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                                                                      Exhibit 23




                         [COOPERS & LYBRAND LETTERHEAD]





Consent of Independent Accountants
to Incorporation of Opinion by Reference
in Registration Statement on Form S-8




We consent to the incorporation by reference in the Registration Statement of
Ohio Casualty Corporation on Form S-8 (File No. 05544) of our report dated
January 30, 1997, on our audits of the consolidated financial statements and
financial statement schedules of Ohio Casualty Corporation and Subsidiaries as
of December 31, 1996, 1995 and 1994 and for the years then ended, which report
is included in this Annual Report on Form 10-K.




                                   /s/ Coopers & Lybrand L..L.P.
                                   Coopers & Lybrand L.L.P.


Cincinnati, Ohio
March 25, 1997






















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