1
OHIO CASUALTY GROUP Exhibit 28
SCHEDULE P-PART 1 - SUMMARY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 31,122,523 7,490,766 4,828,071 274,810
1988 1,375,824,489 36,271,960 1,339,552,529 705,464,895 8,457,053 64,160,378 725,963
1989 1,393,527,230 29,350,534 1,364,176,696 793,898,714 15,327,292 66,860,717 822,169
1990 1,462,962,148 24,961,247 1,438,000,901 852,221,181 10,305,649 75,671,263 790,339
1991 1,495,615,389 26,560,767 1,469,054,622 891,074,182 36,268,521 72,688,163 2,039,592
1992 1,550,273,214 32,683,713 1,517,589,501 903,276,673 23,467,796 71,336,489 1,206,000
1993 1,423,123,140 43,696,082 1,379,427,058 805,047,725 7,902,613 59,808,045 742,220
1994 1,342,790,625 45,133,158 1,297,657,467 758,495,103 7,759,345 48,213,877 27,027
1995 1,305,588,605 41,012,065 1,264,576,540 645,100,926 7,828,413 32,909,842 51,011
1996 1,253,886,669 30,533,833 1,223,867,888 629,576,753 6,872,901 23,691,729 16,917
1997 1,236,434,526 32,169,380 1,204,265,146 393,661,889 3,192,174 7,387,254 0
TOTAL XXXX XXXX XXXX 7,408,940,565 134,872,524 527,555,828 6,696,048
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,024,738 0 1,289,137 29,209,756 XXXX
1988 62,215,667 0 31,763,856 822,657,925 XXXX
1989 64,989,089 0 34,752,270 909,599,059 XXXX
1990 67,223,602 0 34,428,003 984,020,058 XXXX
1991 66,972,643 0 33,919,812 992,426,876 XXXX
1992 72,251,346 0 34,509,115 1,022,190,712 XXXX
1993 65,375,857 0 27,711,529 921,586,794 XXXX
1994 68,091,543 0 27,228,035 867,014,151 XXXX
1995 61,199,812 0 24,878,259 731,331,155 XXXX
1996 65,370,455 0 21,769,290 711,749,118 XXXX
1997 46,675,676 0 11,478,801 444,532,645 XXXX
TOTAL 641,390,428 0 283,728,105 8,436,318,250 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 85,055,588 29,344,406 17,351,574 31,335 5,092,265 267,203
1988 13,442,545 1,851,995 4,160,360 11,121 1,333,758 73,876
1989 21,475,029 3,431,571 6,036,448 15,505 1,670,714 108,462
1990 23,420,965 2,460,204 7,888,926 85,126 2,246,541 140,193
1991 24,657,016 478,297 11,822,593 170,035 3,220,015 194,001
1992 34,834,271 772,969 16,083,298 83,741 4,653,802 244,095
1993 45,625,840 1,715,203 17,430,086 228,399 7,058,983 327,796
1994 64,466,641 945,602 20,552,698 259,911 11,069,448 477,693
1995 96,014,806 1,513,179 42,101,008 566,111 19,259,064 756,513
1996 130,041,591 2,301,051 91,889,817 1,159,159 25,581,129 1,018,363
1997 198,549,181 2,033,444 201,562,872 2,699,505 33,197,183 1,310,225
TOTAL 737,583,474 46,847,921 436,879,680 5,309,948 114,382,902 4,918,421
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 15,094,837 11,539 6,810,262 1,084,342 0 98,665,702 XXXX
1988 2,331,828 4,030 713,426 47,871 0 19,993,023 XXXX
1989 3,345,524 5,125 1,149,732 96,179 0 30,020,606 XXXX
1990 3,764,110 8,468 1,580,528 96,402 0 36,110,677 XXXX
1991 6,908,286 17,026 1,880,492 15,497 0 47,613,546 XXXX
1992 7,201,908 29,786 2,851,935 35,005 0 64,459,618 XXXX
1993 10,102,341 59,399 3,538,483 60,928 0 81,364,009 XXXX
1994 12,040,239 105,705 4,915,511 54,901 0 111,200,725 XXXX
1995 16,687,530 191,389 8,012,674 65,099 0 178,982,790 XXXX
1996 20,048,116 247,205 13,310,848 137,732 0 276,007,991 XXXX
1997 24,570,378 326,121 25,951,497 176,291 0 477,285,525 XXXX
TOTAL 122,095,096 1,005,792 70,715,387 1,870,246 0 1,421,704,211 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 853,822,856 11,171,909 842,650,948 62.1 30.8 62.9
1989 959,425,967 19,806,302 939,619,665 68.8 67.5 68.9
1990 1,034,017,116 13,886,381 1,020,130,735 70.7 55.6 70.9
1991 1,079,223,391 39,182,969 1,040,040,422 72.2 147.5 70.8
1992 1,112,489,722 25,839,392 1,086,650,330 71.8 79.1 71.6
1993 1,013,987,360 11,036,557 1,002,950,803 71.3 25.3 72.7
1994 987,845,061 9,630,185 978,214,876 73.6 21.3 75.4
1995 921,285,661 10,971,716 910,313,945 70.6 26.8 72.0
1996 999,510,438 11,753,328 987,757,109 79.7 38.5 80.7
1997 931,555,930 9,737,760 921,818,170 75.3 30.3 76.5
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 73,031,422 25,634,280
1988 0 0 0.0 15,739,789 4,253,234
1989 0 0 0.0 24,064,401 5,956,204
1990 0 0 0.0 28,764,561 7,346,115
1991 0 0 0.0 35,831,277 11,782,269
1992 0 0 0.0 50,060,859 14,398,759
1993 0 0 0.0 61,112,324 20,251,685
1994 0 0 0.0 83,813,827 27,386,898
1995 0 0 0.0 136,036,523 42,946,266
1996 0 0 0.0 218,471,198 57,536,793
1997 0 0 0.0 395,379,104 81,906,421
TOTAL 0 0 XXXX 1,122,305,285 299,398,926
2
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 186,231 89,392 26,365 0
1988 168,375,661 1,787,037 166,588,624 87,466,758 50,000 4,662,700 17
1989 167,250,533 2,262,236 164,988,297 103,361,168 0 5,833,465 13
1990 172,691,271 2,320,885 170,370,386 114,448,983 378,204 5,779,220 179
1991 180,475,310 3,102,136 177,373,174 145,879,863 19,995,461 6,045,896 287,977
1992 187,626,381 3,099,967 184,526,414 137,614,497 6,593,491 6,932,884 618,218
1993 176,137,420 8,407,961 167,729,459 126,292,252 494,000 6,985,820 4,165
