<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEET OF COBANCORP INC. AND SUBSIDIARY AND THE RELATED STATEMENT OF INCOME, SHAREHOLDERS' EQUITY AND CASH FLOWS, AS WELL AS THE RELATED NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> JUN-30-1995 <CASH> 31,447 <INT-BEARING-DEPOSITS> 201 <FED-FUNDS-SOLD> 8,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 91,503 <INVESTMENTS-CARRYING> 79,116 <INVESTMENTS-MARKET> 80,466 <LOANS> 322,405 <ALLOWANCE> 5,663 <TOTAL-ASSETS> 552,224 <DEPOSITS> 482,786 <SHORT-TERM> 19,320 <LIABILITIES-OTHER> 3,007 <LONG-TERM> 0 <COMMON> 5,769 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 40,649 <TOTAL-LIABILITIES-AND-EQUITY> 552,224 <INTEREST-LOAN> 15,041 <INTEREST-INVEST> 4,801 <INTEREST-OTHER> 17 <INTEREST-TOTAL> 19,859 <INTEREST-DEPOSIT> 7,235 <INTEREST-EXPENSE> 7,700 <INTEREST-INCOME-NET> 12,159 <LOAN-LOSSES> 120 <SECURITIES-GAINS> 4 <EXPENSE-OTHER> 10,615 <INCOME-PRETAX> 3,479 <INCOME-PRE-EXTRAORDINARY> 3,479 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,881 <EPS-PRIMARY> 0.86 <EPS-DILUTED> 0.86 <YIELD-ACTUAL> 5.35 <LOANS-NON> 859 <LOANS-PAST> 105 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 5,617 <CHARGE-OFFS> 285 <RECOVERIES> 211 <ALLOWANCE-CLOSE> 5,663 <ALLOWANCE-DOMESTIC> 4,612 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,051