,622 8,955 10,189 10,726 538 1,771
06 1989 12,367 8,682 10,361 8,448 -1,913 -234
07 1990 13,868 11,288 13,375 10,192 -3,183 -1,096
08 1991 8,390 6,221 9,424 7,300 -2,123 1,079
09 1992 XXX 3,117 6,747 6,225 -515 3,108
10 1993 XXX XXX 4,242 5,016 781 XXX
11 1994 XXX XXX XXX 7,659 XXX XXX
12 TOTAL 6,415 27,458
64
SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 117 145 102 111 21 13
03 1986 XXX 2,528 2,161 1,609 1,281 788
04 1987 XXX XXX 10,677 7,794 10,524 10,663
05 1988 XXX XXX XXX 6,162 8,022 8,587
06 1989 XXX XXX XXX XXX 6,118 5,609
07 1990 XXX XXX XXX XXX XXX 4,194
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
12 TOTAL
SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 5 3 0 0 0 -3
03 1986 365 203 7 7 0 -196
04 1987 10,108 8,510 4,028 3,905 -123 -4,604
05 1988 7,992 7,636 2,721 1,654 -1,067 -5,975
06 1989 5,669 5,539 2,562 1,463 -1,090 -4,074
07 1990 3,990 4,190 3,314 2,709 -605 -1,481
08 1991 5,012 5,529 1,853 1,162 -689 -4,367
09 1992 XXX 3,452 2,471 1,573 -904 -1,879
10 1993 XXX XXX 1,905 1,504 -393 XXX
11 1994 XXX XXX XXX 876 XXX XXX
12 TOTAL -4,872 -22,581
SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
04 TOTAL
65
SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 INCURRED LOSSES AND ALLOCATED EXPENSES REPORTED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 ONE YEAR TWO YEAR
LOSSES WERE DEVELOPMENT DEVELOPMENT
INCURRED
01 PRIOR XXX 0 0 0 0 0
02 1993 XXX XXX 0 0 0 XXX
03 1994 XXX XXX XXX 0 XXX XXX
04 TOTAL 0 0
SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 6,921 10,510 13,309 14,880 16,081
02 1985 50,439 66,668 70,370 73,057 74,116 74,442
03 1986 XXX 34,602 46,881 49,439 50,820 51,336
04 1987 XXX XXX 25,633 36,694 39,173 40,522
05 1988 XXX XXX XXX 27,919 40,313 42,722
06 1989 XXX XXX XXX XXX 40,467 56,104
07 1990 XXX XXX XXX XXX XXX 35,264
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 16,644 17,127 17,199 17,234 386 57
02 1985 74,865 74,640 74,735 74,767 43,373 629
03 1986 51,566 51,721 51,829 51,956 29,872 472
04 1987 41,004 41,101 41,043 41,024 21,379 301
05 1988 43,517 43,989 44,302 44,432 20,198 319
06 1989 58,397 59,563 60,236 61,175 28,053 524
07 1990 51,194 53,133 54,398 55,447 22,592 456
08 1991 41,867 56,862 61,522 62,955 25,979 510
09 1992 XXX 33,297 47,791 50,502 20,073 424
10 1993 XXX XXX 38,614 51,150 20,099 2,069
11 1994 XXX XXX XXX 43,125 20,616 4,313
66
SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 35,908 52,370 60,295 63,480 65,687
02 1985 58,002 113,366 138,211 148,473 154,904 157,255
03 1986 XXX 51,792 99,252 114,779 122,944 126,805
04 1987 XXX XXX 38,885 75,105 88,905 97,093
05 1988 XXX XXX XXX 40,440 77,364 95,336
06 1989 XXX XXX XXX XXX 43,192 92,435
07 1990 XXX XXX XXX XXX XXX 83,750
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 66,102 66,477 66,443 67,160 2,856 1,058
02 1985 157,574 157,744 157,836 157,870 54,358 19,005
03 1986 127,637 128,119 128,685 129,142 40,714 19,541
04 1987 99,765 100,774 101,410 101,656 33,774 19,572
05 1988 101,687 104,679 106,157 106,843 33,922 8,615
06 1989 104,211 111,159 115,580 117,621 38,625 10,029
07 1990 110,885 125,906 134,051 140,342 40,979 12,252
08 1991 28,672 57,808 76,964 85,676 31,383 5,712
09 1992 XXX 33,170 72,434 92,137 31,433 5,409
10 1993 XXX XXX 38,275 79,236 33,532 8,098
11 1994 XXX XXX XXX 48,897 30,862 11,338
SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 61,280 91,093 108,843 119,371 122,825
02 1985 20,141 52,297 71,539 83,267 95,532 101,085
03 1986 XXX 16,158 43,861 61,554 78,428 87,203
04 1987 XXX XXX 15,017 40,859 60,389 76,438
05 1988 XXX XXX XXX 16,988 44,620 66,685
06 1989 XXX XXX XXX XXX 21,040 49,807
07 1990 XXX XXX XXX XXX XXX 16,622
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
67
SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 124,107 124,818 125,070 124,159 100,139 63,437
02 1985 102,933 103,495 103,659 103,658 24,723 5,405
03 1986 91,544 92,874 93,901 94,347 16,504 3,766
04 1987 83,200 88,362 90,141 90,976 15,804 3,619
05 1988 80,155 92,268 96,704 98,960 16,457 4,189
06 1989 75,919 90,958 101,975 106,212 15,986 4,448
07 1990 43,142 68,197 82,804 88,245 14,027 3,647
08 1991 14,968 37,916 50,284 58,793 11,862 3,178
09 1992 XXX 12,500 32,033 46,768 11,116 3,346
10 1993 XXX XXX 13,373 31,868 12,482 5,026
11 1994 XXX XXX XXX 15,787 9,994 4,586
SCHEDULE P - PART 3D - WORKERS' COMPENSATION
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 -6,294 81,902 139,871 185,206 214,990
02 1985 46,509 100,918 139,716 167,694 186,078 197,478
03 1986 XXX 33,621 80,120 111,074 130,152 141,682
04 1987 XXX XXX 27,524 74,064 101,778 117,903
05 1988 XXX XXX XXX 32,982 83,576 115,373
06 1989 XXX XXX XXX XXX 29,200 75,078
07 1990 XXX XXX XXX XXX XXX 28,733
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
68
SCHEDULE P - PART 3D - WORKERS' COMPENSATION
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 242,123 259,238 269,514 283,859 212,921 27,121
02 1985 206,497 211,494 214,652 217,214 68,334 4,122
03 1986 149,892 154,177 157,031 159,169 46,102 2,699
04 1987 128,790 135,530 139,943 142,665 40,906 2,969
05 1988 133,924 144,644 150,326 161,794 41,434 2,234
06 1989 106,275 123,247 132,965 139,362 31,475 955
07 1990 73,670 99,643 112,998 120,540 27,126 783
08 1991 23,237 58,913 79,877 90,890 22,064 765
09 1992 XXX 18,460 47,927 65,247 19,901 596
10 1993 XXX XXX 12,174 31,362 15,184 401
11 1994 XXX XXX XXX 10,821 10,235 384
SCHEDULE P - PART 3E - COMMERICAL MULTIPLE PERIL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 55,654 98,786 132,300 161,696 181,128
02 1985 47,540 82,675 103,775 116,845 129,566 139,802
03 1986 XXX 20,742 38,482 49,596 61,798 70,448
04 1987 XXX XXX 23,354 46,705 59,012 69,554
05 1988 XXX XXX XXX 29,671 57,416 69,755
06 1989 XXX XXX XXX XXX 30,117 62,076
07 1990 XXX XXX XXX XXX XXX 38,153
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3E - COMMERICAL MULTIPLE PERIL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 191,174 196,490 198,930 202,679 3,371 224