1994 167,093,737 9,016,379 158,077,358 135,128,241 91,905 7,036,000 595
1995 169,545,732 8,427,980 161,117,752 105,994,317 0 4,675,044 0
1996 170,607,856 4,977,843 165,630,013 148,764,684 0 5,754,049 0
1997 172,710,473 6,175,490 166,534,984 80,971,145 0 1,749,811 0
TOTAL XXXX XXXX XXXX 1,186,108,139 27,692,452 55,481,253 911,164
SALVAGE 8 NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 6,520 0 4,678 129,723 XXXX
1988 3,565,362 0 1,597,850 95,644,804 64,996
1989 4,061,915 0 1,561,829 113,256,536 65,760
1990 4,576,537 0 1,891,764 124,426,356 65,034
1991 5,502,852 0 1,337,984 137,145,173 66,254
1992 9,449,520 0 1,651,800 146,785,192 67,899
1993 9,056,377 0 1,256,499 141,836,285 67,878
1994 10,811,009 0 1,427,657 152,882,749 72,531
1995 8,249,620 0 866,272 118,918,980 54,930
1996 12,029,791 0 862,824 166,548,523 73,001
1997 8,016,515 0 219,154 90,737,471 45,690
TOTAL 75,326,017 0 12,678,311 1,288,311,793 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 160,117 2,000 0 0 30,894 15
1988 114,462 0 0 0 24,834 8
1989 142,574 0 0 0 38,504 9
1990 129,801 1,165 0 0 41,492 14
1991 221,582 11,632 0 0 68,578 27
1992 1,323,513 1 0 0 200,754 72
1993 1,957,188 5,000 606,398 0 319,708 143
1994 2,293,627 0 144,594 4,426 588,459 286
1995 4,179,650 3 390,627 13,279 1,181,332 573
1996 6,734,399 0 1,013,062 39,838 1,849,969 898
1997 24,284,070 0 9,390,565 385,105 3,145,315 1,526
TOTAL 41,540,983 19,801 11,545,246 442,649 7,489,839 3,570
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,212 328 5,199 51 0 199,027 10
1988 2,606 164 3,545 0 0 145,275 5
1989 3,103 195 4,118 0 0 188,094 10
1990 4,964 312 4,172 30 0 178,907 10
1991 9,308 586 7,737 299 0 294,661 22
1992 24,820 1,562 42,399 0 0 1,589,851 38
1993 644,977 3,124 267,955 128 0 3,787,830 65
1994 135,951 6,249 96,861 211 0 3,248,320 118
1995 266,948 12,545 180,492 633 0 6,172,015 219
1996 359,118 19,645 283,506 1,899 0 10,177,774 590
1997 589,994 33,400 1,158,122 18,357 0 38,129,678 5,126
TOTAL 2,047,000 78,110 2,054,104 21,609 0 64,111,433 6,213
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 95,840,268 50,188 95,790,080 56.9 2.8 57.5
1989 113,444,847 217 113,444,630 67.8 0.0 68.8
1990 124,985,168 379,905 124,605,263 72.4 16.4 73.1
1991 157,735,815 20,295,982 137,439,834 87.4 654.3 77.5
1992 155,588,386 7,213,343 148,375,043 82.9 232.7 80.4
1993 146,130,675 506,560 145,624,115 83.0 6.0 86.8
1994 156,234,742 103,672 156,131,070 93.5 1.1 98.8
1995 125,118,029 27,033 125,090,996 73.8 0.3 77.6
1996 176,788,577 62,280 176,726,297 103.6 1.3 106.7
1997 129,305,537 438,388 128,867,148 74.9 7.1 77.4
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 158,117 40,910
1988 0 0 0.0 114,462 30,813
1989 0 0 0.0 142,574 45,520
1990 0 0 0.0 128,636 50,271
1991 0 0 0.0 209,950 84,711
1992 0 0 0.0 1,323,512 266,339
1993 0 0 0.0 2,558,586 1,229,244
1994 0 0 0.0 2,433,795 814,526
1995 0 0 0.0 4,556,994 1,615,021
1996 0 0 0.0 7,707,622 2,470,151
1997 0 0 0.0 33,289,530 4,840,147
TOTAL 0 0 XXXX 52,623,779 11,487,654
3
OHIO CASUALTY GROUP
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 2,206,835 1,653,638 133,066 19,406
1988 318,131,302 7,787,046 310,344,256 227,849,215 3,498,716 14,142,566 18,506
1989 318,461,609 7,648,858 310,812,750 239,651,557 3,036,953 12,852,802 3,108
1990 333,396,443 6,675,812 326,720,631 255,302,212 2,334,181 13,868,445 0
1991 339,450,775 6,390,994 333,059,781 245,189,405 2,611,787 14,349,638 0
1992 362,947,213 7,108,258 355,838,955 261,027,458 2,891,266 16,335,470 1,874
1993 334,285,756 12,196,407 322,089,349 245,312,510 4,898,819 15,144,842 22,044
1994 320,149,419 12,617,186 307,532,233 225,213,012 4,892,937 12,834,983 33,443
1995 305,098,094 7,698,429 297,399,665 196,333,914 4,074,985 9,455,254 0
1996 290,090,509 7,674,484 282,416,025 149,968,524 3,055,440 5,407,345 0
1997 286,421,257 9,267,645 277,153,612 81,242,268 1,722,961 1,649,646 0
TOTAL XXXX XXXX XXXX 2,129,296,910 34,671,683 116,174,056 98,381
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 181,986 0 60,074 848,842 XXXX
1988 23,279,631 0 4,923,005 261,754,191 69,365
1989 24,184,765 0 5,793,421 273,649,063 64,144
1990 24,757,634 0 5,745,992 291,594,109 61,389
1991 22,892,987 0 4,857,591 279,820,242 57,898
1992 22,616,275 0 4,816,644 297,086,063 60,080
1993 21,003,958 0 5,270,081 276,540,446 54,981
1994 21,345,732 0 4,335,831 254,467,347 53,263
1995 19,650,618 0 3,515,600 221,364,801 49,181
1996 19,422,658 0 2,262,598 171,743,087 47,845
1997 12,111,332 0 904,430 93,280,286 45,067
TOTAL 211,447,575 0 42,485,266 2,422,148,478 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 15,378,054 12,207,976 295,908 1,970 146,131 10,414
1988 323,297 29,320 355,090 2,363 65,749 4,663
1989 801,829 165,965 591,816 3,939 76,814 5,440
1990 1,058,034 52,096 828,542 5,515 101,006 6,994
