<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET OF COBANCORP INC. AND SUBSIDIARY AND THE RELATED
STATEMENT OF INCOME, SHAREHOLDERS' EQUITY AND CASH FLOWS, AS WELL AS THE RELATED
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                          31,447
<INT-BEARING-DEPOSITS>                             201
<FED-FUNDS-SOLD>                                 8,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     91,503
<INVESTMENTS-CARRYING>                          79,116
<INVESTMENTS-MARKET>                            80,466
<LOANS>                                        322,405
<ALLOWANCE>                                      5,663
<TOTAL-ASSETS>                                 552,224
<DEPOSITS>                                     482,786
<SHORT-TERM>                                    19,320
<LIABILITIES-OTHER>                              3,007
<LONG-TERM>                                          0
<COMMON>                                         5,769
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      40,649
<TOTAL-LIABILITIES-AND-EQUITY>                 552,224
<INTEREST-LOAN>                                 15,041
<INTEREST-INVEST>                                4,801
<INTEREST-OTHER>                                    17
<INTEREST-TOTAL>                                19,859
<INTEREST-DEPOSIT>                               7,235
<INTEREST-EXPENSE>                               7,700
<INTEREST-INCOME-NET>                           12,159
<LOAN-LOSSES>                                      120
<SECURITIES-GAINS>                                   4
<EXPENSE-OTHER>                                 10,615
<INCOME-PRETAX>                                  3,479
<INCOME-PRE-EXTRAORDINARY>                       3,479
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,881
<EPS-PRIMARY>                                     0.86
<EPS-DILUTED>                                     0.86
<YIELD-ACTUAL>                                    5.35
<LOANS-NON>                                        859
<LOANS-PAST>                                       105
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,617
<CHARGE-OFFS>                                      285
<RECOVERIES>                                       211
<ALLOWANCE-CLOSE>                                5,663
<ALLOWANCE-DOMESTIC>                             4,612
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,051