<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED
SEPTEMBER 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                         872,300
<INT-BEARING-DEPOSITS>                           1,653
<FED-FUNDS-SOLD>                                 8,868
<TRADING-ASSETS>                                11,444
<INVESTMENTS-HELD-FOR-SALE>                  4,782,503
<INVESTMENTS-CARRYING>                          66,229
<INVESTMENTS-MARKET>                            66,655
<LOANS>                                     13,939,218
<ALLOWANCE>                                    200,215
<TOTAL-ASSETS>                              20,565,805
<DEPOSITS>                                  13,175,649
<SHORT-TERM>                                 3,797,739
<LIABILITIES-OTHER>                            344,312
<LONG-TERM>                                  1,690,998
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     1,264,661
<OTHER-SE>                                     236,423
<TOTAL-LIABILITIES-AND-EQUITY>              20,565,805
<INTEREST-LOAN>                                886,656
<INTEREST-INVEST>                              232,002
<INTEREST-OTHER>                                 9,139
<INTEREST-TOTAL>                             1,127,797
<INTEREST-DEPOSIT>                             342,049
<INTEREST-EXPENSE>                             562,085
<INTEREST-INCOME-NET>                          565,712
<LOAN-LOSSES>                                   43,916
<SECURITIES-GAINS>                              13,463
<EXPENSE-OTHER>                                430,540
<INCOME-PRETAX>                                297,622
<INCOME-PRE-EXTRAORDINARY>                     194,376
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   194,376
<EPS-PRIMARY>                                     1.32
<EPS-DILUTED>                                     1.31
<YIELD-ACTUAL>                                    4.11
<LOANS-NON>                                     49,800
<LOANS-PAST>                                    32,382
<LOANS-TROUBLED>                                 5,174
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               194,456
<CHARGE-OFFS>                                   53,923
<RECOVERIES>                                    13,566
<ALLOWANCE-CLOSE>                              200,215
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0