<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JUN-30-1995 <DEBT-HELD-FOR-SALE> 2,349,800 <DEBT-CARRYING-VALUE> 309,700 <DEBT-MARKET-VALUE> 318,800 <EQUITIES> 544,900 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 3,485,100 <CASH> 13,200 <RECOVER-REINSURE> 374,300 <DEFERRED-ACQUISITION> 183,700 <TOTAL-ASSETS> 5,079,200 <POLICY-LOSSES> 1,546,200 <UNEARNED-PREMIUMS> 1,174,700 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 675,700 <COMMON> 71,900 <PREFERRED-MANDATORY> 0 <PREFERRED> 85,800 <OTHER-SE> 1,160,400 <TOTAL-LIABILITY-AND-EQUITY> 5,079,200 <PREMIUMS> 1,301,700 <INVESTMENT-INCOME> 90,200 <INVESTMENT-GAINS> 37,500 <OTHER-INCOME> 19,300 <BENEFITS> 931,500 <UNDERWRITING-AMORTIZATION> 220,600 <UNDERWRITING-OTHER> 84,900 <INCOME-PRETAX> 166,000 <INCOME-TAX> 44,500 <INCOME-CONTINUING> 121,500 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 121,500 <EPS-PRIMARY> 1.59 <EPS-DILUTED> 1.59 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0