1991 2,301,589 107,948 946,906 6,302 178,455 12,434
1992 5,059,268 596,495 1,561,099 10,241 338,467 23,781
1993 9,229,660 123,907 2,197,179 14,574 832,297 59,063
1994 17,280,276 170,247 2,367,264 15,756 2,181,062 155,429
1995 33,731,652 247,163 9,232,330 61,449 4,209,450 299,978
1996 56,314,387 890,160 26,986,811 179,620 5,888,868 419,658
1997 76,305,471 450,137 73,030,099 486,076 7,808,203 556,436
TOTAL 217,783,517 15,041,414 118,393,045 787,806 21,826,504 1,554,291
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 95,351 612 1,054,691 593,626 0 4,155,538 144,000
1988 42,767 274 48,301 1,560 0 797,024 19,000
1989 49,918 319 98,697 8,329 0 1,435,082 26,000
1990 64,692 411 131,482 2,957 0 2,115,785 52,000
1991 114,756 730 226,176 5,720 0 3,634,746 79,000
1992 218,826 1,396 456,560 29,772 0 6,972,535 165,000
1993 541,590 3,468 784,836 7,048 0 13,377,502 392,000
1994 1,423,142 9,127 1,337,900 9,400 0 24,229,686 821,000
1995 2,746,664 17,615 2,959,423 16,423 0 52,236,891 1,696,000
1996 3,842,484 24,643 5,813,734 56,243 0 97,275,961 3,627,000
1997 5,094,849 32,674 10,624,185 57,050 0 171,280,434 13,589,000
TOTAL 14,235,039 91,268 23,535,985 788,128 0 377,511,183 20,610,000
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 266,106,615 3,555,401 262,551,214 83.6 45.7 84.6
1989 278,308,198 3,224,053 275,084,145 87.4 42.2 88.5
1990 296,112,048 2,402,154 293,709,894 88.8 36.0 89.9
1991 286,199,910 2,744,922 283,454,988 84.3 42.9 85.1
1992 307,613,423 3,554,826 304,058,598 84.8 50.0 85.4
1993 295,046,872 5,128,924 289,917,948 88.3 42.1 90.0
1994 283,983,372 5,286,338 278,697,033 88.7 41.9 90.6
1995 278,319,306 4,717,613 273,601,693 91.2 61.3 92.0
1996 273,644,812 4,625,764 269,019,048 94.3 60.3 95.3
1997 267,866,054 3,305,334 264,560,720 93.5 35.7 95.5
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 3,464,017 691,521
1988 0 0 0.0 646,703 150,320
1989 0 0 0.0 1,223,741 211,341
1990 0 0 0.0 1,828,966 286,819
1991 0 0 0.0 3,134,244 500,502
1992 0 0 0.0 6,013,631 958,904
1993 0 0 0.0 11,288,357 2,089,144
1994 0 0 0.0 19,461,537 4,768,149
1995 0 0 0.0 42,655,370 9,581,521
1996 0 0 0.0 82,231,419 15,044,543
1997 0 0 0.0 148,399,357 22,881,077
TOTAL 0 0 XXXX 320,347,342 57,163,841
4
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 964,108 161,990 95,138 10,453
1988 111,554,866 2,979,933 108,574,933 62,193,799 1,313,307 6,048,627 28,060
1989 115,498,723 3,154,328 112,344,396 65,389,176 1,194,192 5,585,223 16,253
1990 123,518,477 3,020,941 120,497,536 76,761,136 881,609 6,407,371 15,302
1991 130,823,468 3,059,789 127,763,679 80,100,299 706,087 6,515,896 8,280
1992 135,772,129 3,261,305 132,510,824 77,672,317 1,933,969 6,884,043 17,459
1993 129,920,600 4,227,838 125,692,762 72,554,844 1,023,625 6,732,684 251,005
1994 124,061,161 4,326,619 119,734,542 76,367,258 1,322,529 5,820,063 10,590
1995 118,167,750 3,897,033 114,270,717 54,988,886 1,688,556 3,491,016 18,879
1996 111,494,112 3,041,823 108,452,289 39,001,708 1,592,222 1,860,712 16,847
1997 108,150,971 2,584,990 105,565,981 21,327,334 728,855 559,842 0
TOTAL XXXX XXXX XXXX 627,320,861 12,546,941 50,000,616 393,128
NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 62,879 0 4,097 949,678 XXXX
1988 6,027,433 0 400,096 72,928,493 12,872
1989 6,032,368 0 755,732 75,796,322 13,362
1990 6,202,776 0 762,646 88,474,371 13,344
1991 6,184,103 0 703,099 92,085,931 13,261
1992 5,502,743 0 1,111,788 88,107,675 13,834
1993 5,262,136 0 683,331 83,275,034 13,769
1994 5,725,211 0 685,966 86,579,412 13,921
1995 5,101,137 0 583,780 61,873,604 12,321
1996 4,489,733 0 397,055 43,743,084 12,350
1997 2,844,076 0 266,158 24,002,396 10,904
TOTAL 53,434,594 0 6,353,747 717,816,002 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,368,142 1,118,393 897,750 675 42,036 1,572
1988 296,250 0 171,537 506 31,518 1,209
1989 497,835 71,320 297,787 506 47,277 1,814
1990 1,525,900 582,511 123,863 506 83,631 3,224
1991 1,014,505 0 415,863 676 114,837 4,433
1992 2,523,512 0 457,882 1,015 243,096 9,269
1993 5,489,231 74,001 363,895 1,013 456,224 17,732
1994 13,425,549 82,000 294,955 1,857 926,793 36,270
1995 16,186,072 173,774 4,833,193 30,386 1,983,338 77,617
1996 19,144,398 809,250 15,016,837 94,534 2,883,357 112,839
1997 23,095,993 336,722 32,709,658 205,950 3,501,219 137,019
TOTAL 84,567,387 3,247,971 55,583,222 337,627 10,313,327 402,998
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 778,784 183 349,692 53,226 0 2,262,354 22
1988 101,174 141 53,327 36 0 651,914 3
1989 230,986 211 107,154 3,433 0 1,103,755 10
1990 78,844 376 113,835 27,721 0 1,311,734 14
1991 275,991 517 129,043 47 0 1,944,565 25
1992 175,597 1,081 163,923 71 0 3,552,573 51
1993 395,585 2,068 389,798 3,592 0 6,996,326 96
1994 573,496 4,230 846,575 4,022 0 15,938,991 252
1995 1,234,374 9,052 1,317,548 10,398 0 25,253,298 425
1996 1,787,009 13,160 2,166,510 45,127 0 39,923,200 818
