<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON
BANCSHARES INCORPORATED QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED
SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-END>                               SEP-30-1999             SEP-30-1996
<CASH>                                       1,032,222               1,025,829
<INT-BEARING-DEPOSITS>                           7,580                   3,002
<FED-FUNDS-SOLD>                               309,882                  24,668
<TRADING-ASSETS>                                54,297                  11,444
<INVESTMENTS-HELD-FOR-SALE>                  5,435,715               5,222,930
<INVESTMENTS-CARRYING>                          34,514                 367,308
<INVESTMENTS-MARKET>                            35,078                 376,473
<LOANS>                                     17,692,634              16,359,080
<ALLOWANCE>                                    257,883                 230,989
<TOTAL-ASSETS>                              25,576,135              23,998,460
<DEPOSITS>                                  17,589,786              16,153,791
<SHORT-TERM>                                 2,905,003               3,920,210
<LIABILITIES-OTHER>                            747,666                 381,035
<LONG-TERM>                                  2,365,831               1,720,712
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                     1,528,771               1,290,938
<OTHER-SE>                                     417,220                 475,661
<TOTAL-LIABILITIES-AND-EQUITY>              25,576,135              23,998,460
<INTEREST-LOAN>                              1,203,144               1,046,769
<INTEREST-INVEST>                              267,955                 265,365
<INTEREST-OTHER>                                10,614                  10,882
<INTEREST-TOTAL>                             1,481,713               1,323,016
<INTEREST-DEPOSIT>                             479,733                 431,636
<INTEREST-EXPENSE>                             714,046                 646,983
<INTEREST-INCOME-NET>                          767,667                 666,033
<LOAN-LOSSES>                                   81,562                  51,333
<SECURITIES-GAINS>                               6,944                  13,379
<EXPENSE-OTHER>                                614,576                 510,502
<INCOME-PRETAX>                                325,858                 340,092
<INCOME-PRE-EXTRAORDINARY>                     202,014                 225,137
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                   202,014                 225,137
<EPS-PRIMARY>                                     1.05                    1.15
<EPS-DILUTED>                                     1.04                    1.15
<YIELD-ACTUAL>                                    4.43                    4.20
<LOANS-NON>                                     72,385                  57,346
<LOANS-PAST>                                    43,120                  40,301
<LOANS-TROUBLED>                                 6,069                   5,725
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               230,778                 222,487
<CHARGE-OFFS>                                   77,379                  60,390
<RECOVERIES>                                    16,745                  15,359
<ALLOWANCE-CLOSE>                              257,883                 230,989
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0