02 1985 145,534 148,763 150,891 153,108 21,720 2,770
03 1986 76,289 80,181 82,195 84,660 12,751 2,028
04 1987 78,852 86,374 89,327 91,741 11,572 1,821
05 1988 83,124 90,106 100,913 109,565 12,671 2,127
06 1989 79,167 89,731 99,518 108,486 14,339 2,195
07 1990 71,907 92,158 104,897 117,422 14,119 2,521
08 1991 47,163 83,700 100,648 113,968 13,309 2,516
09 1992 XXX 44,118 82,138 97,021 11,262 2,762
10 1993 XXX XXX 33,199 55,174 10,169 2,761
11 1994 XXX XXX XXX 46,653 8,431 1,700
69
SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 6 57 87 135 177
02 1985 0 0 0 0 1 1
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 1 1
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 177 176 178 380 0 0
02 1985 1 1 1 1 0 1
03 1986 0 0 0 0 0 0
04 1987 1 1 1 -13 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 -1 0 0
08 1991 0 0 0 0 0 0
09 1992 XXX 0 -1 -1 0 0
10 1993 XXX XXX 0 0 0 0
11 1994 XXX XXX XXX 0 0 0
SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
70
SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 0 0 0 0 0 0
04 1987 0 0 0 0 0 0
05 1988 0 0 0 0 0 0
06 1989 0 0 0 0 0 0
07 1990 0 0 0 0 0 0
08 1991 0 0 0 0 0 0
09 1992 XXX 0 0 0 0 0
10 1993 XXX XXX 0 0 0 0
11 1994 XXX XXX XXX 9 0 0
SCHEDULE P - PART 3G - SPECIAL LIABILITY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 3,771 5,581 6,291 7,486 8,262
02 1985 3,693 7,175 8,229 8,639 8,869 8,955
03 1986 XXX 3,613 7,732 8,206 8,518 8,709
04 1987 XXX XXX 3,913 7,735 8,736 9,106
05 1988 XXX XXX XXX 3,491 8,225 9,524
06 1989 XXX XXX XXX XXX 4,024 10,791
07 1990 XXX XXX XXX XXX XXX 5,610
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3G - SPECIAL LIABILITY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 8,339 8,491 8,406 8,839 XXX XXX
02 1985 8,983 9,024 9,124 9,163 XXX XXX
03 1986 8,727 8,805 8,897 8,843 XXX XXX
04 1987 9,533 9,476 9,580 9,500 XXX XXX
05 1988 9,896 10,216 10,341 10,915 XXX XXX
06 1989 11,089 11,766 12,147 12,305 XXX XXX
07 1990 13,775 15,369 16,770 17,405 XXX XXX
08 1991 7,593 16,284 17,630 18,237 XXX XXX
09 1992 XXX 13,463 23,401 24,679 XXX XXX
10 1993 XXX XXX 17,720 27,383 XXX XXX
11 1994 XXX XXX XXX 13,467 XXX XXX
71
SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 54,612 93,896 124,123 148,398 191,268
02 1985 3,821 12,542 25,868 39,366 51,974 62,727
03 1986 XXX 3,519 14,769 32,008 48,902 61,597
04 1987 XXX XXX 3,675 15,093 35,198 47,992
05 1988 XXX XXX XXX 1,736 17,060 27,804
06 1989 XXX XXX XXX XXX 1,165 8,678
07 1990 XXX XXX XXX XXX XXX 1,121
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 219,213 244,859 279,623 314,133 2,738 3,616
02 1985 65,478 74,366 80,601 82,661 7,951 4,868
03 1986 69,972 76,633 80,807 84,707 6,760 4,555
04 1987 54,656 63,963 73,893 77,808 5,565 3,018
05 1988 40,636 60,092 66,967 75,217 4,543 2,101
06 1989 11,417 26,524 37,383 42,273 3,692 1,646
07 1990 4,013 16,591 26,595 32,300 3,159 1,567
08 1991 -4,800 11,305 21,572 33,568 2,991 1,429
09 1992 XXX 5,172 11,868 24,062 4,080 1,381
10 1993 XXX XXX 3,241 9,960 2,916 1,295
11 1994 XXX XXX XXX 512 1,534 1,117
SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 4 31 35 59 89 102
03 1986 XXX 88 323 720 1,280 1,342
04 1987 XXX XXX 189 3,460 3,630 5,595
05 1988 XXX XXX XXX 1,598 2,228 2,993
06 1989 XXX XXX XXX XXX 728 2,497
07 1990 XXX XXX XXX XXX XXX 521
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
72
SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1985 102 102 103 103 12 19
03 1986 1,408 1,426 1,431 1,444 42 61
04 1987 6,734 6,583 7,817 7,880 249 208
05 1988 3,717 5,669 6,604 7,030 140 152
06 1989 5,667 7,681 9,727 12,389 113 161
07 1990 5,681 18,452 21,607 31,769 86 209
08 1991 1,827 3,095 5,488 6,412 105 274
09 1992 XXX 785 9,817 15,933 64 214
10 1993 XXX XXX 159 5,010 63 238
11 1994 XXX XXX XXX 3,414 38 34
SCHEDULE P - PART 3I - SPECIAL PROPERTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3I - SPECIAL PROPERTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 24,964 38,711 XXX XXX
02 1993 XXX XXX 62,235 85,833 XXX XXX
03 1994 XXX XXX XXX 93,049 XXX XXX
73
SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 7,451 7,410 59,142 18,362
02 1993 XXX XXX 54,800 60,457 42,480 5,645
03 1994 XXX XXX XXX 62,797 48,138 8,570
SCHEDULE P - PART 3K - FIDELITY, SURETY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
74
SCHEDULE P - PART 3K - FIDELITY, SURETY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 4,840 6,996 XXX XXX
02 1993 XXX XXX 6,959 10,106 XXX XXX
03 1994 XXX XXX XXX 1,671 XXX XXX
SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 -416 -491 XXX XXX
02 1993 XXX XXX 199 927 XXX XXX
03 1994 XXX XXX XXX 65 XXX XXX
75
SCHEDULE P - PART 3M - INTERNATIONAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 798 865 1,257 1,680 1,680
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3M - INTERNATIONAL
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 1,835 2,186 2,301 68 XXX XXX
02 1985 0 0 0 0 XXX XXX
03 1986 0 0 0 0 XXX XXX
04 1987 0 0 0 0 XXX XXX
05 1988 0 0 0 0 XXX XXX
06 1989 0 0 0 0 XXX XXX
07 1990 0 0 0 0 XXX XXX
08 1991 0 0 0 0 XXX XXX
09 1992 XXX 0 0 0 XXX XXX
10 1993 XXX XXX 0 0 XXX XXX
11 1994 XXX XXX XXX 0 XXX XXX
SCHEDULE P - PART 3N - REINSURANCE A
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
76
SCHEDULE P - PART 3N - REINSURANCE A
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 0 0 0 0 XXX XXX
05 1992 XXX 0 0 0 XXX XXX
06 1993 XXX XXX 0 0 XXX XXX
07 1994 XXX XXX XXX 0 XXX XXX
SCHEDULE P - PART 3O - REINSURANCE B
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3O - REINSURANCE B
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 0 0 0 0 XXX XXX
05 1992 XXX 0 0 0 XXX XXX
06 1993 XXX XXX 0 0 XXX XXX
07 1994 XXX XXX XXX 0 XXX XXX
77
SCHEDULE P - PART 3P - REINSURANCE C
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3P - REINSURANCE C
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 1988 0 0 0 0 XXX XXX