1997 2,167,263 15,980 3,569,132 30,481 0 64,317,113 2,917
TOTAL 7,799,103 47,000 9,206,535 178,154 0 163,255,824 4,633
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 74,923,665 1,343,259 73,580,407 67.2 45.1 67.8
1989 78,187,806 1,287,729 76,900,077 67.7 40.8 68.5
1990 91,297,356 1,511,250 89,786,106 73.9 50.0 74.5
1991 94,750,537 720,041 94,030,497 72.4 23.5 73.6
1992 93,623,113 1,962,864 91,660,249 69.0 60.2 69.2
1993 91,644,396 1,373,036 90,271,360 70.5 32.5 71.8
1994 103,979,900 1,461,497 102,518,403 83.8 33.8 85.6
1995 89,135,565 2,008,663 87,126,902 75.4 51.5 76.2
1996 86,350,265 2,683,980 83,666,284 77.4 88.2 77.1
1997 89,774,516 1,455,007 88,319,509 83.0 56.3 83.7
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 1,146,824 1,115,530
1988 0 0 0.0 467,280 184,634
1989 0 0 0.0 723,796 379,960
1990 0 0 0.0 1,066,746 244,989
1991 0 0 0.0 1,429,692 514,873
1992 0 0 0.0 2,980,379 572,194
1993 0 0 0.0 5,778,112 1,218,214
1994 0 0 0.0 13,636,647 2,302,343
1995 0 0 0.0 20,815,105 4,438,192
1996 0 0 0.0 33,257,451 6,665,749
1997 0 0 0.0 55,262,979 9,054,134
TOTAL 0 0 XXXX 136,565,011 26,690,813
5
OHIO CASUALTY GROUP
SCHEDULE P-PART 1D - WORKERS COMPENSATION
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX 0 0 6,459,377 859,275 496,502 2,484
1988 179,207,624 3,811,020 175,396,604 109,079,952 543,565 9,233,122 0
1989 201,801,876 4,147,639 197,654,237 131,777,799 1,478,138 11,539,838 86,120
1990 220,036,820 3,333,416 216,703,404 150,055,753 613,935 13,428,570 45
1991 219,109,861 3,143,510 215,966,351 137,941,800 94,787 12,484,995 647
1992 213,577,106 2,909,054 210,668,052 117,912,378 19,280 8,986,981 1,771
1993 185,737,510 2,443,331 183,294,179 87,404,497 0 5,923,739 0
1994 153,211,860 1,955,046 151,256,814 58,725,413 1,500 3,867,013 1,696
1995 143,658,352 1,654,337 142,004,015 47,762,300 0 2,846,731 0
1996 124,749,682 592,288 124,157,394 32,675,567 228,201 1,850,182 0
1997 103,906,558 422,962 103,483,596 14,328,948 0 552,949 0
TOTAL XXXX XXXX XXXX 894,123,784 3,838,681 71,210,624 92,763
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(9) (10) (11) (12) (13)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 257,370 0 256,171 6,351,490 XXXX
1988 4,101,456 0 3,152,252 121,870,965 31,194
1989 5,098,397 0 3,255,082 146,851,776 33,409
1990 5,627,298 0 4,594,005 168,497,641 32,853
1991 5,748,549 0 3,483,732 156,079,911 28,094
1992 6,582,748 0 3,037,460 133,461,056 24,644
1993 4,986,282 0 1,376,913 98,314,518 17,625
1994 3,930,527 0 906,106 66,519,758 13,939
1995 4,201,355 0 536,728 54,810,386 11,795
1996 3,288,229 0 293,527 37,585,778 10,763
1997 2,409,588 0 37,124 17,291,486 9,093
TOTAL 46,231,802 0 20,929,101 1,007,634,765 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 55,772,075 15,085,607 6,283,440 9,567 1,501,117 198,500
1988 10,859,242 1,747,675 2,150,639 3,878 432,123 (55,357)
1989 16,883,989 3,194,276 3,366,947 6,462 650,324 86,391
1990 14,831,478 1,263,364 4,011,343 7,755 855,277 111,644
1991 15,349,279 135,897 6,154,025 12,924 1,220,851 148,860
1992 16,377,029 139,734 9,514,780 22,743 1,524,359 167,471
1993 16,230,317 1,073,657 10,227,768 25,843 1,836,734 188,739
1994 16,434,635 0 11,986,286 31,011 1,961,889 190,071
1995 20,901,407 872,435 12,985,144 33,595 2,140,243 207,350
1996 18,076,765 25,860 18,978,287 49,101 2,853,657 276,466
1997 19,322,749 0 21,475,430 55,561 3,745,425 362,862
TOTAL 221,038,966 23,538,505 107,134,090 258,439 18,722,000 1,993,711
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,177,769 1,525 1,382,150 397,073 0 50,424,279 763
1988 323,634 450 288,327 46,114 0 12,200,492 124
1989 513,655 658 462,583 84,231 0 18,505,480 200
1990 658,499 878 392,647 33,477 0 19,332,127 223
1991 849,284 1,317 458,333 4,038 0 23,728,736 236
1992 901,605 1,756 556,921 4,429 0 28,538,563 267
1993 973,706 2,194 587,782 29,109 0 28,536,765 293
1994 940,525 2,414 658,549 1,064 0 31,757,325 302
1995 1,026,027 2,633 829,416 24,117 0 36,742,106 430
1996 1,368,036 3,511 1,040,283 2,383 0 41,959,707 813
1997 1,795,547 4,608 3,721,988 1,899 0 49,636,209 3,289
TOTAL 10,528,288 21,944 10,378,978 627,934 0 341,361,789 6,940
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 136,468,495 2,397,038 134,071,456 76.2 62.9 76.4
1989 170,293,533 4,936,277 165,357,256 84.4 119.0 83.7
1990 189,860,867 2,031,099 187,829,768 86.3 60.9 86.7
1991 180,207,117 398,470 179,808,647 82.2 12.7 83.3
1992 162,356,802 357,183 161,999,619 76.0 12.3 76.9
1993 128,170,826 1,319,542 126,851,283 69.0 54.0 69.2
1994 98,504,838 227,755 98,277,083 64.3 11.6 65.0
1995 92,692,622 1,140,130 91,552,492 64.5 68.9 64.5
1996 80,131,006 585,521 79,545,485 64.2 98.9 64.1
1997 67,352,624 424,930 66,927,694 64.8 100.5 64.7
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 46,960,341 3,463,938
1988 0 0 0.0 11,258,328 942,163
