<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET OF COBANCORP INC. AND SUBSIDIARIES AS OF DECEMBER 31,
1996, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND SHAREHOLDERS' EQUITY
FOR THE TWELVE MONTHS THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                          28,318
<INT-BEARING-DEPOSITS>                           2,237
<FED-FUNDS-SOLD>                                 4,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    162,461
<INVESTMENTS-CARRYING>                          26,325
<INVESTMENTS-MARKET>                            26,847
<LOANS>                                        340,454
<ALLOWANCE>                                      4,092
<TOTAL-ASSETS>                                 598,918
<DEPOSITS>                                     514,746
<SHORT-TERM>                                    25,521
<LIABILITIES-OTHER>                              4,006
<LONG-TERM>                                          0
<COMMON>                                         5,975
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      48,670
<TOTAL-LIABILITIES-AND-EQUITY>                 598,918
<INTEREST-LOAN>                                 30,411
<INTEREST-INVEST>                               12,382
<INTEREST-OTHER>                                   388
<INTEREST-TOTAL>                                43,181
<INTEREST-DEPOSIT>                              16,166
<INTEREST-EXPENSE>                              16,799
<INTEREST-INCOME-NET>                           26,382
<LOAN-LOSSES>                                   (1,775)
<SECURITIES-GAINS>                                 409
<EXPENSE-OTHER>                                 25,792
<INCOME-PRETAX>                                  8,795
<INCOME-PRE-EXTRAORDINARY>                       8,795
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,132
<EPS-PRIMARY>                                     2.07
<EPS-DILUTED>                                     2.07
<YIELD-ACTUAL>                                    5.24
<LOANS-NON>                                      1,707
<LOANS-PAST>                                        85
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,850
<CHARGE-OFFS>                                      716
<RECOVERIES>                                       733
<ALLOWANCE-CLOSE>                               (1,775)
<ALLOWANCE-DOMESTIC>                             4,055
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             37