02 1989 0 0 0 0 XXX XXX
03 1990 0 0 0 0 XXX XXX
04 1991 0 0 0 0 XXX XXX
05 1992 XXX 0 0 0 XXX XXX
06 1993 XXX XXX 0 0 XXX XXX
07 1994 XXX XXX XXX 0 XXX XXX
SCHEDULE P - PART 3Q - REINSURANCE D
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 57 100 116 -948 -426
02 1985 0 185 457 623 807 1,122
03 1986 XXX 0 288 437 629 710
04 1987 XXX XXX -127 3,519 10,460 9,591
78
SCHEDULE P - PART 3Q - REINSURANCE D
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR -30 447 1,034 1,276 XXX XXX
02 1985 1,103 1,732 1,731 1,731 XXX XXX
03 1986 731 1,480 1,481 1,586 XXX XXX
04 1987 10,390 8,386 9,318 9,160 XXX XXX
SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 6,983 13,103 17,236 19,108 22,788
02 1985 138 236 1,519 3,014 3,673 6,736
03 1986 XXX 201 1,028 3,178 6,207 10,434
04 1987 XXX XXX 199 908 2,103 2,640
05 1988 XXX XXX XXX 1,243 1,462 2,799
06 1989 XXX XXX XXX XXX 50 730
07 1990 XXX XXX XXX XXX XXX 314
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 25,379 28,883 30,891 29,125 173 535
02 1985 9,169 10,336 11,084 11,714 456 788
03 1986 13,870 15,703 17,891 18,235 384 629
04 1987 4,537 4,488 6,199 8,146 227 407
05 1988 5,944 2,089 3,305 5,088 185 170
06 1989 930 2,097 3,196 3,629 109 332
07 1990 -320 -696 817 1,083 171 270
08 1991 -111 -869 426 1,175 144 347
09 1992 XXX -98 290 980 141 284
10 1993 XXX XXX -64 34 163 265
11 1994 XXX XXX XXX 144 89 77
79
SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 6 7 7 9
04 1987 XXX XXX 47 883 1,836 2,433
05 1988 XXX XXX XXX 168 425 835
06 1989 XXX XXX XXX XXX 41 188
07 1990 XXX XXX XXX XXX XXX 44
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 9 9 7 7 2 11
04 1987 3,321 3,321 3,403 3,403 83 49
05 1988 1,370 1,523 1,628 1,634 71 51
06 1989 1,174 1,455 1,467 1,455 98 77
07 1990 915 2,113 2,108 2,678 58 29
08 1991 100 1,066 144 360 300 68
09 1992 XXX 160 672 842 38 42
10 1993 XXX XXX 69 205 21 38
11 1994 XXX XXX XXX 2 15 19
SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
80
SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 CUMULATIVE PAID LOSSES AND ALLOCATED EXPENSES AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994 NUMBER OF NUMBER OF
LOSSES WERE CLMS CLOSED CLMS CLOSED
INCURRED WITH LOSS WITHOUT LOSS
PAYMENT PAYMENT
01 PRIOR XXX 0 0 0 XXX XXX
02 1993 XXX XXX 0 0 XXX XXX
03 1994 XXX XXX XXX 0 XXX XXX
SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 2,816 1,513 720 523 566 538
02 1985 12,340 1,579 591 468 662 374
03 1986 XXX 9,976 2,680 1,559 451 421
04 1987 XXX XXX 4,326 2,098 397 399
05 1988 XXX XXX XXX 4,019 1,278 749
06 1989 XXX XXX XXX XXX 11,084 1,847
07 1990 XXX XXX XXX XXX XXX 7,350
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 350 345 324 238
02 1985 227 10 10 8
03 1986 312 13 17 12
04 1987 404 66 72 -4
05 1988 727 -57 9 -8
06 1989 1,014 -86 -96 -32
07 1990 2,022 -648 -17 -117
08 1991 7,032 601 220 -145
09 1992 XXX 12,777 516 -137
10 1993 XXX XXX 9,775 758
11 1994 XXX XXX XXX 10,266
81
SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 8,745 2,521 966 447 108 375
02 1985 29,364 7,508 3,532 2,409 1,870 718
03 1986 XXX 33,749 16,229 7,699 2,812 672
04 1987 XXX XXX 26,545 9,109 3,645 1,749
05 1988 XXX XXX XXX 27,932 9,756 3,912
06 1989 XXX XXX XXX XXX 31,287 8,771
07 1990 XXX XXX XXX XXX XXX 28,937
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 5 1 765 838
02 1985 386 3 4 1
03 1986 1,412 743 -942 -560
04 1987 609 -130 -104 -113
05 1988 291 -268 457 -166
06 1989 -53 -1,017 -168 -88
07 1990 11,706 5,705 4,244 4,088
08 1991 36,595 18,906 6,533 1,653
09 1992 XXX 49,630 17,707 8,751
10 1993 XXX XXX 36,118 17,687
11 1994 XXX XXX XXX 37,745
SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 20,079 10,115 6,933 5,781 4,365 2,658
02 1985 45,191 11,350 5,505 3,878 2,524 1,411
03 1986 XXX 40,550 26,924 14,253 8,841 3,632
04 1987 XXX XXX 41,817 24,445 15,037 9,560
05 1988 XXX XXX XXX 35,847 18,718 11,126
06 1989 XXX XXX XXX XXX 34,652 19,949
07 1990 XXX XXX XXX XXX XXX 37,564
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
82
SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 2,259 2,087 337 527
02 1985 973 340 168 149
03 1986 3,042 2,263 1,459 1,497
04 1987 4,553 2,562 1,008 506
05 1988 4,847 3,871 2,015 209
06 1989 6,184 8,590 5,910 2,211
07 1990 15,456 14,452 4,643 5,497
08 1991 40,301 20,993 18,699 14,613
09 1992 XXX 30,573 25,542 21,313
10 1993 XXX XXX 50,909 26,483
11 1994 XXX XXX XXX 35,934
SCHEDULE P - PART 4D - WORKERS' COMPENSATION
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 49,356 36,190 25,428 26,339 31,137 21,262
02 1985 66,237 27,241 21,317 14,096 14,902 10,433
03 1986 XXX 75,366 38,208 22,256 14,745 11,732
04 1987 XXX XXX 56,621 25,243 15,872 13,018
05 1988 XXX XXX XXX 72,604 33,848 22,745
06 1989 XXX XXX XXX XXX 59,318 29,917
07 1990 XXX XXX XXX XXX XXX 61,945
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4D - WORKERS' COMPENSATION
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 15,242 17,399 14,724 16,421
02 1985 9,380 1,626 1,734 1,710
03 1986 10,360 7,485 1,810 1,684
04 1987 12,116 11,137 4,605 2,662
05 1988 22,978 21,841 16,685 2,767
06 1989 19,921 16,582 10,233 5,688
07 1990 34,559 21,512 12,614 7,356
08 1991 52,901 34,474 19,763 11,172
09 1992 XXX 50,748 29,031 15,264
10 1993 XXX XXX 46,697 22,075
11 1994 XXX XXX XXX 58,857
83
SCHEDULE P - PART 4E - COMMERICAL MULTIPLE PERIL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 23,774 19,908 17,179 12,987 12,549 2,874
02 1985 64,828 18,538 13,331 12,668 17,179 8,755
03 1986 XXX 71,661 42,254 22,244 12,664 7,658
04 1987 XXX XXX 67,563 31,523 16,269 7,660
05 1988 XXX XXX XXX 63,356 33,308 18,108
06 1989 XXX XXX XXX XXX 56,360 28,134
07 1990 XXX XXX XXX XXX XXX 73,887
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4E - COMMERICAL MULTIPLE PERIL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 195 166 152 9,046
02 1985 5,481 2,810 2,668 2,542
03 1986 4,504 1,306 593 1,031
