<ARTICLE> 9 <CIK> 0000708955 <NAME> FIRST FINANCIAL BANCORP <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <CASH> 142,334 <INT-BEARING-DEPOSITS> 3,487 <FED-FUNDS-SOLD> 18,773 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 332,617 <INVESTMENTS-CARRYING> 58,347 <INVESTMENTS-MARKET> 60,961 <LOANS> 1,977,031 <ALLOWANCE> 27,510 <TOTAL-ASSETS> 2,636,111 <DEPOSITS> 2,230,178 <SHORT-TERM> 52,288 <LIABILITIES-OTHER> 26,332 <LONG-TERM> 41,054 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 132,464 <OTHER-SE> 153,795 <TOTAL-LIABILITIES-AND-EQUITY> 2,636,111 <INTEREST-LOAN> 166,336 <INTEREST-INVEST> 24,997 <INTEREST-OTHER> 852 <INTEREST-TOTAL> 192,185 <INTEREST-DEPOSIT> 70,311 <INTEREST-EXPENSE> 76,833 <INTEREST-INCOME-NET> 115,352 <LOAN-LOSSES> 4,736 <SECURITIES-GAINS> 54 <EXPENSE-OTHER> 77,677 <INCOME-PRETAX> 59,916 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 40,308 <EPS-PRIMARY> 2.44 <EPS-DILUTED> 2.43 <YIELD-ACTUAL> 8.88 <LOANS-NON> 5,257 <LOANS-PAST> 1,203 <LOANS-TROUBLED> 1,581 <LOANS-PROBLEM> 1,612 <ALLOWANCE-OPEN> 22,672 <CHARGE-OFFS> 3,910 <RECOVERIES> 999 <ALLOWANCE-CLOSE> 27,510 <ALLOWANCE-DOMESTIC> 27,510 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0