<ARTICLE> 9
<LEGEND>

This schedule contains summary financial information extracted from
the consolidated financial information incorporated by reference to the 1995
Second Quarter Corporate Financial Review which is filed herewith as Exhibit
99.1 and is qualified in its entirety by reference to such financial 
information.

</LEGEND>
<CIK>       0000713676
<NAME>        PNC BANK
<MULTIPLIER> 1,000,000
       
                             

<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                           2,612
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      2,447
<INVESTMENTS-CARRYING>                          16,658
<INVESTMENTS-MARKET>                            16,434
<LOANS>                                         36,690
<ALLOWANCE>                                       (961)
<TOTAL-ASSETS>                                  62,763
<DEPOSITS>                                      35,290
<SHORT-TERM>                                    12,386
<LIABILITIES-OTHER>                              1,656
<LONG-TERM>                                      8,995
<COMMON>                                         1,182
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          1
<OTHER-SE>                                       3,253
<TOTAL-LIABILITIES-AND-EQUITY>                  62,763
<INTEREST-LOAN>                                  1,445
<INTEREST-INVEST>                                  579
<INTEREST-OTHER>                                    43
<INTEREST-TOTAL>                                 2,067
<INTEREST-DEPOSIT>                                 613
<INTEREST-EXPENSE>                               1,321
<INTEREST-INCOME-NET>                              746
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   9
<EXPENSE-OTHER>                                    864
<INCOME-PRETAX>                                    385
<INCOME-PRE-EXTRAORDINARY>                         263
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       263
<EPS-PRIMARY>                                     1.13
<EPS-DILUTED>                                     1.13
<YIELD-ACTUAL>                                    2.65
<LOANS-NON>                                        301
<LOANS-PAST>                                       151
<LOANS-TROUBLED>                                     7
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,002
<CHARGE-OFFS>                                      (74)
<RECOVERIES>                                        32
<ALLOWANCE-CLOSE>                                  961
<ALLOWANCE-DOMESTIC>                               961
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0