<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM METROPOLITAN
FINANCIAL CORP. CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION, CONSOLIDATED
STATEMENTS OF INCOME, CONSOLIDATED STATEMENTS OF CASH FLOWS, AND THE
ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS AS OF AND FOR THE YEAR
ENDED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                           7,778
<INT-BEARING-DEPOSITS>                           2,745
<FED-FUNDS-SOLD>                                 6,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     69,846
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        650,641
<ALLOWANCE>                                      4,175
<TOTAL-ASSETS>                                 769,076
<DEPOSITS>                                     622,105
<SHORT-TERM>                                    65,000
<LIABILITIES-OTHER>                             14,853
<LONG-TERM>                                     36,874
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      30,244
<TOTAL-LIABILITIES-AND-EQUITY>                 769,076
<INTEREST-LOAN>                                 50,268
<INTEREST-INVEST>                                4,184
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                54,452
<INTEREST-DEPOSIT>                              28,132
<INTEREST-EXPENSE>                              33,116
<INTEREST-INCOME-NET>                           21,336
<LOAN-LOSSES>                                    1,635
<SECURITIES-GAINS>                                 134
<EXPENSE-OTHER>                                 20,839
<INCOME-PRETAX>                                  2,634
<INCOME-PRE-EXTRAORDINARY>                       1,539
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,539
<EPS-PRIMARY>                                      .48
<EPS-DILUTED>                                      .48
<YIELD-ACTUAL>                                    3.34
<LOANS-NON>                                      4,923
<LOANS-PAST>                                       271
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,351
<ALLOWANCE-OPEN>                                 2,765
<CHARGE-OFFS>                                      236
<RECOVERIES>                                        11
<ALLOWANCE-CLOSE>                                4,175
<ALLOWANCE-DOMESTIC>                             4,175
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0