<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<DEBT-HELD-FOR-SALE>                         2,349,800
<DEBT-CARRYING-VALUE>                          309,700
<DEBT-MARKET-VALUE>                            318,800
<EQUITIES>                                     544,900
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                               3,485,100
<CASH>                                          13,200
<RECOVER-REINSURE>                             374,300
<DEFERRED-ACQUISITION>                         183,700
<TOTAL-ASSETS>                               5,079,200
<POLICY-LOSSES>                              1,546,200
<UNEARNED-PREMIUMS>                          1,174,700
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                675,700
<COMMON>                                        71,900
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     85,800
<OTHER-SE>                                   1,160,400
<TOTAL-LIABILITY-AND-EQUITY>                 5,079,200
<PREMIUMS>                                   1,301,700
<INVESTMENT-INCOME>                             90,200
<INVESTMENT-GAINS>                              37,500
<OTHER-INCOME>                                  19,300
<BENEFITS>                                     931,500
<UNDERWRITING-AMORTIZATION>                    220,600
<UNDERWRITING-OTHER>                            84,900
<INCOME-PRETAX>                                166,000
<INCOME-TAX>                                    44,500
<INCOME-CONTINUING>                            121,500
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   121,500
<EPS-PRIMARY>                                     1.59
<EPS-DILUTED>                                     1.59
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0