<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER
31,1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         915,636
<INT-BEARING-DEPOSITS>                           1,704
<FED-FUNDS-SOLD>                                 8,116
<TRADING-ASSETS>                                 1,873
<INVESTMENTS-HELD-FOR-SALE>                  4,743,933
<INVESTMENTS-CARRYING>                          60,444
<INVESTMENTS-MARKET>                            61,107
<LOANS>                                     14,260,747
<ALLOWANCE>                                    199,058
<TOTAL-ASSETS>                              20,851,513
<DEPOSITS>                                  13,385,891
<SHORT-TERM>                                 3,944,703
<LIABILITIES-OTHER>                            396,831
<LONG-TERM>                                  1,556,326
<COMMON>                                     1,264,664
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     246,850
<TOTAL-LIABILITIES-AND-EQUITY>              20,851,513
<INTEREST-LOAN>                              1,193,896
<INTEREST-INVEST>                              304,794
<INTEREST-OTHER>                                11,774
<INTEREST-TOTAL>                             1,510,464
<INTEREST-DEPOSIT>                             459,514
<INTEREST-EXPENSE>                             751,640
<INTEREST-INCOME-NET>                          758,824
<LOAN-LOSSES>                                   65,050
<SECURITIES-GAINS>                              17,703
<EXPENSE-OTHER>                                567,946
<INCOME-PRETAX>                                398,821
<INCOME-PRE-EXTRAORDINARY>                     262,101
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   262,101
<EPS-PRIMARY>                                     1.78
<EPS-DILUTED>                                     1.78
<YIELD-ACTUAL>                                    4.11
<LOANS-NON>                                     47,155
<LOANS-PAST>                                    34,056
<LOANS-TROUBLED>                                 3,326
<LOANS-PROBLEM>                                 50,691
<ALLOWANCE-OPEN>                               194,456
<CHARGE-OFFS>                                   81,089
<RECOVERIES>                                    18,734
<ALLOWANCE-CLOSE>                              199,058
<ALLOWANCE-DOMESTIC>                           160,876
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         38,182