1 EXHIBIT NO. 21.1 SUBSIDIARIES OF THE CORPORATION - ---------------- Name of Subsidiary State of Incorporation - ------------------ ---------------------- The First National Bank of Zanesville National banking association 422 Main Street under the laws of the Zanesville, OH 43701 United States Bellbrook Community Bank Ohio chartered bank 2010 Lakeman Drive under the laws of the Bellbrook, Ohio 45305 State of Ohio County Savings Bank Ohio chartered savings 66 South Third Street and loan association under Columbus, Ohio 43215 the laws of the State of Ohio Subsidiaries do business under their own names.