1989 0 0 0.0 17,050,198 1,455,282
1990 0 0 0.0 17,571,703 1,760,424
1991 0 0 0.0 21,354,484 2,374,252
1992 0 0 0.0 25,729,333 2,809,230
1993 0 0 0.0 25,358,585 3,178,180
1994 0 0 0.0 28,389,911 3,367,414
1995 0 0 0.0 32,980,521 3,761,586
1996 0 0 0.0 36,980,091 4,979,616
1997 0 0 0.0 40,742,617 8,893,591
TOTAL 0 0 XXXX 304,376,112 36,985,677
6
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 18,812,831 5,000,000 1,329,329 196,166
1988 100,340,132 2,434,770 97,905,362 30,089,989 25,447 5,821,234 180
1989 98,708,427 2,400,642 96,307,785 41,022,492 647,866 6,851,714 58,206
1990 109,609,476 2,062,177 107,547,299 49,369,930 1,783,294 9,168,682 18,100
1991 125,345,866 2,460,164 122,885,702 64,158,314 4,939,604 9,822,773 107,587
1992 147,343,234 4,565,315 142,777,919 93,553,143 8,323,911 11,101,651 56,139
1993 146,366,198 5,672,668 140,693,530 78,042,340 135,217 9,759,834 89,650
1994 143,239,939 6,537,857 136,702,082 77,086,819 242,715 7,742,048 138,532
1995 139,601,917 6,742,565 132,859,352 63,513,395 189,151 5,269,689 0
1996 136,835,193 4,550,420 132,284,773 68,774,107 181,349 3,699,487 0
1997 142,019,235 4,984,286 137,034,949 40,991,633 114,940 981,663 0
TOTAL XXXX XXXX XXXX 625,414,993 21,583,494 71,548,103 664,560
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 21,669 0 2,698 14,967,663 XXXX
1988 3,477,064 0 1,301,587 39,362,661 10,872
1989 2,556,821 0 1,791,476 49,724,955 12,532
1990 3,319,262 0 1,645,090 60,056,480 13,469
1991 4,235,059 0 4,956,553 73,168,955 15,813
1992 5,284,688 0 2,384,972 101,559,432 19,208
1993 5,004,790 0 1,437,904 92,582,096 19,562
1994 5,204,195 0 1,920,751 89,651,814 19,623
1995 4,907,265 0 1,471,987 73,501,198 17,003
1996 4,798,173 0 953,409 77,090,418 17,753
1997 2,885,276 0 399,607 44,743,633 13,766
TOTAL 41,694,263 0 18,266,035 716,409,304 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 3,982,637 118,310 3,647,071 10,082 629,588 1,471
1988 118,600 0 83,344 2,161 194,278 551
1989 296,550 5 9,731 2,161 202,438 551
1990 1,165,026 0 89,151 3,601 404,875 1,103
1991 1,575,998 5,000 1,048,848 5,761 645,012 2,757
1992 2,818,475 5,750 323,773 8,642 911,830 4,596
1993 6,030,677 0 1,305,702 28,807 1,845,695 11,029
1994 6,096,380 30,000 1,447,476 43,211 2,935,003 20,221
1995 8,520,951 3 4,787,647 144,036 5,336,368 36,765
1996 13,291,175 301,270 12,098,272 360,089 6,670,460 45,956
1997 24,575,838 898,063 27,587,289 831,806 8,538,189 58,824
TOTAL 68,472,307 1,358,401 52,428,304 1,440,356 28,313,736 183,824
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,143,765 3,867 1,193,187 1,926 0 14,460,592 228
1988 203,502 1,450 43,840 84 0 639,319 15
1989 134,134 1,450 28,116 84 0 666,718 23
1990 371,356 2,901 111,131 140 0 2,133,794 33
1991 1,694,867 7,251 90,224 289 0 5,033,889 39
1992 824,522 12,086 150,350 410 0 4,997,467 66
1993 1,970,964 29,006 297,732 1,120 0 11,380,808 136
1994 2,394,657 53,177 288,592 2,069 0 13,013,429 245
1995 4,340,155 96,686 447,148 5,598 0 23,149,181 415
1996 5,569,367 120,857 819,710 17,902 0 37,602,910 728
1997 6,942,027 154,697 1,512,960 43,973 0 67,168,942 2,937
TOTAL 29,589,315 483,428 4,982,990 73,594 0 180,247,049 4,865
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 40,031,852 29,873 40,001,979 39.9 1.2 40.9
1989 51,101,996 710,323 50,391,672 51.8 29.6 52.3
1990 63,999,412 1,809,138 62,190,275 58.4 87.7 57.8
1991 83,271,094 5,068,250 78,202,844 66.4 206.0 63.6
1992 114,968,432 8,411,534 106,556,898 78.0 184.2 74.6
1993 104,257,732 294,829 103,962,903 71.2 5.2 73.9
1994 103,195,168 529,925 102,665,243 72.0 8.1 75.1
1995 97,122,619 472,239 96,650,380 69.6 7.0 72.7
1996 115,720,751 1,027,423 114,693,328 84.6 22.6 86.7
1997 114,014,877 2,102,302 111,912,575 80.3 42.2 81.7
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 7,501,315 6,959,276
1988 0 0 0.0 199,784 439,535
1989 0 0 0.0 304,116 362,602
1990 0 0 0.0 1,250,576 883,218
1991 0 0 0.0 2,614,084 2,419,805
1992 0 0 0.0 3,127,856 1,869,611
1993 0 0 0.0 7,307,572 4,073,236
1994 0 0 0.0 7,470,645 5,542,784
1995 0 0 0.0 13,164,559 9,984,622
1996 0 0 0.0 24,728,088 12,874,822
1997 0 0 0.0 50,433,259 16,735,684
TOTAL 0 0 XXXX 118,101,854 62,145,195
7
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX 0 0 0 0
1988 0 0 0 0 0 0
1989 0 0 0 0 0 0 0
1990 143,036 57,628 85,408 94,811 62,034 669 0
1991 271,065 213,756 57,309 82,738 70,799 12,530 0
1992 225,513 183,902 41,611 326,539 260,881 0 0
1993 36,594 43,445 (6,851) 0 0 0 0
1994 18,241 16,879 1,362 9,366 2,238 209 0
1995 32,924 30,389 2,535 0 0 0 0
1996 49,025 48,882 143 5,068 5,068 0 0
1997 59,177 59,177 0 0 0 0 0
TOTAL XXXX XXXX XXXX 518,522 401,019 13,409 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 XXXX
1988 0 0 0 0 XXXX
1989 0 0 0 0 XXXX
1990 0 0 0 33,447 XXXX
1991 0 0 0 24,470 XXXX
1992 0 0 0 65,659 XXXX
1993 0 0 0 0 XXXX
1994 0 0 0 7,338 XXXX
