<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM HUNTINGTON BANCSHARES INCORPORATED'S ANNUAL REPORT ON FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR YEAR YEAR <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <PERIOD-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <CASH> 1,142,450 1,071,361 989,126 <INT-BEARING-DEPOSITS> 39,618 3,418 289,754 <FED-FUNDS-SOLD> 509,119 21,066 314,631 <TRADING-ASSETS> 7,082 1,873 12,924 <INVESTMENTS-HELD-FOR-SALE> 5,709,814 5,209,393 5,050,832 <INVESTMENTS-CARRYING> 33,010 345,135 416,831 <INVESTMENTS-MARKET> 33,383 354,702 431,894 <LOANS> 17,738,248 16,758,155 15,469,988 <ALLOWANCE> 258,171 230,778 222,487 <TOTAL-ASSETS> 26,730,540 24,371,946 23,495,337 <DEPOSITS> 17,983,718 16,402,312 15,450,273 <SHORT-TERM> 3,286,671 4,028,255 3,635,596 <LIABILITIES-OTHER> 520,903 433,942 457,647 <LONG-TERM> 2,686,039 1,665,531 2,122,202 <PREFERRED-MANDATORY> 200,000 0 0 <PREFERRED> 0 0 0 <COMMON> 1,528,768 1,290,968 1,075,057 <OTHER-SE> 496,623 494,690 697,636 <TOTAL-LIABILITIES-AND-EQUITY> 26,730,540 24,371,946 23,495,337 <INTEREST-LOAN> 1,611,541 1,411,551 1,357,975 <INTEREST-INVEST> 356,388 349,937 332,932 <INTEREST-OTHER> 13,544 14,246 18,720 <INTEREST-TOTAL> 1,981,473 1,775,734 1,709,627 <INTEREST-DEPOSIT> 646,121 580,686 538,668 <INTEREST-EXPENSE> 954,243 880,648 856,860 <INTEREST-INCOME-NET> 1,027,230 895,086 852,767 <LOAN-LOSSES> 107,797 76,371 36,712 <SECURITIES-GAINS> 7,978 17,620 9,380 <EXPENSE-OTHER> 803,108 675,510 662,061 <INCOME-PRETAX> 459,164 457,268 429,084 <INCOME-PRE-EXTRAORDINARY> 459,164 457,268 429,084 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 292,663 304,269 281,801 <EPS-PRIMARY> 1.53 1.58 1.42 <EPS-DILUTED> 1.52 1.57 1.41 <YIELD-ACTUAL> 4.44 4.19 4.24 <LOANS-NON> 65,981 55,040 55,423 <LOANS-PAST> 49,608 39,267 30,937 <LOANS-TROUBLED> 5,822 4,422 5,320 <LOANS-PROBLEM> 54,201 50,691 49,045 <ALLOWANCE-OPEN> 230,778 222,487 225,225 <CHARGE-OFFS> 110,723 91,007 62,414 <RECOVERIES> 22,542 21,020 16,137 <ALLOWANCE-CLOSE> 258,171 230,778 222,487 <ALLOWANCE-DOMESTIC> 215,213 192,596 187,168 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 42,958 38,182 35,319