04 1987 5,778 4,544 2,362 408
05 1988 14,148 9,236 6,477 464
06 1989 14,465 7,889 6,233 2,105
07 1990 29,172 21,781 16,364 12,456
08 1991 71,469 29,894 19,723 16,738
09 1992 XXX 64,303 26,029 17,815
10 1993 XXX XXX 57,408 31,395
11 1994 XXX XXX XXX 40,250
SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 1,355 1,435 1,354 1,364 1,409 1,409
02 1985 21 20 24 35 0 0
03 1986 XXX 7 6 6 0 0
04 1987 XXX XXX 12 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
84
SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 1,395 1,395 1,392 1,385
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
85
SCHEDULE P - PART 4G - SPECIAL LIABILITY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 2,796 2,603 2,286 2,209 1,971 1,984
02 1985 1,492 340 417 493 510 567
03 1986 XXX 1,376 717 430 -63 110
04 1987 XXX XXX 1,029 235 -35 54
05 1988 XXX XXX XXX 1,220 146 573
06 1989 XXX XXX XXX XXX 744 -27
07 1990 XXX XXX XXX XXX XXX 116
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4G - SPECIAL LIABILITY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 1,472 1,342 941 896
02 1985 582 536 511 369
03 1986 71 4 11 10
04 1987 75 30 21 20
05 1988 614 459 595 92
06 1989 39 -49 65 62
07 1990 77 -179 82 159
08 1991 326 15 106 238
09 1992 XXX 1,002 -464 -421
10 1993 XXX XXX 110 -1,583
11 1994 XXX XXX XXX 379
SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 60,238 41,462 21,989 24,362 39,173 35,652
02 1985 60,725 51,264 35,352 20,941 18,872 14,634
03 1986 XXX 166,956 129,846 115,171 60,578 48,669
04 1987 XXX XXX 142,927 109,434 78,828 55,378
05 1988 XXX XXX XXX 91,590 79,395 70,470
06 1989 XXX XXX XXX XXX 66,105 55,326
07 1990 XXX XXX XXX XXX XXX 71,965
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
86
SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 39,715 38,723 35,473 71,645
02 1985 9,106 5,860 5,860 7,551
03 1986 28,957 17,480 8,297 8,166
04 1987 38,547 25,444 9,192 5,255
05 1988 56,065 46,024 39,645 21,531
06 1989 48,969 38,405 32,548 19,623
07 1990 68,818 45,389 45,240 27,073
08 1991 95,796 60,425 58,819 32,652
09 1992 XXX 61,088 57,085 44,699
10 1993 XXX XXX 84,775 60,749
11 1994 XXX XXX XXX 78,678
SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 1,902 959 545 45 212 139
03 1986 XXX 10,098 6,305 5,546 3,013 1,839
04 1987 XXX XXX 31,352 26,847 22,540 12,377
05 1988 XXX XXX XXX 33,022 23,518 22,443
06 1989 XXX XXX XXX XXX 20,724 17,445
07 1990 XXX XXX XXX XXX XXX 12,289
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1985 64 39 0 0
03 1986 787 340 0 0
04 1987 6,499 2,736 1,444 12
05 1988 20,773 1,703 307 12
06 1989 12,521 6,013 967 24
07 1990 6,732 11,731 2,355 128
08 1991 30,773 32,824 29,764 6,051
09 1992 XXX 41,301 28,740 27,864
10 1993 XXX XXX 51,077 40,011
11 1994 XXX XXX XXX 44,762
87
SCHEDULE P - PART 4I - SPECIAL PROPERTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4I - SPECIAL PROPERTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR XXX 16,664 4,125 4,171
02 1993 XXX XXX 15,702 3,267
03 1994 XXX XXX XXX 9,087
SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
88
SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR XXX 6,236 112 1,170
02 1993 XXX XXX 2,622 906
03 1994 XXX XXX XXX 3,385
SCHEDULE P - PART 4K - FIDELITY, SURETY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4K - FIDELITY, SURETY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR XXX 1,419 -106 4,776
02 1993 XXX XXX 2,207 756
03 1994 XXX XXX XXX 3,595
89
SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR XXX 1 175 253
02 1993 XXX XXX 1,131 1,135
03 1994 XXX XXX XXX 2,027
SCHEDULE P - PART 4M - INTERNATIONAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 356 144 24 29 31 44
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
90
SCHEDULE P - PART 4M - INTERNATIONAL
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 50 456 852 1,334
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 4N - REINSURANCE A
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4N - REINSURANCE A
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
91
SCHEDULE P - PART 4O - REINSURANCE B
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4O - REINSURANCE B
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
SCHEDULE P - PART 4P - REINSURANCE C
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
92
SCHEDULE P - PART 4P - REINSURANCE C
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
SCHEDULE P - PART 4Q - REINSURANCE D
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 538 1,729
02 1985 861 154 0 0 0 0
03 1986 XXX 1,505 2,519 2,670 961 1,045
04 1987 XXX XXX 0 0 0 0
SCHEDULE P - PART 4Q - REINSURANCE D
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 540 539 539 749
02 1985 0 0 0 0
03 1986 1,071 1,002 1,498 1,498
04 1987 0 0 0 0
93
SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 7,184 4,263 5,657 8,148 7,386 1,760
02 1985 9,054 8,298 8,703 7,530 7,179 2,685
03 1986 XXX 44,852 41,971 36,272 27,042 15,634
04 1987 XXX XXX 38,622 34,068 32,082 22,054
05 1988 XXX XXX XXX 24,862 14,390 14,927
06 1989 XXX XXX XXX XXX 12,882 8,765
07 1990 XXX XXX XXX XXX XXX 9,729
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 4,195 5,042 8,499 20,333
02 1985 2,246 1,634 1,506 3,778
03 1986 9,568 6,498 3,492 3,366
04 1987 11,003 5,532 3,692 1,596
05 1988 10,648 4,921 4,153 4,393
06 1989 8,598 5,187 5,585 4,198
07 1990 12,355 10,206 10,268 7,511
08 1991 8,057 6,787 7,490 5,913
09 1992 XXX 3,278 5,249 3,713
10 1993 XXX XXX 4,397 4,497
11 1994 XXX XXX XXX 7,234
SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0 0 0
02 1985 117 145 102 6 21 13
03 1986 XXX 2,528 2,155 1,486 1,267 775
04 1987 XXX XXX 10,458 6,147 6,541 6,777
05 1988 XXX XXX XXX 5,831 6,512 6,247
06 1989 XXX XXX XXX XXX 5,449 4,539
07 1990 XXX XXX XXX XXX XXX 3,652
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
94
SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS MADE
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR 0 0 0 0
