<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER 30, 1995, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> SEP-30-1995 <CASH> 852,399 <INT-BEARING-DEPOSITS> 1,259 <FED-FUNDS-SOLD> 276,747 <TRADING-ASSETS> 19,135 <INVESTMENTS-HELD-FOR-SALE> 4,290,570 <INVESTMENTS-CARRYING> 416,236 <INVESTMENTS-MARKET> 419,773 <LOANS> 13,457,831 <ALLOWANCE> 198,573 <TOTAL-ASSETS> 20,173,130 <DEPOSITS> 12,544,500 <SHORT-TERM> 4,047,206 <LIABILITIES-OTHER> 416,429 <LONG-TERM> 1,622,411 <COMMON> 1,056,146 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 426,653 <TOTAL-LIABILITIES-AND-EQUITY> 20,173,130 <INTEREST-LOAN> 865,267 <INTEREST-INVEST> 211,159 <INTEREST-OTHER> 4,033 <INTEREST-TOTAL> 1,080,459 <INTEREST-DEPOSIT> 313,207 <INTEREST-EXPENSE> 537,782 <INTEREST-INCOME-NET> 542,677 <LOAN-LOSSES> 16,582 <SECURITIES-GAINS> 8,754 <EXPENSE-OTHER> 426,957 <INCOME-PRETAX> 279,167 <INCOME-PRE-EXTRAORDINARY> 178,960 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 178,960 <EPS-PRIMARY> 1.28 <EPS-DILUTED> 1.28 <YIELD-ACTUAL> 4.21 <LOANS-NON> 41,997 <LOANS-PAST> 24,001 <LOANS-TROUBLED> 4,313 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 200,492 <CHARGE-OFFS> 34,068 <RECOVERIES> 10,490 <ALLOWANCE-CLOSE> 198,573 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0