1995 0 0 0 0 XXXX
1996 0 0 0 0 XXXX
1997 0 0 0 0 XXXX
TOTAL 0 0 0 130,912 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0 0
1988 0 0 0 0 0 0
1989 0 0 0 0 0 0
1990 0 0 0 0 0 0
1991 689 459 0 0 0 0
1992 0 0 0 0 0 0
1993 0 0 0 0 0 0
1994 0 0 0 0 0 0
1995 0 0 0 0 0 0
1996 0 0 0 0 0 0
1997 0 0 0 0 0 0
TOTAL 689 459 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0 0 0
1988 0 0 0 0 0 0 0
1989 0 0 0 0 0 0 0
1990 0 0 0 0 0 0 0
1991 0 0 0 0 0 230 1
1992 0 0 0 0 0 0 0
1993 0 0 0 0 0 0 0
1994 0 0 0 0 0 0 0
1995 0 0 0 0 0 0 0
1996 0 0 0 0 0 0 0
1997 0 0 0 0 0 0 0
TOTAL 0 0 0 0 0 230 1
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 0 0 0 0.0 0.0 0.0
1989 0 0 0 0.0 0.0 0.0
1990 95,480 62,034 33,447 66.8 107.6 39.2
1991 95,957 71,258 24,700 35.4 33.3 43.1
1992 326,539 260,881 65,659 144.8 141.9 157.8
1993 0 0 0 0.0 0.0 0.0
1994 9,576 2,238 7,338 52.5 13.3 538.7
1995 0 0 0 0.0 0.0 0.0
1996 5,068 5,068 0 10.3 10.4 0.0
1997 0 0 0 0.0 0.0 0.0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 0 0
1988 0 0 0.0 0 0
1989 0 0 0.0 0 0
1990 0 0 0.0 0 0
1991 0 0 0.0 230 0
1992 0 0 0.0 0 0
1993 0 0 0.0 0 0
1994 0 0 0.0 0 0
1995 0 0 0.0 0 0
1996 0 0 0.0 0 0
1997 0 0 0.0 0 0
TOTAL 0.00 0.00 XXXX 230 0
8
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,283,970 (61,000) 665,295 (46,829)
1988 140,322,272 2,728,277 137,593,995 39,636,113 1,007,842 14,357,372 20,489
1989 138,825,255 2,811,203 136,014,052 46,392,896 3,244,810 14,754,092 87,049
1990 140,819,473 2,495,606 138,323,867 48,852,045 2,866,669 17,719,367 692,428
1991 128,769,170 2,252,476 126,516,694 45,095,728 1,679,873 13,785,474 74,211
1992 120,598,579 2,154,696 118,443,883 39,504,950 2,251,930 12,655,788 3,072
1993 111,023,544 1,962,492 109,061,052 31,589,468 615,683 9,217,142 29,690
1994 112,505,526 1,992,713 110,512,813 26,068,341 1,384,782 6,147,310 11,292
1995 111,545,266 1,892,511 109,652,755 14,974,193 0 3,075,130 0
1996 104,751,105 1,051,089 104,217,068 12,374,721 500,000 1,621,678 0
1997 98,938,574 726,289 98,212,286 4,774,806 0 336,485 0
TOTAL XXXX XXXX XXXX 310,547,229 13,490,588 94,335,134 871,403
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 128,954 0 522,000 2,186,048 XXXX
1988 7,036,044 0 935,549 60,001,198 6,910
1989 7,737,951 0 1,206,502 65,553,080 7,454
1990 8,445,349 0 717,761 71,457,664 7,941
1991 7,998,664 0 648,027 65,125,782 7,387
1992 5,608,404 0 1,123,282 55,514,140 7,030
1993 4,355,663 0 577,604 44,516,900 6,655
1994 4,786,356 0 440,540 35,605,933 6,507
1995 2,600,799 0 326,342 20,650,121 5,527
1996 3,971,790 0 287,584 17,468,188 5,219
1997 1,527,294 0 172,572 6,638,585 3,960
TOTAL 54,197,268 0 6,957,763 444,717,641 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,439,110 250,010 6,079,130 843 1,554,020 51,888
1988 881,500 0 1,338,420 667 337,232 10,938
1989 832,860 5 1,704,492 889 395,364 12,392
1990 3,563,259 500,000 2,650,149 1,111 482,563 14,573
1991 3,793,859 77,741 2,969,107 1,200 749,564 20,499
1992 6,118,095 1 3,996,518 2,668 1,137,113 30,191
1993 6,172,365 300,665 2,384,040 6,231 1,452,558 37,328
1994 8,317,089 544,367 3,948,459 28,935 2,131,517 53,306
1995 10,413,688 3 9,247,500 68,464 3,875,485 96,920
1996 13,081,390 0 16,518,789 122,415 4,627,329 115,722
1997 6,335,331 0 28,484,214 211,712 5,038,130 125,996
TOTAL 63,948,546 1,672,792 79,320,818 445,135 21,780,875 569,753
9
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0 0 0
1988 0 0 0 0 0 0 0
1989 0 0 0 0 0 0 0
1990 15,331 198 15,133 0 0 0 0
1991 49,676 606 49,070 0 0 0 0
1992 108,651 1,326 107,325 0 0 0 0
1993 137,578 1,728 135,850 60,000 0 23,077 0
1994 158,192 2,025 156,167 20,192 0 256,325 0
1995 395,268 108,203 287,065 255,868 0 176,361 0
1996 807,258 290,207 515,052 46,476 0 22,304 0
1997 1,010,179 369,462 640,717 13,736 0 1,735 0
TOTAL XXXX XXXX XXXX 396,272 0 479,802 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 XXXX
1988 0 0 0 0 0
1989 0 0 0 0 0
1990 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 25,830 0 0 108,907 0
1994 29,324 0 0 305,841 0
1995 50,137 0 0 482,366 32
1996 840 0 250 69,620 43
1997 1,849 0 1,183 17,319 23
TOTAL 107,979 0 1,433 984,053 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 153 1 54 0
1988 0 0 121 1 17 0
1989 0 0 161 1 28 0
1990 0 0 201 1 43 0
1991 0 0 217 1 103 0
1992 0 0 482 3 172 0
1993 0 0 1,126 7 241 0
1994 0 0 5,227 32 378 0
1995 0 0 12,367 76 688 0
1996 10,000 0 22,113 136 821 0
1997 100 0 38,243 234 894 0
TOTAL 10,100 0 80,411 493 3,440 0
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 555 1 17 0 0 777 0
1988 182 0 13 0 0 332 0
1989 274 0 18 0 0 479 0
1990 435 1 22 0 0 699 0
1991 884 1 24 0 0 1,226 0
1992 1,624 2 53 0 0 2,326 0
1993 2,512 3 123 0 0 3,991 0
1994 3,827 4 570 (1) 0 9,967 0
1995 6,843 8 1,348 (3) 0 21,165 0
1996 8,182 10 4,457 (5) 0 45,434 1
1997 8,946 10 4,189 (9) 0 52,137 1