02 1985 5 3 0 0
03 1986 356 194 0 0
04 1987 4,837 4,457 321 0
05 1988 6,059 5,874 1,065 0
06 1989 3,615 3,770 1,036 8
07 1990 1,549 1,552 502 31
08 1991 4,740 3,922 1,414 376
09 1992 XXX 2,768 1,056 108
10 1993 XXX XXX 827 216
11 1994 XXX XXX XXX 560
SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
LOSSES WERE
INCURRED
01 PRIOR XXX XXX XXX XXX XXX XXX
02 1993 XXX XXX XXX XXX XXX XXX
03 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY
1 BULK & INCURRED BUT NOT REPORTED RESERVES ON LOSSES & ALLOCATED EXPENSES
AT YEAR END (000 OMITTED)
YEARS 8 9 10 11
IN WHICH 1991 1992 1993 1994
LOSSES WERE
INCURRED
01 PRIOR XXX 0 0 0
02 1993 XXX XXX 0 0
03 1994 XXX XXX XXX 0
95
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 381 383
02 1985 36,046 42,803 43,152 43,259 43,309 43,326
03 1986 XXX 25,316 29,541 29,747 29,814 29,843
04 1987 XXX XXX 17,304 21,148 21,294 21,356
05 1988 XXX XXX XXX 15,928 19,958 20,113
06 1989 XXX XXX XXX XXX 22,062 27,691
07 1990 XXX XXX XXX XXX XXX 17,222
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 385 385 385 386
02 1985 43,331 43,332 43,373 43,373
03 1986 29,855 29,863 29,868 29,872
04 1987 21,376 21,378 21,385 21,379
05 1988 20,157 20,176 20,190 20,198
06 1989 27,943 28,006 28,034 28,053
07 1990 22,247 22,477 22,561 22,592
08 1991 21,317 25,718 25,917 25,979
09 1992 XXX 15,906 19,869 20,073
10 1993 XXX XXX 17,252 20,099
11 1994 XXX XXX XXX 20,616
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 302 176 94 66 47
02 1985 965 268 107 40 15 5
03 1986 XXX 616 210 103 56 29
04 1987 XXX XXX 481 124 62 27
05 1988 XXX XXX XXX 488 114 67
06 1989 XXX XXX XXX XXX 581 183
07 1990 XXX XXX XXX XXX XXX 660
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
96
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 29 13 12 23
02 1985 1 2 2 2
03 1986 13 8 5 0
04 1987 13 5 3 2
05 1988 35 22 9 6
06 1989 77 59 31 12
07 1990 210 108 47 20
08 1991 513 173 95 56
09 1992 XXX 391 184 75
10 1993 XXX XXX 1,643 147
11 1994 XXX XXX XXX 1,715
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 37,282 43,622 43,863 43,928 43,959 43,969
03 1986 XXX 26,165 30,143 30,290 30,328 30,347
04 1987 XXX XXX 17,926 21,541 21,648 21,682
05 1988 XXX XXX XXX 16,609 20,362 20,477
06 1989 XXX XXX XXX XXX 22,837 28,262
07 1990 XXX XXX XXX XXX XXX 18,029
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 43,970 43,978 44,017 44,004
03 1986 30,354 30,361 30,365 30,344
04 1987 21,693 21,696 21,700 21,682
05 1988 20,507 20,528 20,533 20,523
06 1989 28,449 28,528 28,582 28,589
07 1990 22,819 23,006 23,050 23,068
08 1991 22,048 26,329 26,503 26,545
09 1992 XXX 16,480 20,398 20,572
10 1993 XXX XXX 20,181 22,315
11 1994 XXX XXX XXX 26,644
97
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 2,802 2,833
02 1985 35,650 48,846 50,855 51,441 51,661 51,750
03 1986 XXX 27,211 36,398 37,656 38,058 38,203
04 1987 XXX XXX 22,271 29,859 30,917 31,232
05 1988 XXX XXX XXX 22,870 30,303 31,257
06 1989 XXX XXX XXX XXX 25,411 34,715
07 1990 XXX XXX XXX XXX XXX 28,746
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 2,841 2,848 2,857 2,856
02 1985 52,024 53,937 53,946 54,358
03 1986 38,472 40,277 40,292 40,714
04 1987 31,547 33,211 33,223 33,774
05 1988 31,674 33,270 33,329 33,922
06 1989 36,156 37,850 37,997 38,625
07 1990 37,072 39,550 40,009 40,979
08 1991 19,839 29,128 30,554 31,383
09 1992 XXX 21,343 30,634 31,433
10 1993 XXX XXX 26,007 33,532
11 1994 XXX XXX XXX 30,862
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 1,722 814 501 313 252
02 1985 10,822 2,705 865 360 132 45
03 1986 XXX 8,395 1,812 625 213 91
04 1987 XXX XXX 7,109 1,577 548 210
05 1988 XXX XXX XXX 6,935 1,488 517
06 1989 XXX XXX XXX XXX 6,867 1,534
07 1990 XXX XXX XXX XXX XXX 6,273
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
98
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 52 45 31 27
02 1985 23 15 11 5
03 1986 36 28 16 7
04 1987 79 42 24 9
05 1988 221 105 50 8
06 1989 493 273 129 41
07 1990 1,699 685 294 102
08 1991 5,432 1,660 555 203
09 1992 XXX 5,883 1,635 469
10 1993 XXX XXX 9,388 2,118
11 1994 XXX XXX XXX 9,359
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 57,804 67,653 68,389 68,624 68,728 70,433
03 1986 XXX 46,685 53,054 53,584 53,790 57,688
04 1987 XXX XXX 40,205 45,676 46,450 50,398
05 1988 XXX XXX XXX 32,459 39,366 39,637
06 1989 XXX XXX XXX XXX 39,567 45,512
07 1990 XXX XXX XXX XXX XXX 44,737
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 70,572 72,762 72,764 73,368
03 1986 57,568 59,616 59,620 60,262
04 1987 50,661 52,499 52,533 53,355
05 1988 39,931 43,650 41,659 42,545
06 1989 46,068 47,756 47,838 48,695
07 1990 50,131 51,957 52,082 53,333
08 1991 28,995 36,024 36,527 37,298
09 1992 XXX 30,815 37,364 37,311
10 1993 XXX XXX 41,057 43,748
11 1994 XXX XXX XXX 51,559
99
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 100,069 100,084
02 1985 17,040 21,293 21,972 22,202 21,708 21,790
03 1986 XXX 9,793 12,723 13,203 13,503 13,629
04 1987 XXX XXX 8,335 11,317 11,926 12,156
05 1988 XXX XXX XXX 8,659 12,326 12,980
06 1989 XXX XXX XXX XXX 9,811 13,126
07 1990 XXX XXX XXX XXX XXX 8,258
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 100,110 100,129 100,136 100,139
02 1985 22,197 22,579 22,589 24,723
03 1986 14,632 15,208 15,216 16,504
04 1987 13,468 14,143 14,252 15,804
05 1988 14,135 14,803 14,909 16,457
06 1989 14,391 15,220 15,410 15,986
07 1990 11,393 13,056 13,401 14,027
08 1991 6,858 10,158 10,741 11,862
09 1992 XXX 6,762 9,578 11,116
10 1993 XXX XXX 7,822 12,482
11 1994 XXX XXX XXX 9,994
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 1,699 1,000 506 514 196
02 1985 4,049 1,369 782 425 172 86
03 1986 XXX 2,794 1,054 604 258 102
04 1987 XXX XXX 2,469 927 408 206
05 1988 XXX XXX XXX 3,128 1,022 446
06 1989 XXX XXX XXX XXX 2,760 1,079
07 1990 XXX XXX XXX XXX XXX 2,652
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
100
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 111 83 73 69
