<ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON BANCSHARES INCORPORATED'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1995, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 860,958 <INT-BEARING-DEPOSITS> 284,393 <FED-FUNDS-SOLD> 197,531 <TRADING-ASSETS> 12,924 <INVESTMENTS-HELD-FOR-SALE> 4,721,144 <INVESTMENTS-CARRYING> 67,604 <INVESTMENTS-MARKET> 69,196 <LOANS> 13,261,667 <ALLOWANCE> 194,456 <TOTAL-ASSETS> 20,254,598 <DEPOSITS> 12,636,582 <SHORT-TERM> 3,514,773 <LIABILITIES-OTHER> 424,428 <LONG-TERM> 2,103,024 <COMMON> 1,056,209 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 462,656 <TOTAL-LIABILITIES-AND-EQUITY> 20,254,598 <INTEREST-LOAN> 1,166,253 <INTEREST-INVEST> 289,732 <INTEREST-OTHER> 5,911 <INTEREST-TOTAL> 1,461,896 <INTEREST-DEPOSIT> 425,631 <INTEREST-EXPENSE> 737,333 <INTEREST-INCOME-NET> 724,563 <LOAN-LOSSES> 28,721 <SECURITIES-GAINS> 9,056 <EXPENSE-OTHER> 565,784 <INCOME-PRETAX> 378,448 <INCOME-PRE-EXTRAORDINARY> 244,489 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 244,489 <EPS-PRIMARY> 1.78 <EPS-DILUTED> 1.76 <YIELD-ACTUAL> 4.15 <LOANS-NON> 50,669 <LOANS-PAST> 27,018 <LOANS-TROUBLED> 4,299 <LOANS-PROBLEM> 49,045 <ALLOWANCE-OPEN> 200,492 <CHARGE-OFFS> 55,568 <RECOVERIES> 13,984 <ALLOWANCE-CLOSE> 194,456 <ALLOWANCE-DOMESTIC> 159,137 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 35,319