1 Exhibit 10(j) Amendment Dated June 1, 1995 to Advisory Agreement Between the Registrant and the Advisor. 2 [ReaFund LOGO] Realty ReFund Trust / 1385 Eaton Center / 1111 Superior Avenue Cleveland, Ohio 44114/216-771-7663 Fax /216-861-4929 June 1, 1995 Mid-America ReaFund Advisors, Inc. 1385 Eaton Center Cleveland, Ohio 44114 Attention: James H. Berick, President Dear Jim: Please be advised that the Trustees of Realty ReFund Trust (the "Trust") have agreed to extend the Advisory Agreement between Mid-America ReaFund Advisors, Inc. (the "Adviser") and the Trust, for an additional term of one (1) year expiring June, 1996, on the same terms, conditions and provisions contained in the original Agreement as extended from time to time. If this Agreement to extend meets with the approval of the Adviser, please acknowledge the same on the copy of this letter enclosed for that purpose. Very truly yours, Realty ReFund Trust By Alan M. Krause ------------------------------ Alan M. Krause Chairman And Christine Turk ------------------------------ Christine Turk Secretary /ct Enclosure The foregoing extension is hereby accepted. Mid-America ReaFund Advisors, Inc. By James H. Berick ------------------------------ James H. Berick, President