02 1985 34 16 4 5
03 1986 55 26 12 2
04 1987 129 57 25 10
05 1988 284 114 52 32
06 1989 654 297 129 62
07 1990 1,542 723 271 119
08 1991 2,931 1,382 566 276
09 1992 XXX 3,218 1,096 553
10 1993 XXX XXX 3,739 1,685
11 1994 XXX XXX XXX 4,624
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 23,612 27,207 27,507 27,595 27,671 28,196
03 1986 XXX 14,724 17,102 17,369 17,479 17,503
04 1987 XXX XXX 13,000 15,504 15,808 15,887
05 1988 XXX XXX XXX 14,744 17,236 17,506
06 1989 XXX XXX XXX XXX 15,225 17,625
07 1990 XXX XXX XXX XXX XXX 12,844
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 28,704 29,121 29,123 30,133
03 1986 18,965 19,608 19,615 20,272
04 1987 17,733 18,453 18,474 19,433
05 1988 19,046 19,684 19,701 20,678
06 1989 19,060 19,661 19,713 20,496
07 1990 16,284 17,392 17,345 17,793
08 1991 11,379 13,988 13,882 15,316
09 1992 XXX 11,660 13,269 15,015
10 1993 XXX XXX 14,378 19,193
11 1994 XXX XXX XXX 19,204
101
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 210,710 210,987
02 1985 49,828 62,399 63,651 64,293 64,740 64,962
03 1986 XXX 31,779 41,441 42,454 43,054 43,352
04 1987 XXX XXX 25,727 35,835 36,984 37,426
05 1988 XXX XXX XXX 26,809 35,308 36,268
06 1989 XXX XXX XXX XXX 22,652 29,616
07 1990 XXX XXX XXX XXX XXX 19,227
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 212,214 212,483 212,706 212,921
02 1985 65,124 65,138 65,196 68,334
03 1986 43,488 43,544 43,587 46,102
04 1987 37,661 37,762 37,842 40,906
05 1988 36,698 36,932 37,059 41,434
06 1989 30,529 31,054 31,312 31,475
07 1990 25,404 26,433 26,894 27,126
08 1991 15,376 20,682 21,582 22,064
09 1992 XXX 13,957 19,031 19,901
10 1993 XXX XXX 12,004 15,184
11 1994 XXX XXX XXX 10,235
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 5,540 4,248 3,713 3,236 2,983
02 1985 6,667 2,870 1,847 1,198 679 450
03 1986 XXX 5,052 2,319 1,393 766 462
04 1987 XXX XXX 4,811 2,356 1,255 770
05 1988 XXX XXX XXX 5,752 2,374 1,432
06 1989 XXX XXX XXX XXX 3,905 2,013
07 1990 XXX XXX XXX XXX XXX 4,048
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
102
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 2,637 2,349 2,218 1,989
02 1985 302 250 203 162
03 1986 276 195 147 118
04 1987 445 275 192 140
05 1988 826 497 358 230
06 1989 1,087 635 398 264
07 1990 1,748 980 579 383
08 1991 3,208 1,710 932 539
09 1992 XXX 2,722 1,409 784
10 1993 XXX XXX 1,971 937
11 1994 XXX XXX XXX 1,434
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 59,334 70,434 70,892 71,137 71,204 71,263
03 1986 XXX 39,767 48,229 48,664 48,800 48,866
04 1987 XXX XXX 33,394 43,352 43,833 43,955
05 1988 XXX XXX XXX 36,313 43,354 43,728
06 1989 XXX XXX XXX XXX 26,936 32,241
07 1990 XXX XXX XXX XXX XXX 23,652
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
103
SCHEDULE P - PART 5D - WORKERS' COMPENSATION
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 71,316 71,221 71,247 71,344
03 1986 48,899 48,833 48,844 48,919
04 1987 43,996 43,911 43,925 44,015
05 1988 43,827 43,815 43,837 43,898
06 1989 32,522 32,585 32,629 32,694
07 1990 27,826 28,126 28,214 28,292
08 1991 18,991 22,993 23,241 23,368
09 1992 XXX 16,992 20,957 21,281
10 1993 XXX XXX 14,222 16,522
11 1994 XXX XXX XXX 12,053
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 2,893 3,100
02 1985 14,216 19,108 19,925 20,319 20,552 20,681
03 1986 XXX 7,892 10,941 11,498 11,834 12,004
04 1987 XXX XXX 6,662 9,932 10,502 10,758
05 1988 XXX XXX XXX 7,745 11,116 11,671
06 1989 XXX XXX XXX XXX 8,379 12,527
07 1990 XXX XXX XXX XXX XXX 8,650
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 1
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 3,201 3,294 3,335 3,371
02 1985 20,770 20,824 20,855 21,720
03 1986 12,098 12,158 12,196 12,751
04 1987 10,937 11,049 11,092 11,572
05 1988 11,928 12,090 12,190 12,671
06 1989 13,117 13,421 13,589 14,339
07 1990 12,604 13,216 13,513 14,119
08 1991 8,593 11,972 12,591 13,309
09 1992 XXX 7,080 10,403 11,262
10 1993 XXX XXX 7,225 10,169
11 1994 XXX XXX XXX 8,431
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 2,166 1,242 811 536 322
02 1985 2,212 1,207 761 474 341 224
03 1986 XXX 1,580 876 601 378 226
04 1987 XXX XXX 1,385 805 541 365
05 1988 XXX XXX XXX 1,587 780 554
06 1989 XXX XXX XXX XXX 1,521 968
07 1990 XXX XXX XXX XXX XXX 1,974
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
104
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 2
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 265 176 149 131
02 1985 151 117 71 52
03 1986 135 90 66 48
04 1987 201 108 71 40
05 1988 389 245 141 71
06 1989 638 442 299 171
07 1990 1,055 682 420 232
08 1991 1,711 1,113 704 451
09 1992 XXX 1,626 1,036 694
10 1993 XXX XXX 1,859 1,153
11 1994 XXX XXX XXX 2,634
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 17,169 21,998 22,641 22,935 23,170 23,335
03 1986 XXX 10,100 13,190 13,692 13,933 14,055
04 1987 XXX XXX 8,562 11,932 12,453 12,365
05 1988 XXX XXX XXX 10,075 13,441 13,945
06 1989 XXX XXX XXX XXX 10,628 15,022
07 1990 XXX XXX XXX XXX XXX 11,401
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5E - COMMERICAL MULTIPLE PERIL
SECTION 3
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 23,450 23,541 23,601 24,542
03 1986 14,117 14,168 14,223 14,827
04 1987 12,775 12,845 12,893 13,433
05 1988 14,188 14,290 14,360 14,869
06 1989 15,572 15,844 15,958 16,705
07 1990 15,431 16,064 16,281 16,872
08 1991 11,079 15,042 15,597 16,276
09 1992 XXX 9,743 13,825 14,718
10 1993 XXX XXX 10,337 14,083
11 1994 XXX XXX XXX 12,765
105
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
106
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 2 2 6 6 5
02 1985 0 0 0 1 1 1
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 5 3 3 3
02 1985 1 0 0 1
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
107
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 2
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 1 1 1 1 1 1
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