TOTAL 34,264 40 10,832 (18) 0 138,532 2
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 333 1 332 0 0 0
1989 480 1 479 0 0 0
1990 701 2 699 5 1 5
1991 1,228 2 1,226 2 0 2
1992 2,331 5 2,326 2 0 2
1993 112,908 10 112,898 82 1 83
1994 315,843 35 315,808 200 2 202
1995 503,612 81 503,531 127 0 175
1996 115,194 140 115,053 14 0 22
1997 69,692 236 69,456 7 0 11
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 152 625
1988 0 0 0.0 120 212
1989 0 0 0.0 160 319
1990 0 0 0.0 200 500
1991 0 0 0.0 216 1,010
1992 0 0 0.0 480 1,847
1993 0 0 0.0 1,119 2,872
1994 0 0 0.0 5,195 4,772
1995 0 0 0.0 12,291 8,873
1996 0 0 0.0 31,977 13,456
1997 0 0 0.0 38,109 14,028
TOTAL 0 0 XXXX 90,018 48,514
10
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX (107,450) 0 163,409 0
1996 66,985,134 3,519,797 63,465,337 42,310,868 57,722 1,338,626 0
1997 67,467,867 3,977,870 63,489,997 25,319,777 0 476,636 0
TOTAL XXXX XXXX XXXX 67,523,195 57,722 1,978,672 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR (4,537) 0 757,192 51,422 XXXX
1996 2,788,745 0 433,950 46,380,517 XXXX
1997 2,362,951 0 213,123 28,159,365 XXXX
TOTAL 5,147,159 0 1,404,266 74,591,304 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 822,697 6,196 335,838 19,633 67,039 68
1996 951,563 2,278 190,611 11,143 28,256 34
1997 5,816,079 0 1,288,891 75,347 56,512 68
TOTAL 7,590,339 8,474 1,815,340 106,122 151,807 169
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 32,006 953 19,910 0 0 1,250,641 69
1996 16,733 498 64,006 0 0 1,237,216 101
1997 32,412 965 391,260 0 0 7,508,774 1,043
TOTAL 81,151 2,416 475,176 0 0 9,996,632 1,213
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1996 47,689,409 71,675 47,617,734 71.2 2.0 75.0
1997 35,744,518 76,379 35,668,139 53.0 1.9 56.2
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 1,132,706 117,935
1996 0 0 0.0 1,128,753 108,463
1997 0 0 0.0 7,029,624 479,151
TOTAL 0 0 XXXX 9,291,083 705,549
11
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICAL DAMAGE
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX (1,848,317) (18,519) 304,142 0
1996 209,636,877 938,825 208,698,052 132,662,761 1,000,187 1,744,007 0
1997 217,918,241 569,662 217,348,579 123,441,854 502,806 1,001,758 0
TOTAL XXXX XXXX XXXX 254,256,298 1,484,473 3,049,907 0
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR (103,427) 0 2,345,508 (1,629,083) XXXX
1996 13,108,482 0 16,085,239 146,515,063 XXXX
1997 13,609,123 0 9,217,315 137,549,929 XXXX
TOTAL 26,614,178 0 27,648,061 282,435,909 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 312,427 0 0 0 475,453 1,621
1996 659,666 3,000 225,415 598 321,630 1,097
1997 16,594,092 67,910 4,282,893 11,361 601,307 2,050
TOTAL 17,566,185 70,910 4,508,308 11,959 1,398,390 4,768
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 201,199 516 26,637 0 0 1,014,779 176
1996 143,460 366 56,585 0 0 1,401,696 564
1997 266,173 679 1,421,710 0 0 23,084,175 9,988
TOTAL 612,032 1,561 1,504,933 0 0 25,500,650 10,728
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1996 148,922,007 1,005,247 147,916,760 71.0 107.1 70.9
1997 161,218,910 584,806 160,634,104 74.0 102.7 73.9
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 312,427 702,352
1996 0 0 0.0 881,483 520,213
1997 0 0 0.0 20,797,714 2,286,462
TOTAL 0 0 XXXX 21,991,624 3,509,026
12
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX (382,370) (1,268,301) 562,120 314,977
1996 36,197,340 2,549,177 33,648,163 2,606,745 0 317,534 0
1997 36,372,708 1,967,157 34,405,551 1,093,201 0 70,925 0
TOTAL XXXX XXXX XXXX 3,317,577 (1,268,301) 950,578 314,977
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR (67,620) 0 905,830 1,065,454 XXXX
1996 900,588 0 190,283 3,824,867 XXXX
1997 633,091 0 46,907 1,797,217 XXXX
TOTAL 1,466,059 0 1,143,020 6,687,538 XXXX
LOSSES UNPAID UNALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,593,347 313,187 706,564 37,506 641,900 34,451
1996 983,435 0 400,606 21,287 290,438 17,225
1997 1,836,033 0 2,708,858 143,942 580,876 34,450
TOTAL 5,412,815 313,187 3,816,028 202,735 1,513,214 86,126
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 537,623 28,492 81,852 0 0 4,147,649 268,000
1996 280,957 14,896 33,718 0 0 1,935,744 170,000
1997 544,203 28,854 63,303 0 0 5,526,027 316,000
TOTAL 1,362,782 72,243 178,873 0 0 11,609,421 754,000
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1996 5,814,020 53,409 5,760,611 16.1 2.1 17.1
1997 7,530,490 207,246 7,323,244 20.7 10.5 21.3
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 2,949,218 1,198,431
1996 0 0 0.0 1,362,754 572,991
1997 0 0 0.0 4,400,949 1,125,078
TOTAL 0 0 XXXX 8,712,921 2,896,500
13
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 374,642 374,642 2,868 2,868
1996 1,297,719 1,297,719 0 252,713 252,713 70 70
1997 1,062,936 1,062,937 (1) 122,612 122,612 0 0
TOTAL XXXX XXXX XXXX 749,967 749,967 2,938 2,938
