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                                                                   Exhibit 23.2


                       CONSENT OF INDEPENDENT ACCOUNTANTS



We consent to the inclusion in this registration statement on Form S-3 (File
No. xxx-xxxx) of our report dated January 26, 1996, on our audits of the
consolidated financial statements of County Savings Bank (a wholly-owned
subsidiary of First Financial Group, Inc.) as of December 31, 1995 and 1994,
and for each of the three years in the period ended December 31, 1995.  We also
consent to the reference to our firm under the caption "Experts."

                                        /s/ Coopers & Lybrand L.L.P.
                                        COOPERS & LYBRAND L.L.P.

Columbus, Ohio
June 20, 1996