108
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 1 1 1 1
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 2
109
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 2,853 3,023
02 1985 3,571 6,337 7,057 7,425 7,634 7,784
03 1986 XXX 3,301 5,249 5,932 6,309 6,492
04 1987 XXX XXX 2,613 4,311 4,830 5,154
05 1988 XXX XXX XXX 2,180 3,263 3,630
06 1989 XXX XXX XXX XXX 2,104 3,079
07 1990 XXX XXX XXX XXX XXX 1,597
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 3,162 3,248 3,329 2,738
02 1985 7,851 7,909 7,934 7,951
03 1986 6,608 6,672 6,702 6,760
04 1987 5,195 5,279 5,408 5,565
05 1988 3,799 3,920 4,035 4,543
06 1989 3,304 3,491 3,634 3,692
07 1990 2,613 2,849 3,046 3,159
08 1991 1,434 2,395 2,810 2,991
09 1992 XXX 2,232 3,742 4,080
10 1993 XXX XXX 1,860 2,916
11 1994 XXX XXX XXX 1,534
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 2 6 6 9 11 12
03 1986 XXX 5 20 31 37 38
04 1987 XXX XXX 36 64 89 99
05 1988 XXX XXX XXX 46 80 90
06 1989 XXX XXX XXX XXX 39 53
07 1990 XXX XXX XXX XXX XXX 32
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
110
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 12 12 12 12
03 1986 40 42 42 42
04 1987 177 172 174 249
05 1988 129 125 126 140
06 1989 82 84 89 113
07 1990 49 69 77 86
08 1991 52 121 144 105
09 1992 XXX 109 38 64
10 1993 XXX XXX 14 63
11 1994 XXX XXX XXX 38
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 2,425 1,837 1,709 1,399 1,306
02 1985 2,091 1,550 984 799 470 326
03 1986 XXX 2,126 1,283 734 611 407
04 1987 XXX XXX 1,475 1,010 702 481
05 1988 XXX XXX XXX 1,050 705 582
06 1989 XXX XXX XXX XXX 826 618
07 1990 XXX XXX XXX XXX XXX 692
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 1,351 1,622 1,742 1,912
02 1985 260 233 230 259
03 1986 233 197 158 159
04 1987 298 204 148 120
05 1988 400 255 143 105
06 1989 535 374 221 144
07 1990 569 445 313 250
08 1991 560 529 450 299
09 1992 XXX 674 553 407
10 1993 XXX XXX 992 671
11 1994 XXX XXX XXX 999
111
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 3 3 4 3 1 0
03 1986 XXX 39 21 3 8 4
04 1987 XXX XXX 134 73 32 18
05 1988 XXX XXX XXX 111 55 46
06 1989 XXX XXX XXX XXX 148 94
07 1990 XXX XXX XXX XXX XXX 202
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 2 0 1 1
04 1987 12 9 4 3
05 1988 29 15 9 6
06 1989 58 21 12 13
07 1990 144 111 88 55
08 1991 337 175 119 97
09 1992 XXX 222 211 148
10 1993 XXX XXX 277 247
11 1994 XXX XXX XXX 588
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 7,200 10,829 11,652 12,147 12,202 13,107
03 1986 XXX 7,056 9,814 10,571 10,851 11,401
04 1987 XXX XXX 5,205 7,281 7,811 8,307
05 1988 XXX XXX XXX 4,218 5,616 6,162
06 1989 XXX XXX XXX XXX 3,373 4,676
07 1990 XXX XXX XXX XXX XXX 2,725
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
112
SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 12,866 12,944 13,036 13,078
03 1986 11,383 11,425 11,485 11,474
04 1987 8,270 8,343 8,537 8,703
05 1988 6,330 6,435 6,565 6,749
06 1989 4,994 5,186 5,306 5,482
07 1990 4,030 4,384 4,637 4,976
08 1991 2,384 3,684 4,287 4,719
09 1992 XXX 3,146 5,176 5,868
10 1993 XXX XXX 3,001 4,882
11 1994 XXX XXX XXX 3,650
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 9 29 31 31 31 31
03 1986 XXX 62 91 95 99 100
04 1987 XXX XXX 182 232 247 251
05 1988 XXX XXX XXX 172 224 236
06 1989 XXX XXX XXX XXX 191 238
07 1990 XXX XXX XXX XXX XXX 245
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 31 31 31 31
03 1986 100 101 102 104
04 1987 347 327 327 460
05 1988 296 278 278 298
06 1989 272 238 238 287
07 1990 343 345 353 350
08 1991 426 507 516 476
09 1992 XXX 582 642 426
10 1993 XXX XXX 326 548
11 1994 XXX XXX XXX 660
113
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 36 67
02 1985 135 226 295 375 392 413
03 1986 XXX 140 241 280 295 330
04 1987 XXX XXX 98 161 189 154
05 1988 XXX XXX XXX 51 77 40
06 1989 XXX XXX XXX XXX 36 20
07 1990 XXX XXX XXX XXX XXX 44
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 94 131 153 173
02 1985 457 471 446 456
03 1986 373 390 377 384
04 1987 226 227 234 227
05 1988 110 136 133 185
06 1989 74 77 87 109
07 1990 107 119 130 171
08 1991 61 100 121 144
09 1992 XXX 75 118 141
10 1993 XXX XXX 111 163
11 1994 XXX XXX XXX 89
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 2 2 2 2
04 1987 XXX XXX 29 32 45 57
05 1988 XXX XXX XXX 23 38 59
06 1989 XXX XXX XXX XXX 42 61
07 1990 XXX XXX XXX XXX XXX 21
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
114
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE NO OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT & ASSUMED YR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 2 2 2 2
04 1987 59 77 80 83
05 1988 68 62 68 71
06 1989 66 91 92 98
07 1990 33 57 61 58
08 1991 26 263 271 300
09 1992 XXX 25 33 38
10 1993 XXX XXX 19 21
11 1994 XXX XXX XXX 15
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 339 207 144 824 841
02 1985 107 182 134 83 221 161
03 1986 XXX 153 123 66 125 94
04 1987 XXX XXX 74 52 67 62
05 1988 XXX XXX XXX 10 54 49
06 1989 XXX XXX XXX XXX 39 45
07 1990 XXX XXX XXX XXX XXX 38
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 2A
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 975 975 904 861
02 1985 164 161 139 133
03 1986 164 150 97 95
04 1987 104 92 60 76
05 1988 93 74 44 42
06 1989 63 65 29 27
07 1990 86 94 54 56
08 1991 42 49 39 42
09 1992 XXX 25 43 62
10 1993 XXX XXX 29 62
11 1994 XXX XXX XXX 74
115
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 3 2 0 1 1
04 1987 XXX XXX 12 29 21 13
05 1988 XXX XXX XXX 18 42 28
06 1989 XXX XXX XXX XXX 28 17
07 1990 XXX XXX XXX XXX XXX 17
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 2B
1 NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 11 10 4 3
05 1988 19 8 2 2
06 1989 25 2 1 2
07 1990 29 11 4 1
08 1991 30 58 40 20
09 1992 XXX 30 16 8
10 1993 XXX XXX 34 16
11 1994 XXX XXX XXX 30
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 293 532 656 726 788 814
