<ARTICLE> 9 <CIK> 0000708955 <NAME> FIRST FINANCIAL BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JUN-30-1995 <CASH> 99,632 <INT-BEARING-DEPOSITS> 4,923 <FED-FUNDS-SOLD> 8,660 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 205,911 <INVESTMENTS-CARRYING> 111,278 <INVESTMENTS-MARKET> 119,262 <LOANS> 1,428,714 <ALLOWANCE> 18,948 <TOTAL-ASSETS> 1,911,687 <DEPOSITS> 1,591,353 <SHORT-TERM> 94,644 <LIABILITIES-OTHER> 18,411 <LONG-TERM> 0 <COMMON> 97,697 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 109,582 <TOTAL-LIABILITIES-AND-EQUITY> 1,911,687 <INTEREST-LOAN> 61,385 <INTEREST-INVEST> 11,752 <INTEREST-OTHER> 169 <INTEREST-TOTAL> 73,306 <INTEREST-DEPOSIT> 27,503 <INTEREST-EXPENSE> 29,971 <INTEREST-INCOME-NET> 43,335 <LOAN-LOSSES> 619 <SECURITIES-GAINS> 251 <EXPENSE-OTHER> 31,236 <INCOME-PRETAX> 21,617 <INCOME-PRE-EXTRAORDINARY> 15,358 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 15,358 <EPS-PRIMARY> 1.26 <EPS-DILUTED> 1.26 <YIELD-ACTUAL> 8.49 <LOANS-NON> 3,631 <LOANS-PAST> 859 <LOANS-TROUBLED> 1,426 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 18,609 <CHARGE-OFFS> 932 <RECOVERIES> 652 <ALLOWANCE-CLOSE> 18,948 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0