<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<RESTATED>
<MULTIPLIER>     1,000
                             
<PERIOD-TYPE>                   YEAR 
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<DEBT-HELD-FOR-SALE>                         3,409,200
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                     881,700
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                               4,450,600
<CASH>                                          15,400
<RECOVER-REINSURE>                             310,000
<DEFERRED-ACQUISITION>                         200,100
<TOTAL-ASSETS>                               6,183,900
<POLICY-LOSSES>                              1,800,600
<UNEARNED-PREMIUMS>                          1,467,300
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                775,700
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        71,500
<OTHER-SE>                                   1,605,400
<TOTAL-LIABILITY-AND-EQUITY>                 6,183,900
<PREMIUMS>                                   3,199,300
<INVESTMENT-INCOME>                            219,700
<INVESTMENT-GAINS>                               7,100 
<OTHER-INCOME>                                  46,200
<BENEFITS>                                   2,236,100
<UNDERWRITING-AMORTIZATION>                    482,600
<UNDERWRITING-OTHER>                           208,500
<INCOME-PRETAX>                                441,700
<INCOME-TAX>                                   128,000
<INCOME-CONTINUING>                            313,700
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   313,700
<EPS-PRIMARY>                                     4.29<F1>
<EPS-DILUTED>                                     4.14<F1>
<RESERVE-OPEN>                               1,314,400
<PROVISION-CURRENT>                          2,341,900
<PROVISION-PRIOR>                             (105,800)
<PAYMENTS-CURRENT>                           1,424,700
<PAYMENTS-PRIOR>                               592,900
<RESERVE-CLOSE>                              1,532,900
<CUMULATIVE-DEFICIENCY>                       (105,800)
<FN>
<F1>Represents basic and diluted earnings per share as required by SFAS 128,
"Earnings per Share," which replaces primary and fully diluted earnings per
share as previously reported.
</FN>