03 1986 XXX 375 606 663 754 794
04 1987 XXX XXX 258 387 479 404
05 1988 XXX XXX XXX 128 207 150
06 1989 XXX XXX XXX XXX 133 70
07 1990 XXX XXX XXX XXX XXX 98
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
116
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 3A
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 1,330 1,366 1,306 1,377
03 1986 1,327 1,371 1,043 1,108
04 1987 794 819 626 710
05 1988 446 469 324 397
06 1989 276 258 218 468
07 1990 287 332 267 497
08 1991 124 209 228 533
09 1992 XXX 118 198 487
10 1993 XXX XXX 167 490
11 1994 XXX XXX XXX 240
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 3 11 11 12 12
04 1987 XXX XXX 45 84 108 127
05 1988 XXX XXX XXX 45 100 117
06 1989 XXX XXX XXX XXX 76 119
07 1990 XXX XXX XXX XXX XXX 41
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 3B
1 CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 12 12 12 13
04 1987 130 133 134 135
05 1988 125 122 123 124
06 1989 131 169 169 177
07 1990 99 96 96 88
08 1991 62 372 372 388
09 1992 XXX 73 77 88
10 1993 XXX XXX 66 75
11 1994 XXX XXX XXX 64
117
SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 157,546 177,162
11 1994 XXX XXX XXX 166,527
SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
118
SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 58,106 68,091
11 1994 XXX XXX XXX 57,735
SCHEDULE P - PART 6D - WORKERS' COMPENSATION
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6D - WORKERS' COMPENSATION
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 136,518 144,639
11 1994 XXX XXX XXX 144,300
119
SCHEDULE P - PART 6D - WORKERS' COMPENSATION
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6D - WORKERS' COMPENSATION
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 32,189 42,149
11 1994 XXX XXX XXX 25,847
SCHEDULE P - PART 6E - COMMERICAL MULTIPLE PERIL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
120
SCHEDULE P - PART 6E - COMMERICAL MULTIPLE PERIL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 191,501 195,744
11 1994 XXX XXX XXX 213,494
SCHEDULE P - PART 6E - COMMERICAL MULTIPLE PERIL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6E - COMMERICAL MULTIPLE PERIL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 20,088 28,083
11 1994 XXX XXX XXX 29,117
121
SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 205,776 234,739
11 1994 XXX XXX XXX 225,758
SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
122
SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 88,905 92,678
11 1994 XXX XXX XXX 97,424
SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE
SECTION 2A
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE
SECTION 2A
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 92,175 109,596
11 1994 XXX XXX XXX 97,880
123
SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS MADE
SECTION 2B
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS MADE
SECTION 2B
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 5,235 6,564
11 1994 XXX XXX XXX 6,288
SCHEDULE P - PART 6M - INTERNATIONAL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
124
SCHEDULE P - PART 6M - INTERNATIONAL
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
SCHEDULE P - PART 6M - INTERNATIONAL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6M - INTERNATIONAL
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 0 0
11 1994 XXX XXX XXX 0
125
SCHEDULE P - PART 6N - REINSURANCE A
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6N - REINSURANCE A
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
SCHEDULE P - PART 6N - REINSURANCE A
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
126
SCHEDULE P - PART 6N - REINSURANCE A
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
SCHEDULE P - PART 6O - REINSURANCE B
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6O - REINSURANCE B
SECTION 1
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
127
SCHEDULE P - PART 6O - REINSURANCE B
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 1988 XXX XXX XXX 0 0 0
02 1989 XXX XXX XXX XXX 0 0
03 1990 XXX XXX XXX XXX XXX 0
04 1991 XXX XXX XXX XXX XXX XXX
05 1992 XXX XXX XXX XXX XXX XXX
06 1993 XXX XXX XXX XXX XXX XXX
07 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6O - REINSURANCE B
SECTION 2
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 1988 0 0 0 0
02 1989 0 0 0 0
03 1990 0 0 0 0
04 1991 0 0 0 0
05 1992 XXX 0 0 0
06 1993 XXX XXX 0 0
07 1994 XXX XXX XXX 0
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
128
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 1A
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 11,571 15,800
11 1994 XXX XXX XXX 11,774
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 1B
1 CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 2,210 2,305
11 1994 XXX XXX XXX 2,078
129
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 2A
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE
SECTION 2A
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 4,930 7,005
11 1994 XXX XXX XXX 3,910
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 2B
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 2 3 4 5 6 7
IN WHICH 1985 1986 1987 1988 1989 1990
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0 0 0
02 1985 0 0 0 0 0 0
03 1986 XXX 0 0 0 0 0
04 1987 XXX XXX 0 0 0 0
05 1988 XXX XXX XXX 0 0 0
06 1989 XXX XXX XXX XXX 0 0
07 1990 XXX XXX XXX XXX XXX 0
08 1991 XXX XXX XXX XXX XXX XXX
09 1992 XXX XXX XXX XXX XXX XXX
10 1993 XXX XXX XXX XXX XXX XXX
11 1994 XXX XXX XXX XXX XXX XXX
SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS MADE
SECTION 2B
1 CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END (000 OMITTED)
YEARS 8 9 10 11 12 13
IN WHICH 1991 1992 1993 1994
PREMS WERE
EARNED &
LOSSES INC
01 PRIOR 0 0 0 0
02 1985 0 0 0 0
03 1986 0 0 0 0
04 1987 0 0 0 0
05 1988 0 0 0 0
06 1989 0 0 0 0
07 1990 0 0 0 0
08 1991 0 0 0 0
09 1992 XXX 0 0 0
10 1993 XXX XXX 1,528 1,558
11 1994 XXX XXX XXX 1,915