<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          93,595
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<LOAN-LOSSES>                                    4,169
<SECURITIES-GAINS>                                 (7)
<EXPENSE-OTHER>                                 45,971
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<CHARGE-OFFS>                                    3,500
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