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(1) (9) (10) (11) (12) (13)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 (0) XXXX
1996 0 0 0 0 XXXX
1997 0 0 0 0 XXXX
TOTAL 0 0 0 0 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 676,162 676,162 703,602 703,602 0 0
1996 269,233 269,233 280,160 280,160 0 0
1997 280,612 280,612 292,000 292,000 0 0
TOTAL 1,226,007 1,226,007 1,275,762 1,275,762 0 0
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0 0 1
1996 0 0 0 0 0 0 0
1997 0 0 0 0 0 0 0
TOTAL 0 0 0 0 0 0 1
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1996 802,176 802,176 0 61.8 61.8 0.0
1997 695,224 695,224 0 65.4 65.4 0.0
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 0 0 0
1996 0 0 0.0 0 0
1997 0 0 0.0 0 0
TOTAL 0 0 XXXX 0 0
14
OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURENCE)
ALLOCATED LOSS EXPENSE
PREMIUMS EARNED LOSS PAYMENTS PAYMENTS
(1) (2) (3) (4) (5) (6) (7) (8)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,494,690 (30,000) 1,943,480 0
1988 16,133,804 290,408 15,843,396 3,931,259 0 4,153,400 0
1989 14,373,177 258,717 14,114,460 4,283,110 0 2,227,584 0
1990 13,298,268 218,187 13,080,081 3,389,882 0 3,071,275 0
1991 10,830,510 132,713 10,697,797 3,221,387 45,000 1,712,524 10,785
1992 9,395,225 114,623 9,280,602 1,911,538 0 1,398,415 0
1993 6,068,861 75,297 5,993,564 1,878,390 0 1,066,404 0
1994 1,231,286 15,761 1,215,525 576,351 0 492,850 0
1995 485,873 6,255 479,618 296,297 0 112,132 0
1996 384,859 1,279 383,580 132,811 0 75,734 0
1997 396,349 1,454 394,895 34,574 0 5,804 0
TOTAL XXXX XXXX XXXX 21,150,289 15,000 16,259,603 10,785
SALVAGE & NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION CLAIMS
PAYMENTS RECEIVED TOTAL NET PAID REPORTED
(9) (10) (11) (12) (13)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 411,165 0 274,441 3,879,335 XXXX
1988 654,623 0 289,636 8,739,282 556
1989 619,243 0 26,870 7,129,936 481
1990 366,654 0 43,592 6,827,812 374
1991 357,421 0 103,241 5,235,547 320
1992 261,443 0 31,953 3,571,397 266
1993 288,347 0 21,483 3,233,141 105
1994 285,045 0 3,570 1,354,246 203
1995 1,095,454 0 7,261 1,503,883 123
1996 571,426 0 2,572 779,971 106
1997 274,581 0 1,227 314,959 66
TOTAL 5,185,401 0 805,847 42,569,508 XXXX
LOSSES UNPAID ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR CASE BASIS
(14) (15) (16) (17) (18) (19)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 3,315,670 350,000 81,388 2 1,140,994 1,872
1988 714,030 0 32,983 1 220,802 596
1989 1,541,040 0 37,286 2 222,891 954
1990 990,520 0 65,677 2 226,026 1,490
1991 188,850 0 69,807 2 173,021 3,576
1992 370,210 0 83,757 5 186,952 5,961
1993 178,510 0 48,233 12 135,688 8,345
1994 219,800 0 37,547 56 76,624 13,113
1995 279,010 0 88,843 133 139,317 23,842
1996 525,180 0 158,854 238 166,344 28,467
1997 102,813 0 274,731 411 181,111 30,995
TOTAL 8,425,633 350,000 979,106 865 2,869,771 119,210
SALVAGE & TOTAL NET NUMBER OF
ALLOCATED LOSS EXPENSES UNPAID UNALLOCATED LOSS EXPENSES SUBROGATION LOSSES & CLAIMS
BULK + IBNR UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(20) (21) (22) (23) (24) (25) (26)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 18,291 3 256,677 22,367 0 4,438,777 907
1988 14,249 1 49,144 0 0 1,030,609 37
1989 19,364 2 99,495 0 0 1,919,120 37
1990 21,803 3 63,507 0 0 1,366,038 26
1991 33,140 5 13,103 0 0 474,337 21
1992 39,948 10 125,816 13 0 800,694 10
1993 50,196 15 13,557 0 0 417,812 15
1994 59,577 23 23,111 0 0 403,467 13
1995 65,810 42 27,047 0 0 576,010 16
1996 65,765 50 55,182 0 0 942,570 22
1997 70,767 54 10,917 0 0 608,880 27
TOTAL 458,909 208 737,557 22,380 0 12,978,313 1,131
TOTAL LOSSES & LOSS EXPENSES INCURRED LOSS AND LOSS EXPENSE PERCENTAGE
(27) (28) (29) (30) (31) (32)
DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX XXXX XXXX XXXX
1988 9,770,489 598 9,769,890 60.6 0.2 61.7
1989 9,050,013 957 9,049,056 63.0 0.4 64.1
1990 8,195,345 1,495 8,193,850 61.6 0.7 62.6
1991 5,769,252 59,369 5,709,883 53.3 44.7 53.4
1992 4,378,080 5,989 4,372,091 46.6 5.2 47.1
1993 3,659,325 8,372 3,650,953 60.3 11.1 60.9
1994 1,770,905 13,193 1,757,712 143.8 83.7 144.6
1995 2,103,909 24,017 2,079,892 433.0 384.0 433.7
1996 1,751,296 28,755 1,722,542 455.0 2248.2 449.1
1997 955,299 31,460 923,839 241.0 2163.6 233.9
TOTAL XXXX XXXX XXXX XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION% AFTER DISCOUNT
(33) (34) (35) (36) (37)
LOSS LOSS EXPENSE LOSSES UNPAID LOSS EXPENSES UNPAID
PRIOR 0 0 XXXX 3,047,057 1,391,720
1988 0 0 0.0 747,012 283,597
1989 0 0 0.0 1,578,324 340,795
1990 0 0 0.0 1,056,195 309,844
1991 0 0 0.0 258,655 215,682
1992 0 0 0.0 453,962 346,733
1993 0 0 0.0 226,730 191,082
1994 0 0 0.0 257,291 146,176
1995 0 0 0.0 367,720 208,290
1996 0 0 0.0 683,796 258,774
1997 0 0 0.0 377,133 231,747
TOTAL 0 0 XXXX 9,053,874 3,924,439