<ARTICLE> 9 <CIK> 0000708955 <NAME> FIRST FINANCIAL BANCORP <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 108,685 <INT-BEARING-DEPOSITS> 6,882 <FED-FUNDS-SOLD> 14,802 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 294,052 <INVESTMENTS-CARRYING> 93,522 <INVESTMENTS-MARKET> 100,512 <LOANS> 1,532,016 <ALLOWANCE> 20,437 <TOTAL-ASSETS> 2,103,375 <DEPOSITS> 1,785,562 <SHORT-TERM> 58,372 <LIABILITIES-OTHER> 22,446 <LONG-TERM> 2,820 <COMMON> 104,107 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 130,068 <TOTAL-LIABILITIES-AND-EQUITY> 2,103,375 <INTEREST-LOAN> 129,058 <INTEREST-INVEST> 24,024 <INTEREST-OTHER> 769 <INTEREST-TOTAL> 153,851 <INTEREST-DEPOSIT> 59,413 <INTEREST-EXPENSE> 63,516 <INTEREST-INCOME-NET> 90,335 <LOAN-LOSSES> 2,108 <SECURITIES-GAINS> 340 <EXPENSE-OTHER> 63,345 <INCOME-PRETAX> 45,440 <INCOME-PRE-EXTRAORDINARY> 45,440 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 31,789 <EPS-PRIMARY> $2.55 <EPS-DILUTED> $2.54 <YIELD-ACTUAL> 8.75 <LOANS-NON> 2,764 <LOANS-PAST> 1,071 <LOANS-TROUBLED> 517 <LOANS-PROBLEM> 3,354 <ALLOWANCE-OPEN> 18,609 <CHARGE-OFFS> 2,644 <RECOVERIES> 1,202 <ALLOWANCE-CLOSE> 20,437 <ALLOWANCE-DOMESTIC> 20,437 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0