<ARTICLE> 5 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> SEP-30-1997 <CASH> 2,184,458 <SECURITIES> 2,932,807 <RECEIVABLES> 540,585 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 5,667,373 <PP&E> 74,085 <DEPRECIATION> 43,199 <TOTAL-ASSETS> 6,259,917 <CURRENT-LIABILITIES> 537,312 <BONDS> 3,000,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 4,940,767 <OTHER-SE> 413,506 <TOTAL-LIABILITY-AND-EQUITY> 6,259,917 <SALES> 279,000 <TOTAL-REVENUES> 279,000 <CGS> 0 <TOTAL-COSTS> 844,676 <OTHER-EXPENSES> 1,093,256 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 29,076 <INCOME-PRETAX> (1,688,008) <INCOME-TAX> 92,932 <INCOME-CONTINUING> 0 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (1,780,940) <EPS-PRIMARY> (.16) <EPS-DILUTED> (.16)