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EXHIBIT 23 - A CONSENT OF ERNST & YOUNY LLP

CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS

We consent to the reference to our firm under the caption "Experts" in the
Registration Statement (Form S-4) and related Prospectus of Security Banc
Corporation for the registration of shares of its common stock and to the
incorporation by reference therein of our report dated January 11, 1996, with
respect to the consolidated financial statements of Security Banc Corporation
included in its Annual Report (Form 10-K) for the year ended December 31, 1995,
filed with the Securities and Exchange Commission.

                                                  /s/ Ernst & Young LLP

Columbus, Ohio
   
July 12, 1996