<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEET OF COBANCORP INC. AND SUBSIDARY AS OF DECEMBER 31, 1995, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND SHAREHOLDERS' EQUITY FOR THE YEAR THEN ENDED, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000745276 <NAME> COBANCORP INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> DEC-31-1995 <CASH> 25,368 <INT-BEARING-DEPOSITS> 1,243 <FED-FUNDS-SOLD> 2,900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 129,466 <INVESTMENTS-CARRYING> 29,948 <INVESTMENTS-MARKET> 30,737 <LOANS> 320,509 <ALLOWANCE> 5,850 <TOTAL-ASSETS> 529,530 <DEPOSITS> 452,135 <SHORT-TERM> 22,454 <LIABILITIES-OTHER> 4,269 <LONG-TERM> 0 <COMMON> 5,896 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 44,776 <TOTAL-LIABILITIES-AND-EQUITY> 529,530 <INTEREST-LOAN> 29,861 <INTEREST-INVEST> 9,802 <INTEREST-OTHER> 166 <INTEREST-TOTAL> 39,829 <INTEREST-DEPOSIT> 14,964 <INTEREST-EXPENSE> 15,795 <INTEREST-INCOME-NET> 24,034 <LOAN-LOSSES> 180 <SECURITIES-GAINS> 284 <EXPENSE-OTHER> 21,059 <INCOME-PRETAX> 7,514 <INCOME-PRE-EXTRAORDINARY> 7,514 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,402 <EPS-PRIMARY> 1.86 <EPS-DILUTED> 1.86 <YIELD-ACTUAL> 5.31 <LOANS-NON> 859 <LOANS-PAST> 106 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 5,617 <CHARGE-OFFS> 628 <RECOVERIES> 681 <ALLOWANCE-CLOSE> 5,850 <ALLOWANCE-DOMESTIC> 4,885 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 965